Madeen encyclopedia

Rental car insurance

Rental car insurance is a protection benefit on 15 cards in the Madeen catalog. Secondary or primary auto rental collision damage waiver when you decline the rental agency coverage. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

15 related cards

LAST REVIEWED • snapshot 2026-06-01

What is Rental car insurance?

Secondary or primary auto rental collision damage waiver when you decline the rental agency coverage and pay with the card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which cards include Rental car insurance?

15 catalog cards match Rental car insurance by title or taxonomy. Table ranks by Madeen effective rate in the strongest spend category. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Is Rental car insurance worth it?

Weigh Rental car insurance against annual fees on related cards. A perk matters only if you would use it and the fee is offset by spend or credits. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Wyndham Rewards Earner Business Barclays Gas 7.2% $95
Blue Cash Preferred American Express Grocery 6% $95
Morgan Stanley Blue Cash Preferred Card American Express Grocery 6% $95
USALLIANCE Financial Visa Signature USALLIANCE Financial Grocery 6% $0
Wyndham Rewards Earner Plus Barclays Gas 5.4% $75
Abby Bank Visa Max Cash Preferred Abby Bank Other 5% $0
Air Academy Credit Union Visa Max Cash Preferred Air Academy Credit Union Other 5% $0
Alerus Visa Max Cash Preferred Alerus Other 5% $0
Allegiance Credit Union Visa Max Cash Preferred Allegiance Credit Union Other 5% $0
Alliance Credit Union Visa Max Cash Preferred Alliance Credit Union Other 5% $0
AllSouth Federal Credit Union Visa Max Cash Preferred AllSouth Federal Credit Union Other 5% $0
American Savings Bank Visa Max Cash Preferred American Savings Bank Other 5% $0
Ameris Bank Visa Max Cash Preferred Ameris Bank Other 5% $0
AmeriServ Financial Visa Max Cash Preferred AmeriServ Financial Other 5% $0
Amplify Credit Union Visa Max Cash Preferred Amplify Credit Union Other 5% $0

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Frequently asked questions

What is Rental car insurance on a credit card?

Secondary or primary auto rental collision damage waiver when you decline the rental agency coverage and pay with the card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How many cards include Rental car insurance?

Madeen lists 15 cards with Rental car insurance or a matching benefit title in our catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Does Madeen guarantee approval or bonus eligibility?

No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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