Premium credit cards ($300+ annual fee)
Madeen lists 20 indexable premium credit cards ($300+ annual fee) in our catalog snapshot, ranked by effective earn rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
LAST REVIEWED • snapshot 2026-06-01
Which premium credit cards ($300+ annual fee) are in the Madeen catalog?
Top effective rate among matches: Robinhood Platinum Card at 5%. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Robinhood Platinum Card | Coastal Community Bank | Dining | 5% | $695 |
| Chase Sapphire Reserve Credit Card | Chase | Travel | 4% | $795 |
| J.P. Morgan Reserve | Chase | Travel | 4% | $795 |
| Sapphire Reserve for Business℠ Credit Card | Chase | Travel | 4% | $795 |
| Citi Prestige | Citi | Dining | 4% | $495 |
| Qatar Airways Privilege Club Infinite | First Electronic Bank | Dining | 3.8% | $499 |
| Delta SkyMiles Platinum American Express | American Express | Travel | 3.6% | $350 |
| Delta SkyMiles Platinum Business | American Express | Travel | 3.6% | $350 |
| Hilton Honors American Express Aspire | American Express | Dining | 3.5% | $550 |
| SKYPASS Select Visa Signature | U.S. Bank | Dining | 3.2% | $450 |
| Citi AAdvantage Globe™ Card | Citi | Dining | 3% | $350 |
| Amegy Bank Reserve | Amegy Bank | Dining | 3% | $450 |
| American Express Platinum Card for Schwab | American Express | Travel | 3% | $695 |
| The Platinum Card from American Express Exclusively for Morgan Stanley | American Express | Travel | 3% | $695 |
| The Platinum Card | American Express | Travel | 3% | $895 |
| California Bank & Trust Reserve | California Bank & Trust | Dining | 3% | $450 |
| City National Crystal Visa Infinite | City National Bank | Dining | 3% | $400 |
| National Bank of Arizona Reserve | National Bank of Arizona | Dining | 3% | $450 |
| Nevada State Bank Reserve | Nevada State Bank | Dining | 3% | $450 |
| Vectra Bank Colorado Reserve | Vectra Bank Colorado | Dining | 3% | $450 |
Frequently asked questions
What is Premium credit cards ($300+ annual fee)?
Premium credit cards ($300+ annual fee) in the Madeen credit card encyclopedia. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.