First Electronic Bank

Qatar Airways Privilege Club Infinite

First Electronic Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Electronic Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Qatar Airways Privilege Club Infinite3.8%
Dining at 3.8%$499 annual feeWelcome bonus
Top 92% for Dining
Highest earn rate in Dining at 3.8% effective value

The Qatar Airways Privilege Club Infinite from First Electronic Bank earns up to 3.8% effective value on dining in Madeen's catalog snapshot. Its annual fee is $499. New applicants may see: Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days.

Top category
Dining
Effective value
3.8%
Annual fee
$499
Qatar Airways Privilege Club Infinite card art

Best for dining-heavy spend when the $499 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement.

Madeen analysis

What does the Qatar Airways Privilege Club Infinite earn in each category?

Dining is the strongest category at 3.8% effective value (3x miles at about 1.3 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Qatar Airways Privilege Club Infinite compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight.

Dining is the strongest category at 3.8% effective value (3x miles at about 1.3 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Qatar Airways Privilege Club Infinite compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
3x miles 3.8% Top category
Grocery
Supermarkets and grocery stores
1x miles 1.3%
Gas
Gas stations and fuel
1x miles 1.3%
Travel
Flights, hotels, transit
1x miles 1.3%
Other
General everyday spend
1x miles 1.3%

Madeen values Qatar Airways Privilege Club Avios at about 1.3 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Qatar Airways Privilege Club Infinite reward caps and conditions?

The Qatar Airways Privilege Club Infinite has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.

  • 3x Avios on dining
Madeen take

Who should get the Qatar Airways Privilege Club Infinite?

The Qatar Airways Privilege Club Infinite fits spenders who put meaningful volume in dining and can earn 3x miles. Best for spenders who put meaningful volume in dining and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement.

Qatar Airways Privilege Club Infinite fits spenders who put meaningful volume in dining and can earn 3x miles. Madeen ranks its dining effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for dining-heavy spend when the $499 fee fits your usage; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is dining at about 3.8% effective (3x miles).
  • That dining rate ranks higher than about 92% of cards we track in the category.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $499 annual fee requires enough spend in bonus categories to offset.
  • Qatar Airways Privilege Club Avios value depends on how you redeem, not straight cash back.
Welcome bonus

What is the Qatar Airways Privilege Club Infinite welcome bonus?

In Madeen's catalog snapshot, the Qatar Airways Privilege Club Infinite welcome offer is Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer.

Offer
50k Qatar Airways Privilege Club Avios (~$625 estimated)
Terms (catalog snapshot)
Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days
Minimum spend
$5,000
Window
90Days
Fees

Does the Qatar Airways Privilege Club Infinite have an annual fee?

The Qatar Airways Privilege Club Infinite has an annual fee of $499 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.

Annual fee
$499
Foreign transaction fee
None
Benefits

What benefits come with the Qatar Airways Privilege Club Infinite?

The Qatar Airways Privilege Club Infinite includes Auto rental collision damage waiver, Auto Rental Collision Damage Waiver, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value~$47,130
28 of 31 benefits valued
  • Extended Warranty Protection

    $10,000/yr
    How we value this

    Statement credit face value from issuer terms — $10000.00 face value (annualized from issuer terms).

  • Purchase Security

    $10,000/yr
    How we value this

    Statement credit face value from issuer terms — $10000 face value (annualized from issuer terms).

  • Extended Warranty Protection

    $10,000/yr

    When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.

    Visa Infinite®
    How we value this

    Statement credit face value from issuer terms — $10000.00 face value (annualized from issuer terms).

  • Lost Luggage Reimbursement

    $3,000/yr
    How we value this

    Statement credit face value from issuer terms — $3000 face value (annualized from issuer terms).

  • Travel Accident Insurance

    $3,000/yr
    How we value this

    Statement credit face value from issuer terms — $3000 face value (annualized from issuer terms).

  • Lost Luggage Reimbursement

    $3,000/yr

    When you use your covered card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the airline or common carrier.

    Visa Infinite®
    How we value this

    Statement credit face value from issuer terms — $3000 face value (annualized from issuer terms).

  • Travel Accident Insurance

    $3,000/yr

    Add peace of mind to your itinerary. Purchase your airline ticket with your covered Visa card and you can enjoy Travel Accident Insurance.

    Visa Infinite®
    How we value this

    Statement credit face value from issuer terms — $3000 face value (annualized from issuer terms).

  • Return Protection

    $1,000/yr
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms). Card-specific overrides recommended where amounts differ.

  • Roadside Dispatch®

    $1,000/yr
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms).

  • Return Protection

    $1,000/yr

    When you use your covered Visa card to make an eligible purchase, you can get return protection if you are dissatisfied with your item within 90 days of purchase and the merchant will not accept the return.

    Visa Infinite®
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms). Card-specific overrides recommended where amounts differ.

  • Roadside Dispatch®

    $1,000/yr

    This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

    Visa Infinite®
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms).

  • Trip Delay Reimbursement

    $500/yr

    Anticipate delays when you purchase air travel with your covered Visa card. With Trip Delay coverage, you can receive up to $500.00 when you’re stuck for more than 6 hours due to a covered hazard such as equipment failure, inclement weather, strike and hijacking/skyjacking.

    Visa Infinite®
    How we value this

    Statement credit face value from issuer terms — $500.00 face value (annualized from issuer terms).

Common questions about the Qatar Airways Privilege Club Infinite

Where do cardholders spend most with the Qatar Airways Privilege Club Infinite?

Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (3x), fast food (3x), other food and drink (3x) for the Qatar Airways Privilege Club Infinite. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.

Does the Qatar Airways Privilege Club Infinite have an annual fee?

The Qatar Airways Privilege Club Infinite carries an annual fee of $499 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Qatar Airways Privilege Club Infinite?

Dining is the strongest Madeen category for the Qatar Airways Privilege Club Infinite at about 3.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Qatar Airways Privilege Club Infinite charge foreign transaction fees?

The Qatar Airways Privilege Club Infinite does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.

What is the Qatar Airways Privilege Club Infinite welcome bonus?

The Qatar Airways Privilege Club Infinite welcome offer in our snapshot: Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the Qatar Airways Privilege Club Infinite annual fee worth it?

Whether the $499 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.

Compare

How does the Qatar Airways Privilege Club Infinite compare to similar cards?

Compare the Qatar Airways Privilege Club Infinite against Brooks Brothers World Mastercard (4% on Dining, $0 fee); Bilt Obsidian Card (3% on Dining, $95 fee); Booking.com Genius Rewards Visa Signature (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Qatar Airways Privilege Club Infinite
This card
Dining3.8%$499
Dining4%$0
First Electronic Bank
Dining3%$95
Dining3%$0
Dining2.5%$99
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Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Data source Madeen catalog analysis

First Electronic Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Electronic Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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