Huntington Voice Business
Huntington and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Huntington. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Huntington Voice Business from Huntington earns up to 4% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 4%
- Annual fee
- $0
Worth a look for dining spend if you need a business card and can use cash back the way you redeem today. Best for spenders who put meaningful volume in dining and can earn 4% back.
What does the Huntington Voice Business earn in each category?
Dining is the strongest category at 4% effective value (4% back). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Huntington Voice Business compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight other entertainment at 4x among the top.
Dining is the strongest category at 4% effective value (4% back). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Huntington Voice Business compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4% back | 4% Top category |
| Grocery Supermarkets and grocery stores | 4% back | 4% |
| Gas Gas stations and fuel | 4% back | 4% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 4% back | 4% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Huntington Voice Business reward caps and conditions?
The Huntington Voice Business has 4 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 4% cash back in the category you choose: Dining Capped at $7000 per quarter.
- 4% cash back in the category you choose: Gas Stations Capped at $7000 per quarter.
- 4% cash back in the category you choose: Grocery Stores Capped at $7000 per quarter.
- 4% cash back in the category you choose: Wholesale Clubs Capped at $7000 per quarter.
Who should get the Huntington Voice Business?
The Huntington Voice Business fits spenders who put meaningful volume in dining and can earn 4% back. Best for spenders who put meaningful volume in dining and can earn 4% back.
Huntington Voice Business fits spenders who put meaningful volume in dining and can earn 4% back. Madeen ranks its dining effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 4% back.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for dining spend if you need a business card and can use cash back the way you redeem today.
Pros
- Strongest Madeen category is dining at about 4% effective (4% back).
- That dining rate ranks higher than about 92% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Business card — rewards and liability rules differ from consumer cards.
Does the Huntington Voice Business have an annual fee?
The Huntington Voice Business has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Huntington Voice Business?
The Huntington Voice Business includes Car Rental Insurance, Employee Cards & Spend Controls, Global emergency services in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
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Global emergency services
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Common questions about the Huntington Voice Business
Where do cardholders spend most with the Huntington Voice Business?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on other entertainment (4x), sporting events amusement parks and museums (4x), coffee (4x) for the Huntington Voice Business. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Huntington Voice Business have an annual fee?
The Huntington Voice Business carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Huntington Voice Business?
Dining is the strongest Madeen category for the Huntington Voice Business at about 4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Huntington Voice Business charge foreign transaction fees?
The Huntington Voice Business does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What credit score do you need for the Huntington Voice Business?
Madeen's catalog lists a typical credit range of Good to Excellent for the Huntington Voice Business. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Huntington Voice Business?
Rewards on the Huntington Voice Business post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Huntington Voice Business compare to similar cards?
Compare the Huntington Voice Business against Huntington Voice Rewards (3% on Dining, $0 fee); Huntington Cashback (1.5% on Dining, $0 fee); Huntington APR Voice (0% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Huntington Voice Business This card | Dining | 4% | $0 |
Huntington | Dining | 3% | $0 |
Huntington | Dining | 1.5% | $0 |
Huntington | Dining | 0% | $0 |
Where this card ranks
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Huntington and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Huntington. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure