Amex EveryDay® Preferred
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How we calculate effective rate →
The Amex EveryDay® Preferred from American Express earns up to 1.8% effective value on grocery in Madeen's catalog snapshot. Its annual fee is $95. New applicants may see: Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership..
- Top category
- Grocery
- Effective value
- 1.8%
- Annual fee
- $95
Best for grocery-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in grocery and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
What does the Amex EveryDay Preferred earn in each category?
Grocery is the strongest category at 1.8% effective value (3x points at about 0.6 cents each). That grocery rate ranks higher than about 69% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Amex EveryDay Preferred compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight groceries at.
Grocery is the strongest category at 1.8% effective value (3x points at about 0.6 cents each). That grocery rate ranks higher than about 69% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Amex EveryDay Preferred compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 0.6% |
| Grocery Supermarkets and grocery stores | 3x points | 1.8% Top category |
| Gas Gas stations and fuel | 2x points | 1.2% |
| Travel Flights, hotels, transit | 1x points | 0.6% |
| Other General everyday spend | 1x points | 0.6% |
Madeen values American Express Membership Rewards at about 0.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Amex EveryDay Preferred reward caps and conditions?
The Amex EveryDay Preferred has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 2X points at U.S. gas stations for purchases made directly at U.S. gas stations
- Earn 3X points at U.S. supermarkets on up to $6,000 per calendar year in purchases (then 1X) Capped at $6000 per year.
Who should get the Amex EveryDay Preferred?
The Amex EveryDay Preferred fits spenders who put meaningful volume in grocery and can earn 3x points. Best for spenders who put meaningful volume in grocery and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Amex EveryDay Preferred fits spenders who put meaningful volume in grocery and can earn 3x points. Madeen ranks its grocery effective rate higher than about 69% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Less compelling if the $95 annual fee is hard to offset. Foreign transaction fees make it weaker for international spend.
Best for grocery-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is grocery at about 1.8% effective (3x points).
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $95 annual fee requires enough spend in bonus categories to offset.
- Charges $2.70 foreign transaction fees.
- American Express Membership Rewards value depends on how you redeem, not straight cash back.
What is the Amex EveryDay Preferred welcome bonus?
In Madeen's catalog snapshot, the Amex EveryDay Preferred welcome offer is Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 15k American Express Membership Rewards (~$90 estimated)
- Terms (catalog snapshot)
- Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.
- Minimum spend
- $1,000
- Window
- 6Months
Does the Amex EveryDay Preferred have an annual fee?
The Amex EveryDay Preferred has an annual fee of $95 and a foreign transaction fee of $2.70. Confirm current fees on the issuer page before applying.
- Annual fee
- $95
- Foreign transaction fee
- $2.70
What benefits come with the Amex EveryDay Preferred?
The Amex EveryDay Preferred includes Car Rental Loss and Damage Insurance, Earn 50% Extra Points, Global Assist® Hotline in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Return Protection
$1,000/yrWith Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Car Rental Loss and Damage Insurance
$40/yrGetting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline
$25/yrWhenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
Earn 50% Extra Points
Use your Card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits.
Related encyclopedia topics
Common questions about the Amex EveryDay Preferred
Where do cardholders spend most with the Amex EveryDay Preferred?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on groceries (3x), gas (2x) for the Amex EveryDay Preferred. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Is Amex Everyday Preferred discontinued?
To maximize the Amex EveryDay Preferred, route grocery and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
What are the benefits of American Express Everyday Preferred?
To maximize the Amex EveryDay Preferred, route grocery and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
Is the Amex Everyday credit card good?
To maximize the Amex EveryDay Preferred, route grocery and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
Does the Amex EveryDay Preferred have an annual fee?
The Amex EveryDay Preferred carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Amex EveryDay Preferred?
Grocery is the strongest Madeen category for the Amex EveryDay Preferred at about 1.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
How does the Amex EveryDay Preferred compare to similar cards?
Compare the Amex EveryDay Preferred against Blue Cash Preferred (6% on Grocery, $95 fee); Morgan Stanley Blue Cash Preferred Card (6% on Grocery, $95 fee); Blue Cash Everyday (3% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Amex EveryDay Preferred This card | Grocery | 1.8% | $95 |
American Express | Grocery | 6% | $95 |
American Express | Grocery | 6% | $95 |
American Express | Grocery | 3% | $0 |
American Express | Grocery | 1.2% | $0 |
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
American Express and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of American Express. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure