Delta SkyMiles® Platinum Business
American Express and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of American Express. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Delta SkyMiles® Platinum Business from American Express earns up to 3.6% effective value on travel in Madeen's catalog snapshot. Its annual fee is $350. New applicants may see: Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership..
- Top category
- Travel
- Effective value
- 3.6%
- Annual fee
- $350
Worth a look for travel spend if you need a business card and can use Delta SkyMiles the way you redeem today. Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the Delta SkyMiles Platinum Business earn in each category?
Travel is the strongest category at 3.6% effective value (3x miles at about 1.2 cents each). That travel rate ranks higher than about 99% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Delta SkyMiles Platinum Business compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight lodging.
Travel is the strongest category at 3.6% effective value (3x miles at about 1.2 cents each). That travel rate ranks higher than about 99% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Delta SkyMiles Platinum Business compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1.2% |
| Grocery Supermarkets and grocery stores | 1x miles | 1.2% |
| Gas Gas stations and fuel | 1x miles | 1.2% |
| Travel Flights, hotels, transit | 3x miles | 3.6% Top category |
| Other General everyday spend | 1x miles | 1.2% |
Madeen values Delta SkyMiles at about 1.2 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Delta SkyMiles Platinum Business reward caps and conditions?
The Delta SkyMiles Platinum Business has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 3 miles on every dollar spent on purchases made directly with hotels
- 1.5 miles on every dollar spent on eligible transit
Who should get the Delta SkyMiles Platinum Business?
The Delta SkyMiles Platinum Business fits spenders who put meaningful volume in travel and can earn 3x miles. Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Delta SkyMiles Platinum Business fits spenders who put meaningful volume in travel and can earn 3x miles. Madeen ranks its travel effective rate higher than about 99% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for travel spend if you need a business card and can use Delta SkyMiles the way you redeem today.
Pros
- Strongest Madeen category is travel at about 3.6% effective (3x miles).
- That travel rate ranks higher than about 99% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $350 annual fee requires enough spend in bonus categories to offset.
- Delta SkyMiles value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
What is the Delta SkyMiles Platinum Business welcome bonus?
In Madeen's catalog snapshot, the Delta SkyMiles Platinum Business welcome offer is Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 70k Delta SkyMiles (~$840 estimated)
- Terms (catalog snapshot)
- Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
- Minimum spend
- $6,000
- Window
- 6Months
Does the Delta SkyMiles Platinum Business have an annual fee?
The Delta SkyMiles Platinum Business has an annual fee of $350 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $350
- Foreign transaction fee
- None
What travel perks does the Delta SkyMiles Platinum Business include?
The Delta SkyMiles Platinum Business includes Trusted traveler credit, Free checked bag, $120 Resy Credit, $120 Rideshare Credit and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
Fee Credit for Global Entry or TSA PreCheck - Receive either a $120 statement credit for Global Entry or up to an $85 statement credit for TSA PreCheck®. TSA PreCheck® can expedite security screening and Global Entry can reduce wait time at U.S. Customs at select airports. If you are approved for Global Entry, you will also receive access to TSA PreCheck® at no additional charge. You can apply for TSA PreCheck® through any Authorized Enrollment Provider. Only one credit will be given in a 4 year period for Global Entry or in a 4.5 year period for TSA PreCheck® for a 5-year plan only, depending on whichever application fee is charged to your Card first.
Free checked bag
You can check your first bag for free and save up to $60 on a round trip Delta flight.
What benefits come with the Delta SkyMiles Platinum Business?
Extended Warranty
$10,000/yrWhen you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
Purchase Protection
$10,000/yrSometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per occurrence, $50,000 per calendar year.
Baggage Insurance Plan
$2,000/yrTravel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
Trip Delay Insurance
$500/yrIf a round-trip is paid for entirely with your eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same eligible Card, up to $300 per trip, maximum 2 claims per eligible card per 12 consecutive month period.
First checked bag free
$280/yrYou can check your first bag for free and save up to $60 on a round-trip Delta flight.
$200 Delta Stays Credit
$200/yrElevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com
$120 Resy Credit
$120/yrWith the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
$120 Rideshare Credit
$120/yrEarn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
Fee Credit for Global Entry or TSA PreCheck
$85/yrReceive a fee credit for TSA PreCheck® or Global Entry (which includes TSA PreCheck) by using your Card. If approved for Global Entry, you will also receive access to TSA PreCheck at no additional charge.
Car Rental Loss and Damage Insurance
$40/yrWhen you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Complimentary Upgrade List
$25/yrNot a Medallion Member? Delta SkyMiles® Platinum Business Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
Global Assist® Hotline
$25/yrLose your wallet? Need a referral for a doctor? Global Assist Hotline is there to help with coordination and assistance services when you are traveling 100 or more miles from home. We can also help you with visa and customs information, and more. Card Members are responsible for the costs charged by third-party service providers.
Related encyclopedia topics
What annual spend bonuses does the Delta SkyMiles Platinum Business offer?
- Status Boost® - With Status Boost®, get closer to Medallion® Status by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to 2 times per year. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
Common questions about the Delta SkyMiles Platinum Business
Where do cardholders spend most with the Delta SkyMiles Platinum Business?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on lodging (3x), general services postage and shipping (1.5x), other transportation (1.5x) for the Delta SkyMiles Platinum Business. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Is Amex Business Platinum still worth it?
The Delta SkyMiles® Platinum Business from American Express earns up to 3.6% effective value on travel in Madeen's catalog snapshot. Its annual fee is $350. New applicants may see: Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership..
Does the Delta SkyMiles Platinum Business have an annual fee?
The Delta SkyMiles Platinum Business carries an annual fee of $350 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Delta SkyMiles Platinum Business?
Travel is the strongest Madeen category for the Delta SkyMiles Platinum Business at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Delta SkyMiles Platinum Business charge foreign transaction fees?
The Delta SkyMiles Platinum Business does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Delta SkyMiles Platinum Business welcome bonus?
The Delta SkyMiles Platinum Business welcome offer in our snapshot: Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
How does the Delta SkyMiles Platinum Business compare to similar cards?
Compare the Delta SkyMiles Platinum Business against Delta SkyMiles Platinum American Express (3.6% on Travel, $350 fee); American Express Platinum Card for Schwab (3% on Travel, $695 fee); The Platinum Card from American Express Exclusively for Morgan Stanley (3% on Travel, $695 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Delta SkyMiles Platinum Business This card | Travel | 3.6% | $350 |
| Travel | 3.6% | $350 | |
American Express | Travel | 3% | $695 |
| Travel | 3% | $695 | |
American Express | Travel | 3% | $895 |
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American Express and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of American Express. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure