AAA Travel Advantage Visa Signature®
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How we calculate effective rate →
The AAA Travel Advantage Visa Signature® from Comenity earns up to 5% effective value on gas in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening.
- Top category
- Gas
- Effective value
- 5%
- Annual fee
- $0
Best for gas-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in gas and can earn 5% back. The welcome bonus can help if you can meet the spend requirement.
What does the AAA Travel Advantage Visa Signature earn in each category?
Gas is the strongest category at 5% effective value (5% back). That gas rate ranks higher than about 99% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how AAA Travel Advantage Visa Signature compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight gas at 5x among the.
Gas is the strongest category at 5% effective value (5% back). That gas rate ranks higher than about 99% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how AAA Travel Advantage Visa Signature compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3% back | 3% |
| Grocery Supermarkets and grocery stores | 3% back | 3% |
| Gas Gas stations and fuel | 5% back | 5% Top category |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the AAA Travel Advantage Visa Signature reward caps and conditions?
The AAA Travel Advantage Visa Signature has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 3% cash back at Restaurants
- 5% cash back on Gas and electric vehicle-charging stations Capped at $7000 per year.
- 3% cash back at Grocery stores
Who should get the AAA Travel Advantage Visa Signature?
The AAA Travel Advantage Visa Signature fits spenders who put meaningful volume in gas and can earn 5% back. Best for spenders who put meaningful volume in gas and can earn 5% back. The welcome bonus can help if you can meet the spend requirement.
AAA Travel Advantage Visa Signature fits spenders who put meaningful volume in gas and can earn 5% back. Madeen ranks its gas effective rate higher than about 99% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 5% back. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for gas-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is gas at about 5% effective (5% back).
- That gas rate ranks higher than about 99% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Multiple caps, activations, or exclusions may limit headline earn rates.
What is the AAA Travel Advantage Visa Signature welcome bonus?
In Madeen's catalog snapshot, the AAA Travel Advantage Visa Signature welcome offer is Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- $100
- Terms (catalog snapshot)
- Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening
- Minimum spend
- $1,000
- Window
- 90Days
Does the AAA Travel Advantage Visa Signature have an annual fee?
The AAA Travel Advantage Visa Signature has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the AAA Travel Advantage Visa Signature?
The AAA Travel Advantage Visa Signature includes Booking.com, Dovly Uplift™, Global Entry Statement Credit in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Global Entry Statement Credit
$120/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Priority Pass airport lounge access
$99/yrEnjoy access to over 1,700 airport lounges and experiences around the globe.
Golf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Stay connected in over 175 countries
$10/yrEligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Travel and Emergency Assistance Services
$10/yrWhen you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Universal Destinations & Experiences
$10/yrGet exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
Visa Signature Luxury Hotel Collection
$10/yrEnjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Visa Signature Rental Car Privileges
$10/yrBook your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Related encyclopedia topics
- Cash Back
- Visa
- Shopping and dining network perks
- Credit score monitoring
- Global Entry / TSA PreCheck credit
- Golf Benefits from Troon Rewards
- Dining credit
- Priority Pass lounge access
- Roadside Dispatch
- Streaming or digital credit
- Stay connected in over 175 countries
- Travel and Emergency Assistance Services
Common questions about the AAA Travel Advantage Visa Signature
Where do cardholders spend most with the AAA Travel Advantage Visa Signature?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on gas (5x), coffee (3x), fast food (3x) for the AAA Travel Advantage Visa Signature. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does AAA Daily Advantage Visa credit card have an annual fee?
The AAA Travel Advantage Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
Does the AAA Travel Advantage Visa Signature have an annual fee?
The AAA Travel Advantage Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the AAA Travel Advantage Visa Signature?
Gas is the strongest Madeen category for the AAA Travel Advantage Visa Signature at about 5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the AAA Travel Advantage Visa Signature charge foreign transaction fees?
The AAA Travel Advantage Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the AAA Travel Advantage Visa Signature welcome bonus?
The AAA Travel Advantage Visa Signature welcome offer in our snapshot: Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
How does the AAA Travel Advantage Visa Signature compare to similar cards?
Compare the AAA Travel Advantage Visa Signature against Coast to Coast Visa (3% on Gas, $0 fee); Good Sam Rewards Visa (3% on Gas, $0 fee); Sportsman's Warehouse Explorewards Visa (2% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
AAA Travel Advantage Visa Signature This card | Gas | 5% | $0 |
Comenity | Gas | 3% | $0 |
Comenity | Gas | 3% | $0 |
| Gas | 2% | $0 | |
| Grocery | 5% | $0 |
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Comenity and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Comenity. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure