avianca lifemiles American Express®
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How we calculate effective rate →
The avianca lifemiles American Express® from First Electronic Bank earns up to 2.4% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. New applicants may see: Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days.
- Top category
- Dining
- Effective value
- 2.4%
- Annual fee
- $99
Best for dining-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
What does the avianca lifemiles American Express earn in each category?
Dining is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how avianca lifemiles American Express compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight coffee.
Dining is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how avianca lifemiles American Express compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 2.4% Top category |
| Grocery Supermarkets and grocery stores | 2x miles | 2.4% |
| Gas Gas stations and fuel | 1x miles | 1.2% |
| Travel Flights, hotels, transit | 1x miles | 1.2% |
| Other General everyday spend | 1x miles | 1.2% |
Madeen values Avianca LifeMiles at about 1.2 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the avianca lifemiles American Express reward caps and conditions?
The avianca lifemiles American Express has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 2x miles on dining
- 2x miles on groceries
Who should get the avianca lifemiles American Express?
The avianca lifemiles American Express fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
avianca lifemiles American Express fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 80% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 2.4% effective (2x miles).
- That dining rate ranks higher than about 80% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Avianca LifeMiles value depends on how you redeem, not straight cash back.
What is the avianca lifemiles American Express welcome bonus?
In Madeen's catalog snapshot, the avianca lifemiles American Express welcome offer is Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 40k Avianca LifeMiles (~$480 estimated)
- Terms (catalog snapshot)
- Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days
- Minimum spend
- $3,000
- Window
- 90Days
Does the avianca lifemiles American Express have an annual fee?
The avianca lifemiles American Express has an annual fee of $99 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $99
- Foreign transaction fee
- None
What benefits come with the avianca lifemiles American Express?
The avianca lifemiles American Express includes avianca lifemiles silver elite status in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
avianca lifemiles silver elite status
Each year your status will automatically renew if you maintain an active avianca lifemiles card, with access to benefits, like avianca lounge access, premium seat selection, select upgrade options, additional checked bag, 30% bonus miles, priority check-in, priority boarding
Related encyclopedia topics
Common questions about the avianca lifemiles American Express
Where do cardholders spend most with the avianca lifemiles American Express?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (2x), fast food (2x), groceries (2x) for the avianca lifemiles American Express. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the avianca lifemiles American Express have an annual fee?
The avianca lifemiles American Express carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the avianca lifemiles American Express?
Dining is the strongest Madeen category for the avianca lifemiles American Express at about 2.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the avianca lifemiles American Express charge foreign transaction fees?
The avianca lifemiles American Express does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the avianca lifemiles American Express welcome bonus?
The avianca lifemiles American Express welcome offer in our snapshot: Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the avianca lifemiles American Express annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the avianca lifemiles American Express compare to similar cards?
Compare the avianca lifemiles American Express against Brooks Brothers World Mastercard (4% on Dining, $0 fee); Qatar Airways Privilege Club Infinite (3.8% on Dining, $499 fee); Bilt Obsidian Card (3% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
avianca lifemiles American Express This card | Dining | 2.4% | $99 |
First Electronic Bank | Dining | 4% | $0 |
First Electronic Bank | Dining | 3.8% | $499 |
First Electronic Bank | Dining | 3% | $95 |
First Electronic Bank | Dining | 3% | $0 |
Side-by-side comparisons
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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First Electronic Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Electronic Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure