Booking.com Genius Rewards Visa Signature®
First Electronic Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Electronic Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Booking.com Genius Rewards Visa Signature® from First Electronic Bank earns up to 3% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: $150 in Credits after spending $1,500 in the first 90 days.
- Top category
- Dining
- Effective value
- 3%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
What does the Booking.com Genius Rewards Visa Signature earn in each category?
Dining is the strongest category at 3% effective value (3x points at about 1 cents each). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Booking.com Genius Rewards Visa Signature compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight.
Dining is the strongest category at 3% effective value (3x points at about 1 cents each). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Booking.com Genius Rewards Visa Signature compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3x points | 3% Top category |
| Grocery Supermarkets and grocery stores | 3x points | 3% |
| Gas Gas stations and fuel | 3x points | 3% |
| Travel Flights, hotels, transit | 2x points | 2% |
| Other General everyday spend | 2x points | 2% |
Madeen values Booking.com Rewards Program at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Booking.com Genius Rewards Visa Signature reward caps and conditions?
The Booking.com Genius Rewards Visa Signature has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 3% in Travel Credits on dining (eating places and restaurants, drinking places, fast food restaurants, and/or caterers)
- 3% in Travel Credits on gas (gas stations, automated fuel dispensers, and electric vehicle charging stations)
- 3% in Travel Credits on groceries (grocery stores, supermarkets, delis, and bakeries)
Who should get the Booking.com Genius Rewards Visa Signature?
The Booking.com Genius Rewards Visa Signature fits spenders who put meaningful volume in dining and can earn 3x points. Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Booking.com Genius Rewards Visa Signature fits spenders who put meaningful volume in dining and can earn 3x points. Madeen ranks its dining effective rate higher than about 81% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 3% effective (3x points).
- That dining rate ranks higher than about 81% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Booking.com Rewards Program value depends on how you redeem, not straight cash back.
What is the Booking.com Genius Rewards Visa Signature welcome bonus?
In Madeen's catalog snapshot, the Booking.com Genius Rewards Visa Signature welcome offer is $150 in Credits after spending $1,500 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 15k Booking.com Rewards Program (~$150 estimated)
- Terms (catalog snapshot)
- $150 in Credits after spending $1,500 in the first 90 days
- Minimum spend
- $1,500
- Window
- 90Days
Does the Booking.com Genius Rewards Visa Signature have an annual fee?
The Booking.com Genius Rewards Visa Signature has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Booking.com Genius Rewards Visa Signature?
The Booking.com Genius Rewards Visa Signature includes Annual Spend Bonus, Booking.com, Dovly Uplift™ in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
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Annual Spend Bonus
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Related encyclopedia topics
- Visa
- Bonus
- Shopping and dining network perks
- Credit score monitoring
- Global Entry / TSA PreCheck credit
- Golf Benefits from Troon Rewards
- Dining credit
- Priority Pass lounge access
- Roadside Dispatch
- Streaming or digital credit
- Stay connected in over 175 countries
- Travel and Emergency Assistance Services
What annual spend bonuses does the Booking.com Genius Rewards Visa Signature offer?
- $100 in bonus Travel Credits after you make net Purchases totaling $15,000 or more with your Program Card during each 12-month period
Common questions about the Booking.com Genius Rewards Visa Signature
Where do cardholders spend most with the Booking.com Genius Rewards Visa Signature?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (3x), fast food (3x), groceries (3x) for the Booking.com Genius Rewards Visa Signature. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Booking.com Genius Rewards Visa Signature have an annual fee?
The Booking.com Genius Rewards Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Booking.com Genius Rewards Visa Signature?
Dining is the strongest Madeen category for the Booking.com Genius Rewards Visa Signature at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Booking.com Genius Rewards Visa Signature charge foreign transaction fees?
The Booking.com Genius Rewards Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Booking.com Genius Rewards Visa Signature welcome bonus?
The Booking.com Genius Rewards Visa Signature welcome offer in our snapshot: $150 in Credits after spending $1,500 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Booking.com Genius Rewards Visa Signature?
Madeen's catalog lists a typical credit range of Good to Excellent for the Booking.com Genius Rewards Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Booking.com Genius Rewards Visa Signature compare to similar cards?
Compare the Booking.com Genius Rewards Visa Signature against Brooks Brothers World Mastercard (4% on Dining, $0 fee); Qatar Airways Privilege Club Infinite (3.8% on Dining, $499 fee); Bilt Obsidian Card (3% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Booking.com Genius Rewards Visa Signature This card | Dining | 3% | $0 |
First Electronic Bank | Dining | 4% | $0 |
First Electronic Bank | Dining | 3.8% | $499 |
First Electronic Bank | Dining | 3% | $95 |
First Electronic Bank | Dining | 2.5% | $99 |
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First Electronic Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Electronic Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure