World of Hyatt Business Credit Card
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How we calculate effective rate →
The World of Hyatt Business Credit Card from Chase earns up to 1.5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $199. New applicants may see: Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening..
- Top category
- Dining
- Effective value
- 1.5%
- Annual fee
- $199
Worth a look for dining spend if you need a business card and can use World of Hyatt Loyalty Program the way you redeem today. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
What does the World of Hyatt Business Credit Card earn in each category?
Dining is the strongest category at 1.5% effective value (1x points at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how World of Hyatt Business Credit Card compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 1.5% effective value (1x points at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how World of Hyatt Business Credit Card compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1.5% Top category |
| Grocery Supermarkets and grocery stores | 1x points | 1.5% |
| Gas Gas stations and fuel | 1x points | 1.5% |
| Travel Flights, hotels, transit | 1x points | 1.5% |
| Other General everyday spend | 1x points | 1.5% |
Madeen values World of Hyatt Loyalty Program at about 1.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
World of Hyatt Business Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Madeen ranks its dining effective rate higher than about 35% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
Less compelling if the $199 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.
Worth a look for dining spend if you need a business card and can use World of Hyatt Loyalty Program the way you redeem today.
Pros
- Strongest Madeen category is dining at about 1.5% effective (1x points).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $199 annual fee requires enough spend in bonus categories to offset.
- World of Hyatt Loyalty Program value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
What is the World of Hyatt Business Credit Card welcome bonus?
In Madeen's catalog snapshot, the World of Hyatt Business Credit Card welcome offer is Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 60k World of Hyatt Loyalty Program (~$900 estimated)
- Terms (catalog snapshot)
- Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening.
- Minimum spend
- $5,000
- Window
- 3Months
Does the World of Hyatt Business Credit Card have an annual fee?
The World of Hyatt Business Credit Card has an annual fee of $199 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $199
- Foreign transaction fee
- None
What benefits come with the World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card includes 10% Redemption bonus, 5 Tier-Qualifying night credits, Auto Rental Collision Damage Waiver in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
5 Tier-Qualifying night credits
$10,000/yrEarn 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
Extended Warranty Protection
$10,000/yrExtends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Purchase Protection
$10,000/yrCovers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Trip Cancellation/Interruption Insurance
$10,000/yrYou can be reimbursed up to $1500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.
Purchase Security and Extended Protection
$10,000/yrPurchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
DoorDash
$3,600/yrGet one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Lost Luggage Reimbursement
$3,000/yrwill reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.
Travel Accident Insurance
$3,000/yrprovides accidental death and dismemberment coverage. Coverage is in effect on the common carrier (e.g., flight, rail, bus, ferry, cruise ship), as well as while on courtesy ground transportation to and from the airport (or train depot, bus, terminal, etc.) and between terminals, as well as when you are at the airport immediately before departure, or immediately after arrival, on any covered trip.
Up to $120 in Instacart credits
$1,440/yrReceive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United Explorer Card. Terms apply. Benefits end 12/31/27.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Related encyclopedia topics
Common questions about the World of Hyatt Business Credit Card
Does the World of Hyatt Business Credit Card have an annual fee?
The World of Hyatt Business Credit Card carries an annual fee of $199 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the World of Hyatt Business Credit Card?
Dining is the strongest Madeen category for the World of Hyatt Business Credit Card at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the World of Hyatt Business Credit Card charge foreign transaction fees?
The World of Hyatt Business Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the World of Hyatt Business Credit Card welcome bonus?
The World of Hyatt Business Credit Card welcome offer in our snapshot: Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the World of Hyatt Business Credit Card annual fee worth it?
Whether the $199 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the World of Hyatt Business Credit Card?
Madeen's catalog lists a typical credit range of Good to Excellent for the World of Hyatt Business Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the World of Hyatt Business Credit Card compare to similar cards?
Compare the World of Hyatt Business Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
World of Hyatt Business Credit Card This card | Dining | 1.5% | $199 |
| Dining | 4.5% | $95 | |
Chase | Dining | 3% | $0 |
| Dining | 3% | $0 | |
| Dining | 3% | $0 |
Side-by-side comparisons
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Chase and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Chase. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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