Madeen encyclopedia

Grocery

Madeen ranks credit cards for grocery by effective rate — earn multiplier times cents-per-point. Top cards below from 3930 in our catalog. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

20 related cards

LAST REVIEWED • snapshot 2026-06-01

What is the best credit card for grocery?

Blue Cash Preferred® leads on effective rate for grocery in our snapshot at 6%. Your best card depends on fees and spend. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How does Madeen rank grocery cards?

Madeen effective rate equals category multiplier times estimated cash value per point. Issuer pages control current rules and caps. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Blue Cash Preferred American Express Grocery 6% $95
Morgan Stanley Blue Cash Preferred Card American Express Grocery 6% $95
Aven Rewards Visa Coastal Community Bank Grocery 6% $0
USALLIANCE Financial Visa Signature USALLIANCE Financial Grocery 6% $0
SoFi Smart Card Bank of Missouri Grocery 5% $0
Citi Custom Cash℠ Citi Grocery 5% $0
Citi Dividend Citi Grocery 5% $0
AAA Daily Advantage Visa Signature Comenity Grocery 5% $0
crypto.com Obsidian Community Federal Savings Bank Grocery 5% $0
Credit One Bank Platinum X5 Visa Signature Credit One Grocery 5% $95
Best Western Rewards Mastercard FNBO Grocery 4.6% $0
Best Western Rewards Premium Mastercard FNBO Grocery 4.6% $0
Aeroplan Card Chase Grocery 4.5% $95
TruRewards Mastercard Banner Bank Grocery 4% $0
World Rewards Mastercard Banner Bank Grocery 4% $0
Pottery Barn Key Rewards Visa Capital One Grocery 4% $0
The Key Rewards Visa Capital One Grocery 4% $0
West Elm Key Rewards Visa Capital One Grocery 4% $0
Williams Sonoma Key Rewards Visa Capital One Grocery 4% $0
Brooks Brothers World Mastercard First Electronic Bank Grocery 4% $0

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Frequently asked questions

What is Grocery?

Spend category hub for grocery purchases. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Does Madeen guarantee approval or bonus eligibility?

No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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