Travel
Madeen ranks credit cards for travel by effective rate — earn multiplier times cents-per-point. Top cards below from 3930 in our catalog. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
LAST REVIEWED • snapshot 2026-06-01
What is the best credit card for travel?
Baxter Credit Union Travel Rewards+ Visa® leads on effective rate for travel in our snapshot at 5%. Your best card depends on fees and spend. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How does Madeen rank travel cards?
Madeen effective rate equals category multiplier times estimated cash value per point. Issuer pages control current rules and caps. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Baxter Credit Union Travel Rewards+ Visa | Baxter Credit Union | Travel | 5% | $95 |
| U.S. Bank Cash+ Visa Signature | U.S. Bank | Travel | 5% | $0 |
| BFSFCU BEYOND Visa Signature | Bank-Fund Staff Federal Credit Union | Travel | 5% | $0 |
| Citi Custom Cash℠ | Citi | Travel | 5% | $0 |
| crypto.com Obsidian | Community Federal Savings Bank | Travel | 5% | $0 |
| Amtrak Guest Rewards Preferred Mastercard | FNBO | Travel | 5% | $99 |
| GreenState Credit Union World Mastercard | GreenState Credit Union | Travel | 5% | $0 |
| Best Western Rewards Mastercard | FNBO | Travel | 4.6% | $0 |
| Best Western Rewards Premium Mastercard | FNBO | Travel | 4.6% | $0 |
| BMO Escape | BMO | Travel | 4% | $150 |
| Chase Sapphire Reserve Credit Card | Chase | Travel | 4% | $795 |
| Wells Fargo Autograph Journey | Wells Fargo | Travel | 4% | $95 |
| TruRewards Mastercard | Banner Bank | Travel | 4% | $0 |
| World Rewards Mastercard | Banner Bank | Travel | 4% | $0 |
| J.P. Morgan Reserve | Chase | Travel | 4% | $795 |
| Sapphire Reserve for Business℠ Credit Card | Chase | Travel | 4% | $795 |
| Citi Prestige | Citi | Travel | 4% | $495 |
| My GM Rewards Card™ | Goldman Sachs | Travel | 4% | $0 |
| Wells Fargo Attune | Wells Fargo | Travel | 4% | $0 |
| Delta SkyMiles Platinum American Express | American Express | Travel | 3.6% | $350 |
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Frequently asked questions
What is Travel?
Spend category hub for travel purchases. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.