Comenity

Sportsman's Warehouse Explorewards Visa®

Comenity and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Comenity. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Sportsman's Warehouse Explorewards Visa®2%
Gas at 2%No annual fee
Top 56% for Gas
Highest earn rate in Gas at 2% effective value

The Sportsman's Warehouse Explorewards Visa® from Comenity earns up to 2% effective value on gas in Madeen's catalog snapshot. It has no annual fee.

Top category
Gas
Effective value
2%
Annual fee
$0
Sportsman's Warehouse Explorewards Visa® card art

Best for gas-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in gas and can earn 2x points.

Madeen analysis

What does the Sportsman's Warehouse Explorewards Visa earn in each category?

Gas is the strongest category at 2% effective value (2x points at about 1 cents each). That gas rate ranks higher than about 56% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how Sportsman's Warehouse Explorewards Visa compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight furniture.

Gas is the strongest category at 2% effective value (2x points at about 1 cents each). That gas rate ranks higher than about 56% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how Sportsman's Warehouse Explorewards Visa compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1x points 1%
Grocery
Supermarkets and grocery stores
1x points 1%
Gas
Gas stations and fuel
2x points 2% Top category
Travel
Flights, hotels, transit
1x points 1%
Other
General everyday spend
1x points 1%

Madeen values Explorewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Sportsman's Warehouse Explorewards Visa reward caps and conditions?

The Sportsman's Warehouse Explorewards Visa has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.

  • 2 point per $1 spent on gas
Madeen take

Who should get the Sportsman's Warehouse Explorewards Visa?

The Sportsman's Warehouse Explorewards Visa fits spenders who put meaningful volume in gas and can earn 2x points. Best for spenders who put meaningful volume in gas and can earn 2x points.

Sportsman's Warehouse Explorewards Visa fits spenders who put meaningful volume in gas and can earn 2x points. Madeen ranks its gas effective rate higher than about 56% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in gas and can earn 2x points.

Foreign transaction fees make it weaker for international spend.

Best for gas-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is gas at about 2% effective (2x points).
  • No annual fee in our catalog snapshot.

Cons

  • Charges $3 foreign transaction fees.
  • Explorewards value depends on how you redeem, not straight cash back.
Fees

Does the Sportsman's Warehouse Explorewards Visa have an annual fee?

The Sportsman's Warehouse Explorewards Visa has an annual fee of $0 and a foreign transaction fee of $3. Confirm current fees on the issuer page before applying.

Annual fee
$0
Foreign transaction fee
$3
Benefits

What benefits come with the Sportsman's Warehouse Explorewards Visa?

The Sportsman's Warehouse Explorewards Visa includes Booking.com, Dovly Uplift™, OpenTable in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value~$1,360
3 of 5 benefits valued
  • Roadside Dispatch®

    $1,000/yr

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

    Visa Traditional
    How we value this

    Statement credit face value from issuer terms — $1000 face value (annualized from issuer terms).

  • Sofar Sounds

    $240/yr

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

    Visa Traditional
    How we value this

    Editorial review of "Sofar Sounds" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • OpenTable

    $120/yr

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

    Visa Traditional
    How we value this

    Editorial review of "OpenTable" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Booking.com

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

    Visa Traditional
    How we value this

    No verifiable annual monetary value for "Booking.com" at shared title level.

  • Dovly Uplift™

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

    Visa Traditional
    How we value this

    No verifiable annual monetary value for "Dovly Uplift™" at shared title level.

Common questions about the Sportsman's Warehouse Explorewards Visa

Where do cardholders spend most with the Sportsman's Warehouse Explorewards Visa?

Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on furniture (2x), hardware (2x), other home improvement (2x) for the Sportsman's Warehouse Explorewards Visa. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.

Does the Sportsman's Warehouse Explorewards Visa have an annual fee?

The Sportsman's Warehouse Explorewards Visa carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Sportsman's Warehouse Explorewards Visa?

Gas is the strongest Madeen category for the Sportsman's Warehouse Explorewards Visa at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Sportsman's Warehouse Explorewards Visa charge foreign transaction fees?

The Sportsman's Warehouse Explorewards Visa charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.

What credit score do you need for the Sportsman's Warehouse Explorewards Visa?

Madeen's catalog lists a typical credit range of Fair for the Sportsman's Warehouse Explorewards Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.

How do you redeem rewards on the Sportsman's Warehouse Explorewards Visa?

Rewards on the Sportsman's Warehouse Explorewards Visa post as Explorewards. Redemption value depends on how you use Explorewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.

Compare

How does the Sportsman's Warehouse Explorewards Visa compare to similar cards?

Compare the Sportsman's Warehouse Explorewards Visa against AAA Travel Advantage Visa Signature (5% on Gas, $0 fee); Coast to Coast Visa (3% on Gas, $0 fee); Good Sam Rewards Visa (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Sportsman's Warehouse Explorewards Visa
This card
Gas2%$0
Gas5%$0
Gas3%$0
Gas3%$0
Grocery5%$0
Merchants

Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for gas spend to see which cards win at checkout.

Guides
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See how this card ranks in your wallet

Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Data source Madeen catalog analysis

Comenity and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Comenity. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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