U.S. Bank

SKYPASS Select Visa Signature®

U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

SKYPASS Select Visa Signature®3.2%
Dining at 3.2%$450 annual feeWelcome bonus
Top 92% for Dining
Highest earn rate in Dining at 3.2% effective value

The SKYPASS Select Visa Signature® from U.S. Bank earns up to 3.2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $450. New applicants may see: Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days..

Top category
Dining
Effective value
3.2%
Annual fee
$450
SKYPASS Select Visa Signature® card art

Best for dining-heavy spend when the $450 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Madeen analysis

What does the SKYPASS Select Visa Signature earn in each category?

Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how SKYPASS Select Visa Signature compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight coffee.

Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how SKYPASS Select Visa Signature compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x miles 3.2% Top category
Grocery
Supermarkets and grocery stores
1x miles 1.6%
Gas
Gas stations and fuel
1x miles 1.6%
Travel
Flights, hotels, transit
2x miles 3.2%
Other
General everyday spend
1x miles 1.6%

Madeen values Korean Air SKYPASS at about 1.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the SKYPASS Select Visa Signature reward caps and conditions?

The SKYPASS Select Visa Signature has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.

  • 2X miles on other airlines
  • 2X miles on dining, including takeout and restaurant delivery
  • 2X miles on hotels
Madeen take

Who should get the SKYPASS Select Visa Signature?

The SKYPASS Select Visa Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

SKYPASS Select Visa Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for dining-heavy spend when the $450 fee fits your usage; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is dining at about 3.2% effective (2x miles).
  • That dining rate ranks higher than about 92% of cards we track in the category.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $450 annual fee requires enough spend in bonus categories to offset.
  • Multiple caps, activations, or exclusions may limit headline earn rates.
  • Korean Air SKYPASS value depends on how you redeem, not straight cash back.
Welcome bonus

What is the SKYPASS Select Visa Signature welcome bonus?

In Madeen's catalog snapshot, the SKYPASS Select Visa Signature welcome offer is Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.

Offer
60k Korean Air SKYPASS (~$960 estimated)
Terms (catalog snapshot)
Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.
Minimum spend
$5,000
Window
90Days
Fees

Does the SKYPASS Select Visa Signature have an annual fee?

The SKYPASS Select Visa Signature has an annual fee of $450 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.

Annual fee
$450
Foreign transaction fee
None
Travel perks

What travel perks does the SKYPASS Select Visa Signature include?

The SKYPASS Select Visa Signature includes Trusted traveler credit, Lounge access, $200 travel credit, 10,000 Bonus Miles and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

  • Trusted traveler credit

    Up to $120 TSA PreCheck® or Global Entry® application fee statement credit

  • Lounge access

    Priority Pass Select - get four free lounge visits each year for you to access and enjoy at 1,600+ Priority Pass airport lounges and experiences around the world.

Benefits

What benefits come with the SKYPASS Select Visa Signature?

Madeen estimated annual value~$2,778
19 of 26 benefits valued
  • Roadside Dispatch®

    $1,000/yr

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

    Visa Signature®
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms).

  • Trip Delay Reimbursement

    $500/yr

    Reimbursement for expenses incurred when your trip is delayed 12+ hours due to a covered hazard

    How we value this

    Statement credit face value from issuer terms — $500.00 face value (annualized from issuer terms).

  • Sofar Sounds

    $240/yr

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

    Visa Signature®
    How we value this

    Editorial review of "Sofar Sounds" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • $200 travel credit

    $200/yr

    Get a $200 statement credit on travel purchases annually.

    How we value this

    Statement credit face value from issuer terms — $200 face value (annualized from issuer terms).

  • Visa Signature Concierge

    $150/yr

    Get assistance with travel planning, entertainment tickets and more.

    Visa Signature®
    How we value this

    Premium concierge service — editorial expected value $150/yr (not lounge-access proxy).

  • Get to the gate faster

    $120/yr

    Up to $120 TSA PreCheck® or Global Entry® application fee statement credit.

    How we value this

    Statement credit face value from issuer terms — $120 face value (annualized from issuer terms).

  • Global Entry Statement Credit

    $120/yr

    Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.

    Visa Signature®
    How we value this

    Statement credit face value from issuer terms — $120 face value (annualized from issuer terms).

  • OpenTable

    $120/yr

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

    Visa Signature®
    How we value this

    Editorial review of "OpenTable" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Priority Pass Select™

    $99/yr

    Get four free lounge visits each year for you to access and enjoy at 1,600+ Priority Pass airport lounges and experiences around the world.

    How we value this

    Lounge access valued at Priority Pass retail proxy ($99/yr).

  • Priority Pass airport lounge access

    $99/yr

    Enjoy access to over 1,700 airport lounges and experiences around the globe.

    Visa Signature®
    How we value this

    Lounge access valued at Priority Pass retail proxy ($99/yr).

  • Trip Cancellation/Trip Interruption Reimbursement

    $35/yr

    Reimbursement for non-refundable costs when your plans change

    How we value this

    Conservative expected value for travel perks and fee credits.

  • Enjoy some quiet time

    $25/yr

    2 KAL Lounge coupons each year

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

Spend bonuses

What annual spend bonuses does the SKYPASS Select Visa Signature offer?

  • Earn 10,000 Bonus Miles at renewal after $35,000 in spend annually
  • Earn 5,000 Bonus Miles after spending $15,000 annually

Common questions about the SKYPASS Select Visa Signature

Where do cardholders spend most with the SKYPASS Select Visa Signature?

Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (2x), fast food (2x), other food and drink (2x) for the SKYPASS Select Visa Signature. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.

Is Skypass Visa Signature Card worth it?

The SKYPASS Select Visa Signature® from U.S. Bank earns up to 3.2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $450. New applicants may see: Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days..

Does the SKYPASS Select Visa Signature have an annual fee?

The SKYPASS Select Visa Signature carries an annual fee of $450 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the SKYPASS Select Visa Signature?

Dining is the strongest Madeen category for the SKYPASS Select Visa Signature at about 3.2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the SKYPASS Select Visa Signature charge foreign transaction fees?

The SKYPASS Select Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.

What is the SKYPASS Select Visa Signature welcome bonus?

The SKYPASS Select Visa Signature welcome offer in our snapshot: Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Compare

How does the SKYPASS Select Visa Signature compare to similar cards?

Compare the SKYPASS Select Visa Signature against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Visa Signature (3.2% on Dining, $99 fee); SKYPASS Visa Signature Business (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
SKYPASS Select Visa Signature
This card
Dining3.2%$450
Dining4%$0
Dining3.2%$99
Dining3.2%$99
Dining3%$0
Compare
Merchants

Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.

Guides
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See how this card ranks in your wallet

Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Data source Madeen catalog analysis

U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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