First Electronic Bank

Qatar Airways Privilege Club Signature

First Electronic Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Electronic Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Qatar Airways Privilege Club Signature2.5%
Dining at 2.5%$99 annual feeWelcome bonus
Top 80% for Dining
Highest earn rate in Dining at 2.5% effective value

The Qatar Airways Privilege Club Signature from First Electronic Bank earns up to 2.5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. New applicants may see: Earn up to 40,000 Avios: 20,000 Avios after your first transaction and 20,000 Avios after spending a total of $3,000 in the first 90 days..

Top category
Dining
Effective value
2.5%
Annual fee
$99
Qatar Airways Privilege Club Signature card art

Best for dining-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Madeen analysis

What does the Qatar Airways Privilege Club Signature earn in each category?

Dining is the strongest category at 2.5% effective value (2x miles at about 1.3 cents each). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Qatar Airways Privilege Club Signature compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight.

Dining is the strongest category at 2.5% effective value (2x miles at about 1.3 cents each). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Qatar Airways Privilege Club Signature compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x miles 2.5% Top category
Grocery
Supermarkets and grocery stores
1x miles 1.3%
Gas
Gas stations and fuel
1x miles 1.3%
Travel
Flights, hotels, transit
1x miles 1.3%
Other
General everyday spend
1x miles 1.3%

Madeen values Qatar Airways Privilege Club Avios at about 1.3 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Qatar Airways Privilege Club Signature reward caps and conditions?

The Qatar Airways Privilege Club Signature has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.

  • 2x Avios on dining
Madeen take

Who should get the Qatar Airways Privilege Club Signature?

The Qatar Airways Privilege Club Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Qatar Airways Privilege Club Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 80% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for dining-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is dining at about 2.5% effective (2x miles).
  • That dining rate ranks higher than about 80% of cards we track in the category.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $99 annual fee requires enough spend in bonus categories to offset.
  • Qatar Airways Privilege Club Avios value depends on how you redeem, not straight cash back.
Welcome bonus

What is the Qatar Airways Privilege Club Signature welcome bonus?

In Madeen's catalog snapshot, the Qatar Airways Privilege Club Signature welcome offer is Earn up to 40,000 Avios: 20,000 Avios after your first transaction and 20,000 Avios after spending a total of $3,000 in the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before.

Offer
40k Qatar Airways Privilege Club Avios (~$500 estimated)
Terms (catalog snapshot)
Earn up to 40,000 Avios: 20,000 Avios after your first transaction and 20,000 Avios after spending a total of $3,000 in the first 90 days.
Minimum spend
$3,000
Window
90Days
Fees

Does the Qatar Airways Privilege Club Signature have an annual fee?

The Qatar Airways Privilege Club Signature has an annual fee of $99 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.

Annual fee
$99
Foreign transaction fee
None
Benefits

What benefits come with the Qatar Airways Privilege Club Signature?

The Qatar Airways Privilege Club Signature includes Booking.com, Dovly Uplift™, Global Entry Statement Credit in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value~$2,814
14 of 17 benefits valued
  • Roadside Dispatch®

    $1,000/yr
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms).

  • Roadside Dispatch®

    $1,000/yr

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

    Visa Signature®
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms).

  • Sofar Sounds

    $240/yr

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

    Visa Signature®
    How we value this

    Editorial review of "Sofar Sounds" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Visa Signature Concierge

    $150/yr

    Get assistance with travel planning, entertainment tickets and more.

    Visa Signature®
    How we value this

    Premium concierge service — editorial expected value $150/yr (not lounge-access proxy).

  • Global Entry Statement Credit

    $120/yr

    Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.

    Visa Signature®
    How we value this

    Statement credit face value from issuer terms — $120 face value (annualized from issuer terms).

  • OpenTable

    $120/yr

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

    Visa Signature®
    How we value this

    Editorial review of "OpenTable" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Priority Pass airport lounge access

    $99/yr

    Enjoy access to over 1,700 airport lounges and experiences around the globe.

    Visa Signature®
    How we value this

    Lounge access valued at Priority Pass retail proxy ($99/yr).

  • Travel Emergency Assistance

    $25/yr
    How we value this

    Insurance/protection — conservative $25/yr expected value, not coverage maximums.

  • Golf Benefits from Troon Rewards®

    $10/yr

    Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Stay connected in over 175 countries

    $10/yr

    Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Travel and Emergency Assistance Services

    $10/yr

    When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Universal Destinations & Experiences

    $10/yr

    Get exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

Common questions about the Qatar Airways Privilege Club Signature

Where do cardholders spend most with the Qatar Airways Privilege Club Signature?

Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (2x), fast food (2x), other food and drink (2x) for the Qatar Airways Privilege Club Signature. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.

Does the Qatar Airways Privilege Club Signature have an annual fee?

The Qatar Airways Privilege Club Signature carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Qatar Airways Privilege Club Signature?

Dining is the strongest Madeen category for the Qatar Airways Privilege Club Signature at about 2.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Qatar Airways Privilege Club Signature charge foreign transaction fees?

The Qatar Airways Privilege Club Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.

What is the Qatar Airways Privilege Club Signature welcome bonus?

The Qatar Airways Privilege Club Signature welcome offer in our snapshot: Earn up to 40,000 Avios: 20,000 Avios after your first transaction and 20,000 Avios after spending a total of $3,000 in the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the Qatar Airways Privilege Club Signature annual fee worth it?

Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.

Compare

How does the Qatar Airways Privilege Club Signature compare to similar cards?

Compare the Qatar Airways Privilege Club Signature against Brooks Brothers World Mastercard (4% on Dining, $0 fee); Qatar Airways Privilege Club Infinite (3.8% on Dining, $499 fee); Bilt Obsidian Card (3% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Qatar Airways Privilege Club Signature
This card
Dining2.5%$99
Dining4%$0
Dining3.8%$499
First Electronic Bank
Dining3%$95
Dining3%$0
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Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Data source Madeen catalog analysis

First Electronic Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Electronic Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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