GreenState Credit Union

GreenState Credit Union World Mastercard

GreenState Credit Union and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of GreenState Credit Union. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

GreenState Credit Union World Mastercard5%
Travel at 5%No annual feeWelcome bonus
Top 100% for Travel
Highest earn rate in Travel at 5% effective value

The GreenState Credit Union World Mastercard from GreenState Credit Union earns up to 5% effective value on travel in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!.

Top category
Travel
Effective value
5%
Annual fee
$0
GreenState Credit Union World Mastercard card art

Best for travel-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in travel and can earn 5x points. The welcome bonus can help if you can meet the spend requirement.

Madeen analysis

What does the GreenState Credit Union World Mastercard earn in each category?

Travel is the strongest category at 5% effective value (5x points at about 1 cents each). That travel rate ranks higher than about 100% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how GreenState Credit Union World Mastercard compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight.

Travel is the strongest category at 5% effective value (5x points at about 1 cents each). That travel rate ranks higher than about 100% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how GreenState Credit Union World Mastercard compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1x points 1%
Grocery
Supermarkets and grocery stores
1x points 1%
Gas
Gas stations and fuel
2x points 2%
Travel
Flights, hotels, transit
5x points 5% Top category
Other
General everyday spend
1x points 1%

Madeen values GreenState Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the GreenState Credit Union World Mastercard reward caps and conditions?

The GreenState Credit Union World Mastercard has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.

  • 5x points on airlines
  • 2x points on gas
  • 5x points on hotels
Madeen take

Who should get the GreenState Credit Union World Mastercard?

The GreenState Credit Union World Mastercard fits spenders who put meaningful volume in travel and can earn 5x points. Best for spenders who put meaningful volume in travel and can earn 5x points. The welcome bonus can help if you can meet the spend requirement.

GreenState Credit Union World Mastercard fits spenders who put meaningful volume in travel and can earn 5x points. Madeen ranks its travel effective rate higher than about 100% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in travel and can earn 5x points. The welcome bonus can help if you can meet the spend requirement.

Foreign transaction fees make it weaker for international spend.

Best for travel-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is travel at about 5% effective (5x points).
  • That travel rate ranks higher than about 100% of cards we track in the category.
  • No annual fee in our catalog snapshot.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Charges $2 foreign transaction fees.
  • Multiple caps, activations, or exclusions may limit headline earn rates.
  • GreenState Rewards value depends on how you redeem, not straight cash back.
Welcome bonus

What is the GreenState Credit Union World Mastercard welcome bonus?

In Madeen's catalog snapshot, the GreenState Credit Union World Mastercard welcome offer is Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on.

Offer
10k GreenState Rewards (~$100 estimated)
Terms (catalog snapshot)
Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!
Minimum spend
$1,000
Window
2Months
Fees

Does the GreenState Credit Union World Mastercard have an annual fee?

The GreenState Credit Union World Mastercard has an annual fee of $0 and a foreign transaction fee of $2. Confirm current fees on the issuer page before applying.

Annual fee
$0
Foreign transaction fee
$2
Benefits

What benefits come with the GreenState Credit Union World Mastercard?

The GreenState Credit Union World Mastercard includes Global emergency services, HealthLock, Instacart in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value$420
All catalog benefits valued
  • Mastercard Transit Benefit

    $200/yr

    Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.

    World Mastercard®
    How we value this

    Statement credit face value from issuer terms — $200 face value (annualized from issuer terms). Card-specific overrides recommended where amounts differ.

  • Instacart

    $140/yr

    Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.

    World Mastercard®
    How we value this

    Statement credit face value from issuer terms — $140/yr annual face value.

  • Global emergency services

    $10/yr

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • HealthLock

    $10/yr

    Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Mastercard Golf

    $10/yr

    Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Mastercard ID Theft Protection

    $10/yr

    Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Mastercard Music and Entertainment Access benefit

    $10/yr

    Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Mastercard Travel

    $10/yr

    Browse exclusive Mastercard benefits, book travel, get hotel upgrades and more.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Priceless Experiences

    $10/yr

    Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Protection wherever you shop

    $10/yr

    With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.

    World Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

Common questions about the GreenState Credit Union World Mastercard

Where do cardholders spend most with the GreenState Credit Union World Mastercard?

Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on flights (5x), lodging (5x), gas (2x) for the GreenState Credit Union World Mastercard. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.

Does the GreenState Credit Union World Mastercard have an annual fee?

The GreenState Credit Union World Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the GreenState Credit Union World Mastercard?

Travel is the strongest Madeen category for the GreenState Credit Union World Mastercard at about 5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the GreenState Credit Union World Mastercard charge foreign transaction fees?

The GreenState Credit Union World Mastercard charges a foreign transaction fee of $2 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.

What is the GreenState Credit Union World Mastercard welcome bonus?

The GreenState Credit Union World Mastercard welcome offer in our snapshot: Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

What credit score do you need for the GreenState Credit Union World Mastercard?

Madeen's catalog lists a typical credit range of Good to Excellent for the GreenState Credit Union World Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.

Compare

How does the GreenState Credit Union World Mastercard compare to similar cards?

Compare the GreenState Credit Union World Mastercard against GreenState Credit Union Platinum Rewards Mastercard (3% on Gas, $0 fee); GreenState Credit Union Platinum Mastercard (0% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
GreenState Credit Union World Mastercard
This card
Travel5%$0
Gas3%$0
Dining0%$0
Merchants

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Data source Madeen catalog analysis

GreenState Credit Union and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of GreenState Credit Union. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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