U.S. Bank FlexPerks® Business Travel Rewards
U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The U.S. Bank FlexPerks® Business Travel Rewards from U.S. Bank earns up to 2% effective value on gas in Madeen's catalog snapshot. Its annual fee is $55.
- Top category
- Gas
- Effective value
- 2%
- Annual fee
- $55
Worth a look for gas spend if you need a business card and can use cash back the way you redeem today. Best for spenders who put meaningful volume in gas and can earn 2% back.
What does the U.S. Bank FlexPerks Business Travel Rewards earn in each category?
Gas is the strongest category at 2% effective value (2% back). That gas rate ranks higher than about 56% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how U.S. Bank FlexPerks Business Travel Rewards compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight office supplies at 2x.
Gas is the strongest category at 2% effective value (2% back). That gas rate ranks higher than about 56% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how U.S. Bank FlexPerks Business Travel Rewards compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1% back | 1% |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 2% back | 2% Top category |
| Travel Flights, hotels, transit | 2% back | 2% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the U.S. Bank FlexPerks Business Travel Rewards reward caps and conditions?
The U.S. Bank FlexPerks Business Travel Rewards has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 2X FlexPoints for every $1 spent at gas and electric vehicle charging stations, office supply stores, or airlines — whichever you spend most on each monthly billing cycle.
Who should get the U.S. Bank FlexPerks Business Travel Rewards?
The U.S. Bank FlexPerks Business Travel Rewards fits spenders who put meaningful volume in gas and can earn 2% back. Best for spenders who put meaningful volume in gas and can earn 2% back.
U.S. Bank FlexPerks Business Travel Rewards fits spenders who put meaningful volume in gas and can earn 2% back. Madeen ranks its gas effective rate higher than about 56% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 2% back.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for gas spend if you need a business card and can use cash back the way you redeem today.
Pros
- Strongest Madeen category is gas at about 2% effective (2% back).
- No foreign transaction fee listed.
Cons
- $55 annual fee requires enough spend in bonus categories to offset.
- Business card — rewards and liability rules differ from consumer cards.
Does the U.S. Bank FlexPerks Business Travel Rewards have an annual fee?
The U.S. Bank FlexPerks Business Travel Rewards has an annual fee of $55 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $55
- Foreign transaction fee
- None
What benefits come with the U.S. Bank FlexPerks Business Travel Rewards?
The U.S. Bank FlexPerks Business Travel Rewards includes Auto Rental Collision Damage Waiver, Extended Warranty, Roadside Dispatch in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Extended Warranty
$10,000/yrDouble the time period of the original manufacturer’s written U.S. warranty up to one (1) additional year on warranties of three (3) years or less – up to a maximum of ten thousand dollars ($10,000) per claim. The eligible item must have been purchased with your eligible credit card. Certain terms, conditions, and exclusions may apply.
Travel Accident Insurance
$3,000/yrUse your eligible credit card to purchase travel fares on common carriers (train, plane, bus, or ship) and receive automatic Accidental Death and Dismemberment Insurance for you and your family. Certain terms, restrictions, and exclusions may apply.
Roadside Dispatch
$1,000/yrGet emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-VISA-TOW (1-800-847-2869). Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees. Certain terms, conditions, and exclusions may apply.
Auto Rental Collision Damage Waiver
$10/yrReceive Auto Rental coverage by charging your entire rental transaction amount to your eligible card and declining the extra collision insurance (or loss damage waiver) from the rental company. If your rental car is damaged or stolen while you’re traveling, you can be covered! It’s your ticket to significant savings and increased peace of mind. Certain terms, conditions, and exclusions may apply
Related encyclopedia topics
Common questions about the U.S. Bank FlexPerks Business Travel Rewards
Where do cardholders spend most with the U.S. Bank FlexPerks Business Travel Rewards?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on office supplies (2x), internet and cable (2x), telephone (2x) for the U.S. Bank FlexPerks Business Travel Rewards. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the U.S. Bank FlexPerks Business Travel Rewards have an annual fee?
The U.S. Bank FlexPerks Business Travel Rewards carries an annual fee of $55 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the U.S. Bank FlexPerks Business Travel Rewards?
Gas is the strongest Madeen category for the U.S. Bank FlexPerks Business Travel Rewards at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the U.S. Bank FlexPerks Business Travel Rewards charge foreign transaction fees?
The U.S. Bank FlexPerks Business Travel Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
Is the U.S. Bank FlexPerks Business Travel Rewards annual fee worth it?
Whether the $55 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the U.S. Bank FlexPerks Business Travel Rewards?
Madeen's catalog lists a typical credit range of Good for the U.S. Bank FlexPerks Business Travel Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the U.S. Bank FlexPerks Business Travel Rewards compare to similar cards?
Compare the U.S. Bank FlexPerks Business Travel Rewards against H-D™ H.O.G.™ Elite Visa Signature (5% on Gas, $99 fee); U.S. Bank Altitude Connect Visa Signature (4% on Gas, $0 fee); U.S. Bank Business Altitude™ Connect Visa Signature (4% on Gas, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
U.S. Bank FlexPerks Business Travel Rewards This card | Gas | 2% | $55 |
U.S. Bank | Gas | 5% | $99 |
| Gas | 4% | $0 | |
| Gas | 4% | $95 | |
U.S. Bank | Gas | 3% | $0 |
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U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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