Disney® Inspire Visa® Card
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How we calculate effective rate →
The Disney® Inspire Visa® Card from Chase earns up to 3% effective value on gas in Madeen's catalog snapshot. Its annual fee is $149. New applicants may see: Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening..
- Top category
- Gas
- Effective value
- 3%
- Annual fee
- $149
Best for gas-heavy spend when the $149 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in gas and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
What does the Disney Inspire Visa Card earn in each category?
Gas is the strongest category at 3% effective value (3x points at about 1 cents each). That gas rate ranks higher than about 82% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how Disney Inspire Visa Card compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight gas.
Gas is the strongest category at 3% effective value (3x points at about 1 cents each). That gas rate ranks higher than about 82% of the 2,854 cards we track in that category. The five-category effective-rate table on this page shows how Disney Inspire Visa Card compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% |
| Grocery Supermarkets and grocery stores | 2x points | 2% |
| Gas Gas stations and fuel | 3x points | 3% Top category |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values Disney Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Disney Inspire Visa Card reward caps and conditions?
The Disney Inspire Visa Card has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 2% on card purchases at restaurants
- Earn 3% on card purchases at gas stations
- Earn 2% on card purchases at grocery stores
Who should get the Disney Inspire Visa Card?
The Disney Inspire Visa Card fits spenders who put meaningful volume in gas and can earn 3x points. Best for spenders who put meaningful volume in gas and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Disney Inspire Visa Card fits spenders who put meaningful volume in gas and can earn 3x points. Madeen ranks its gas effective rate higher than about 82% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for gas-heavy spend when the $149 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is gas at about 3% effective (3x points).
- That gas rate ranks higher than about 82% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $149 annual fee requires enough spend in bonus categories to offset.
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Disney Rewards value depends on how you redeem, not straight cash back.
What is the Disney Inspire Visa Card welcome bonus?
In Madeen's catalog snapshot, the Disney Inspire Visa Card welcome offer is Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm.
- Offer
- $500
- Terms (catalog snapshot)
- Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
- Minimum spend
- $1,000
- Window
- 3Months
Does the Disney Inspire Visa Card have an annual fee?
The Disney Inspire Visa Card has an annual fee of $149 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $149
- Foreign transaction fee
- None
What benefits come with the Disney Inspire Visa Card?
The Disney Inspire Visa Card includes $100 Statement Credit, $200 Disney Rewards Dollars, 10% off Select Dining Locations in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Extended Warranty Protection
$10,000/yrExtends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Purchase Protection
$10,000/yrCovers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
DoorDash
$3,600/yrGet one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Up to $120 in Instacart credits
$1,440/yrReceive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United Explorer Card. Terms apply. Benefits end 12/31/27.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Baggage Delay Insurance
$300/yrReimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
$100 Statement Credit
$200/yrEarn a $100 Statement Credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.
$200 Disney Rewards Dollars
$200/yrEarn $200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Disney Streaming
$120/yrEarn a $10 statement credit each month after spending $10 or more on qualifying subscriptions directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com. Yearly activation required.
Global Entry Statement Credit
$120/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
Related encyclopedia topics
Common questions about the Disney Inspire Visa Card
Where do cardholders spend most with the Disney Inspire Visa Card?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on gas (3x), coffee (2x), fast food (2x) for the Disney Inspire Visa Card. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Is the Disney inspire visa credit card worth it?
The Disney® Inspire Visa® Card from Chase earns up to 3% effective value on gas in Madeen's catalog snapshot. Its annual fee is $149. New applicants may see: Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening..
Does the Disney Inspire Visa Card have an annual fee?
The Disney Inspire Visa Card carries an annual fee of $149 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Disney Inspire Visa Card?
Gas is the strongest Madeen category for the Disney Inspire Visa Card at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Disney Inspire Visa Card charge foreign transaction fees?
The Disney Inspire Visa Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Disney Inspire Visa Card welcome bonus?
The Disney Inspire Visa Card welcome offer in our snapshot: Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
How does the Disney Inspire Visa Card compare to similar cards?
Compare the Disney Inspire Visa Card against United Gateway℠ Card (2.4% on Gas, $0 fee); Ink Plus Business (2% on Gas, $95 fee); Aeroplan Card (4.5% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Disney Inspire Visa Card This card | Gas | 3% | $149 |
Chase | Gas | 2.4% | $0 |
Chase | Gas | 2% | $95 |
| Dining | 4.5% | $95 | |
| Travel | 4% | $795 |
Side-by-side comparisons
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Chase and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Chase. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure