Madeen encyclopedia

Purchase protection

Purchase protection is a protection benefit on 15 cards in the Madeen catalog. Coverage for theft or accidental damage on eligible new purchases for a limited time after purchase,. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

15 related cards

LAST REVIEWED • snapshot 2026-06-01

What is Purchase protection?

Coverage for theft or accidental damage on eligible new purchases for a limited time after purchase, subject to caps and exclusions. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which cards include Purchase protection?

15 catalog cards match Purchase protection by title or taxonomy. Table ranks by Madeen effective rate in the strongest spend category. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Is Purchase protection worth it?

Weigh Purchase protection against annual fees on related cards. A perk matters only if you would use it and the fee is offset by spend or credits. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Shop Your Way Mastercard Citi Gas 5% $0
Aeroplan Card Chase Dining 4.5% $95
Sapphire Reserve for Business℠ Credit Card Chase Travel 4% $795
J.P. Morgan Reserve Chase Travel 4% $795
Chase Sapphire Reserve Credit Card Chase Travel 4% $795
Costco Anywhere Visa Business Citi Gas 4% $0
Costco Anywhere Visa Citi Gas 4% $0
Citi Prestige Citi Dining 4% $495
Delta SkyMiles Platinum Business American Express Travel 3.6% $350
Delta SkyMiles Platinum American Express American Express Travel 3.6% $350
Hilton Honors American Express Aspire American Express Dining 3.5% $550
Hilton Honors Business American Express Dining 3% $195
Blue Cash Everyday American Express Grocery 3% $0
Hilton Honors American Express Surpass American Express Dining 3% $150
The Platinum Card from American Express Exclusively for Morgan Stanley American Express Travel 3% $695

Related Madeen guides

Frequently asked questions

What is Purchase protection on a credit card?

Coverage for theft or accidental damage on eligible new purchases for a limited time after purchase, subject to caps and exclusions. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How many cards include Purchase protection?

Madeen lists 15 cards with Purchase protection or a matching benefit title in our catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Does Madeen guarantee approval or bonus eligibility?

No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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