First Electronic Bank
avianca lifemiles American Express Elite
- Top earn
- 2.4%
- Annual fee
- $249
Card comparison
Which card is better between avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite?
Qatar Airways Privilege Club Infinite is the better overall pick over avianca lifemiles American Express Elite because it leads on Madeen's weighted scorecard (68 vs 32) across categories, bonus, benefits, and fee.
Effective rate Qatar Airways Privilege Club Infinite
Annual fee avianca lifemiles American Express Elite
Welcome bonus avianca lifemiles American Express Elite
Benefits value Qatar Airways Privilege Club Infinite
Qatar Airways Privilege Club Infinite is the stronger overall pick between avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite because it leads on Madeen's weighted scorecard (68 vs 32) across categories, bonus, benefits, and fee. avianca lifemiles American Express Elite (2.4% top effective rate) vs Qatar Airways Privilege Club Infinite (3.8%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
Choose A if
Choose avianca lifemiles American Express Elite when its strongest categories, bonus, or perks match how you actually spend.
Choose B if
Choose Qatar Airways Privilege Club Infinite when the fee, welcome bonus, or issuer ecosystem fits better than the headline winner.
Full comparison
How do avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite compare across all spend categories?
Across all five spend categories, avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite trade wins row by row. avianca lifemiles American Express Elite peaks at 2.4% effective; Qatar Airways Privilege Club Infinite peaks at 3.8%. Qatar Airways Privilege Club Infinite wins the headline effective-rate view in this pair.
| Category / metric | avianca lifemiles American Express Elite | Qatar Airways Privilege Club Infinite | Winner |
|---|---|---|---|
| Dining | 2x miles (2.4%) | 3x miles (3.8%) | Qatar Airways Privilege Club Infinite · 1.4 pts |
| Grocery | 1x miles (1.2%) | 1x miles (1.3%) | Qatar Airways Privilege Club Infinite · 0.1 pts |
| Gas | 1x miles (1.2%) | 1x miles (1.3%) | Qatar Airways Privilege Club Infinite · 0.1 pts |
| Travel | 1x miles (1.2%) | 1x miles (1.3%) | Qatar Airways Privilege Club Infinite · 0.1 pts |
| Other | 1x miles (1.2%) | 1x miles (1.3%) | Qatar Airways Privilege Club Infinite · 0.1 pts |
| Welcome bonus | ~$720 estimated | ~$625 estimated | avianca lifemiles American Express Elite |
| Est. annual benefits | $0/yr | $47130/yr | Qatar Airways Privilege Club Infinite |
| Annual fee | $249 | $499 | avianca lifemiles American Express Elite |
| Holistic overall | 32 pts (cat 11, bonus 11, benefits 0, fee 10) | 68 pts (cat 29, bonus 9, benefits 25, fee 5) | Qatar Airways Privilege Club Infinite |
Madeen take
How to think about this pair
avianca lifemiles American Express Elite (2.4% top effective rate) vs Qatar Airways Privilege Club Infinite (3.8%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
Strategy
Use avianca lifemiles American Express Elite when Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.. Use Qatar Airways Privilege Club Infinite when Best for spenders who put meaningful volume in dining and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement.. avianca lifemiles American Express.
Hold both?
Many First Electronic Bank users can hold both cards if each covers a different spend lane and the combined annual fees still clear your break-even math.
Welcome bonus playbook
If you are chasing a welcome bonus, avianca lifemiles American Express Elite leads on catalog bonus value. For long-term category earn after the bonus, Qatar Airways Privilege Club Infinite is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Madeen analysis
Which card has stronger benefits: avianca lifemiles American Express Elite or Qatar Airways Privilege Club Infinite?
Madeen estimates $0 annual benefit value on avianca lifemiles American Express Elite versus $47130 on Qatar Airways Privilege Club Infinite. Credits only matter if you will use them.
avianca lifemiles American Express Elite
Total est. value: $0/yr
Credits and perks only help if you will actually use them in a typical year.
- 10% discount
- 10% miles back
- 25% redemption discount
- 40% more miles
- 6,000 miles annually
Qatar Airways Privilege Club Infinite
Total est. value: $47,130/yr
Credits and perks only help if you will actually use them in a typical year.
- Extended Warranty Protection $10,000/yr
- Extended Warranty Protection $10,000/yr
- Purchase Security $10,000/yr
- Lost Luggage Reimbursement $3,000/yr
- Lost Luggage Reimbursement $3,000/yr
Welcome bonus
Which welcome bonus is stronger for avianca lifemiles American Express Elite or Qatar Airways Privilege Club Infinite?
If you are chasing a welcome bonus, avianca lifemiles American Express Elite leads on catalog bonus value. For long-term category earn after the bonus, Qatar Airways Privilege Club Infinite is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend. avianca lifemiles American Express Elite lists 60k Avianca LifeMiles; Qatar Airways.
avianca lifemiles American Express Elite
60k Avianca LifeMiles
Qatar Airways Privilege Club Infinite
50k Qatar Airways Privilege Club Avios
Caps & conditions
Caps and earn limits
Both avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite carry structured reward caps in the catalog. Compare the category that matters most before assuming the headline multiplier lasts all year.
avianca lifemiles American Express Elite
- 2x miles on dining
Qatar Airways Privilege Club Infinite
- 3x Avios on dining
Who should pick which
Scenario playbook
Cashback-first user
Pick Qatar Airways Privilege Club Infinite
Qatar Airways Privilege Club Infinite is the better cashback-style pick because it has the cleaner effective-rate and fee blend for this pair.
Travel & points user
Pick Qatar Airways Privilege Club Infinite
Qatar Airways Privilege Club Infinite is the stronger travel-style pick because it combines better reward value with more travel-friendly positioning.
No annual fee priority
Pick Qatar Airways Privilege Club Infinite
Qatar Airways Privilege Club Infinite is easier to keep for no-fee users because it has the lighter annual-fee burden in this pair.
Heavy dining spend
Pick Qatar Airways Privilege Club Infinite
For restaurant and dining-coded spend, the winner is whoever posts the stronger dining effective rate after caps and exclusions — see the category matrix for the current snapshot.
Heavy grocery spend
Pick Qatar Airways Privilege Club Infinite
Supermarket and grocery coding can differ from superstores and delivery, so compare the grocery row before you optimize a weekly shopping basket.
Welcome bonus chaser
Pick avianca lifemiles American Express Elite
If you are chasing a welcome bonus, avianca lifemiles American Express Elite leads on catalog bonus value. For long-term category earn after the bonus, Qatar Airways Privilege Club Infinite is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Fee-sensitive keeper
Pick avianca lifemiles American Express Elite
When you want the card that is easiest to keep year two, annual fee often matters more than a narrow category edge.
Decision guide
Which card is better between avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite?
Qatar Airways Privilege Club Infinite is the better overall pick because it leads on Madeen's weighted scorecard (68 vs 32) across categories, bonus, benefits, and fee. avianca lifemiles American Express Elite (2.4% top effective rate) vs Qatar Airways Privilege Club Infinite (3.8%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
When should you pick avianca lifemiles American Express Elite over Qatar Airways Privilege Club Infinite?
Choose avianca lifemiles American Express Elite if Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.. Best for dining-heavy spend when the $249 fee fits your usage; confirm issuer terms before applying.
Strengths
- Strongest Madeen category is dining at about 2.4% effective (2x miles).
- That dining rate ranks higher than about 80% of cards we track in the category.
- No foreign transaction fee listed.
Tradeoffs
- $249 annual fee requires enough spend in bonus categories to offset.
- Avianca LifeMiles value depends on how you redeem, not straight cash back.
When should you pick Qatar Airways Privilege Club Infinite over avianca lifemiles American Express Elite?
Choose Qatar Airways Privilege Club Infinite if Best for spenders who put meaningful volume in dining and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement.. Best for dining-heavy spend when the $499 fee fits your usage; confirm issuer terms before applying.
Strengths
- Strongest Madeen category is dining at about 3.8% effective (3x miles).
- That dining rate ranks higher than about 92% of cards we track in the category.
- No foreign transaction fee listed.
Tradeoffs
- $499 annual fee requires enough spend in bonus categories to offset.
- Qatar Airways Privilege Club Avios value depends on how you redeem, not straight cash back.
Common questions about avianca lifemiles American Express Elite vs Qatar Airways Privilege Club Infinite
Which card is better between avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite?
Qatar Airways Privilege Club Infinite is the stronger overall fit because it leads on Madeen's weighted scorecard (68 vs 32) across categories, bonus, benefits, and fee. The overall winner depends on your spend mix — use the scorecard rows and scenario playbook to see where each card actually wins.
Which card wins on dining: avianca lifemiles American Express Elite or Qatar Airways Privilege Club Infinite?
Qatar Airways Privilege Club Infinite leads dining at 3.8% effective versus 2.4%.
Which card is better for cashback users: avianca lifemiles American Express Elite or Qatar Airways Privilege Club Infinite?
Qatar Airways Privilege Club Infinite is the better cashback-style pick between avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite.
Which welcome bonus is stronger between avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite?
If you are chasing a welcome bonus, avianca lifemiles American Express Elite leads on catalog bonus value. For long-term category earn after the bonus, Qatar Airways Privilege Club Infinite is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Which card has stronger benefits: avianca lifemiles American Express Elite or Qatar Airways Privilege Club Infinite?
Qatar Airways Privilege Club Infinite leads on estimated annual benefit value in the Madeen snapshot.
Which card has the lower annual fee: avianca lifemiles American Express Elite or Qatar Airways Privilege Club Infinite?
avianca lifemiles American Express Elite has the simpler fee story in this pair ($249 vs $499). Annual fee only wins if you use the rewards and credits that justify it.
Is avianca lifemiles American Express Elite or Qatar Airways Privilege Club Infinite better for travel spend?
Qatar Airways Privilege Club Infinite is the stronger travel-style pick between avianca lifemiles American Express Elite and Qatar Airways Privilege Club Infinite in this snapshot.
Can you hold both First Electronic Bank cards?
Yes, many people can hold both First Electronic Bank cards when each covers a different spend lane and the combined fees still make sense.
Compare
Related comparisons
Related topics
Explore the related pages
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Content tier Standard
First Electronic Bank and First Electronic Bank (and related product names) are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by either issuer. Madeen is an independent credit-card comparison and education service.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure