U.S. Bank Business Altitude™ Connect Visa Signature®
U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The U.S. Bank Business Altitude™ Connect Visa Signature® from U.S. Bank earns up to 4% effective value on gas in Madeen's catalog snapshot. Its annual fee is $95. New applicants may see: Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account..
- Top category
- Gas
- Effective value
- 4%
- Annual fee
- $95
Worth a look for gas spend if you need a business card and can use U.S. Bank Altitude points the way you redeem today. Best for spenders who put meaningful volume in gas and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the U.S. Bank Business Altitude™ Connect Visa Signature earn in each category?
Gas is the strongest category at 4% effective value (4x points at about 1 cents each). That gas rate ranks higher than about 92% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how U.S. Bank Business Altitude™ Connect Visa Signature compares across dining, grocery, gas, travel, and other spend. Catalog spend.
Gas is the strongest category at 4% effective value (4x points at about 1 cents each). That gas rate ranks higher than about 92% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how U.S. Bank Business Altitude™ Connect Visa Signature compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 4x points | 4% Top category |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values U.S. Bank Altitude points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the U.S. Bank Business Altitude™ Connect Visa Signature reward caps and conditions?
The U.S. Bank Business Altitude™ Connect Visa Signature has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 4X points on travel, including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend. Capped at $150000 per year.
- Get 2X points on dining, takeout and restaurant delivery
Who should get the U.S. Bank Business Altitude™ Connect Visa Signature?
The U.S. Bank Business Altitude™ Connect Visa Signature fits spenders who put meaningful volume in gas and can earn 4x points. Best for spenders who put meaningful volume in gas and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
U.S. Bank Business Altitude™ Connect Visa Signature fits spenders who put meaningful volume in gas and can earn 4x points. Madeen ranks its gas effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for gas spend if you need a business card and can use U.S. Bank Altitude points the way you redeem today.
Pros
- Strongest Madeen category is gas at about 4% effective (4x points).
- That gas rate ranks higher than about 92% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $95 annual fee requires enough spend in bonus categories to offset.
- U.S. Bank Altitude points value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
What is the U.S. Bank Business Altitude™ Connect Visa Signature welcome bonus?
In Madeen's catalog snapshot, the U.S. Bank Business Altitude™ Connect Visa Signature welcome offer is Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 75k U.S. Bank Altitude points (~$750 estimated)
- Terms (catalog snapshot)
- Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account. First-year annual fee waived.
- Minimum spend
- $6,000
- Window
- 180Days
Does the U.S. Bank Business Altitude™ Connect Visa Signature have an annual fee?
The U.S. Bank Business Altitude™ Connect Visa Signature has an annual fee of $95 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $95
- Foreign transaction fee
- None
What travel perks does the U.S. Bank Business Altitude™ Connect Visa Signature include?
The U.S. Bank Business Altitude™ Connect Visa Signature includes Lounge access, Airport lounge access, Auto Rental Collision Damage Waiver, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Lounge access
Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
What benefits come with the U.S. Bank Business Altitude™ Connect Visa Signature?
Purchase Security and Extended Protection
$10,000/yrPurchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
Lost Luggage Reimbursement
$3,000/yrwill reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.
Travel Accident Insurance
$3,000/yrprovides accidental death and dismemberment coverage. Coverage is in effect on the common carrier (e.g., flight, rail, bus, ferry, cruise ship), as well as while on courtesy ground transportation to and from the airport (or train depot, bus, terminal, etc.) and between terminals, as well as when you are at the airport immediately before departure, or immediately after arrival, on any covered trip.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Earn more for your business when you hail a ride.
$300/yrAs a cardmember you'll receive a $25 statement credit after every three consecutive monthly taxi or rideshare transactions paid for with your card.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Airport lounge access
$99/yrPriority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
Auto Rental Collision Damage Waiver
$10/yr(ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
Golf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Travel and Emergency Assistance Services
$10/yrWhen you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Related encyclopedia topics
Common questions about the U.S. Bank Business Altitude™ Connect Visa Signature
Where do cardholders spend most with the U.S. Bank Business Altitude™ Connect Visa Signature?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on gas (4x), flights (4x), lodging (4x) for the U.S. Bank Business Altitude™ Connect Visa Signature. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the U.S. Bank Business Altitude™ Connect Visa Signature have an annual fee?
The U.S. Bank Business Altitude™ Connect Visa Signature carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the U.S. Bank Business Altitude™ Connect Visa Signature?
Gas is the strongest Madeen category for the U.S. Bank Business Altitude™ Connect Visa Signature at about 4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the U.S. Bank Business Altitude™ Connect Visa Signature charge foreign transaction fees?
The U.S. Bank Business Altitude™ Connect Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the U.S. Bank Business Altitude™ Connect Visa Signature welcome bonus?
The U.S. Bank Business Altitude™ Connect Visa Signature welcome offer in our snapshot: Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the U.S. Bank Business Altitude™ Connect Visa Signature annual fee worth it?
Whether the $95 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the U.S. Bank Business Altitude™ Connect Visa Signature compare to similar cards?
Compare the U.S. Bank Business Altitude™ Connect Visa Signature against H-D™ H.O.G.™ Elite Visa Signature (5% on Gas, $99 fee); U.S. Bank Altitude Connect Visa Signature (4% on Gas, $0 fee); H-D™ Visa Signature (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
U.S. Bank Business Altitude™ Connect Visa Signature This card | Gas | 4% | $95 |
U.S. Bank | Gas | 5% | $99 |
| Gas | 4% | $0 | |
U.S. Bank | Gas | 3% | $0 |
U.S. Bank | Gas | 3% | $0 |
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U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure