Best Western Rewards® Premium Mastercard®
FNBO and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of FNBO. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Best Western Rewards® Premium Mastercard® from FNBO earns up to 4.6% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 4.6%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 2x points.
What does the Best Western Rewards Premium Mastercard earn in each category?
Dining is the strongest category at 4.6% effective value (2x points at about 2.3 cents each). That dining rate ranks higher than about 100% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Best Western Rewards Premium Mastercard compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 4.6% effective value (2x points at about 2.3 cents each). That dining rate ranks higher than about 100% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Best Western Rewards Premium Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 4.6% Top category |
| Grocery Supermarkets and grocery stores | 2x points | 4.6% |
| Gas Gas stations and fuel | 2x points | 4.6% |
| Travel Flights, hotels, transit | 2x points | 4.6% |
| Other General everyday spend | 2x points | 4.6% |
Madeen values Best Western Rewards at about 2.3 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Best Western Rewards Premium Mastercard?
The Best Western Rewards Premium Mastercard fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points.
Best Western Rewards Premium Mastercard fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 100% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x points.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 4.6% effective (2x points).
- That dining rate ranks higher than about 100% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Best Western Rewards value depends on how you redeem, not straight cash back.
Does the Best Western Rewards Premium Mastercard have an annual fee?
The Best Western Rewards Premium Mastercard has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Best Western Rewards Premium Mastercard?
The Best Western Rewards Premium Mastercard includes FICO® Score, Platinum Status in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
FICO® Score
$25/yrFree FICO® Score
Platinum Status
Automatic Platinum Status
Related encyclopedia topics
Common questions about the Best Western Rewards Premium Mastercard
Does the Best Western Rewards Premium Mastercard have an annual fee?
The Best Western Rewards Premium Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Best Western Rewards Premium Mastercard?
Dining is the strongest Madeen category for the Best Western Rewards Premium Mastercard at about 4.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Best Western Rewards Premium Mastercard charge foreign transaction fees?
The Best Western Rewards Premium Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What credit score do you need for the Best Western Rewards Premium Mastercard?
Madeen's catalog lists a typical credit range of Excellent for the Best Western Rewards Premium Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Best Western Rewards Premium Mastercard?
Rewards on the Best Western Rewards Premium Mastercard post as Best Western Rewards. Redemption value depends on how you use Best Western Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How do I maximize rewards on the Best Western Rewards Premium Mastercard?
To maximize the Best Western Rewards Premium Mastercard, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
How does the Best Western Rewards Premium Mastercard compare to similar cards?
Compare the Best Western Rewards Premium Mastercard against Amtrak Guest Rewards Mastercard (5% on Dining, $0 fee); Amtrak Guest Rewards Preferred Mastercard (5% on Dining, $99 fee); Best Western Rewards Mastercard (4.6% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Best Western Rewards Premium Mastercard This card | Dining | 4.6% | $0 |
| Dining | 5% | $0 | |
| Dining | 5% | $99 | |
| Dining | 4.6% | $0 | |
| Dining | 3% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
FNBO and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of FNBO. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure