Edward Jones® Everyday Solutions Flex Balance Mastercard®
U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Edward Jones® Everyday Solutions Flex Balance Mastercard® from U.S. Bank earns up to 0% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 0%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 0% back.
What does the Edward Jones Everyday Solutions Flex Balance Mastercard earn in each category?
Dining is the strongest category at 0% effective value (0% back). The five-category effective-rate table on this page shows how Edward Jones Everyday Solutions Flex Balance Mastercard compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 0% effective value (0% back). The five-category effective-rate table on this page shows how Edward Jones Everyday Solutions Flex Balance Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 0% back | 0% Top category |
| Grocery Supermarkets and grocery stores | 0% back | 0% |
| Gas Gas stations and fuel | 0% back | 0% |
| Travel Flights, hotels, transit | 0% back | 0% |
| Other General everyday spend | 0% back | 0% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Edward Jones Everyday Solutions Flex Balance Mastercard?
The Edward Jones Everyday Solutions Flex Balance Mastercard fits spenders who put meaningful volume in dining and can earn 0% back. Best for spenders who put meaningful volume in dining and can earn 0% back.
Edward Jones Everyday Solutions Flex Balance Mastercard fits spenders who put meaningful volume in dining and can earn 0% back. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 0% back.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 0% effective (0% back).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Compare simpler no-fee cards if you want minimum complexity.
Does the Edward Jones Everyday Solutions Flex Balance Mastercard have an annual fee?
The Edward Jones Everyday Solutions Flex Balance Mastercard has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Edward Jones Everyday Solutions Flex Balance Mastercard?
The Edward Jones Everyday Solutions Flex Balance Mastercard includes Annual Statement Credit, Cell Phone Protection, Global emergency services in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Cell Phone Protection
$7,200/yrYou can be reimbursed up to $600 for damage or theft of an eligible cell phone when you pay your monthly cell phone bill with your card.
Mastercard Transit Benefit
$200/yrSave when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Instacart
$140/yrGroceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.
Annual Statement Credit
$20/yr$20 annual statement credit for 11 consecutive months of purchases.
Mastercard ID Theft Protection™
$10/yrDetects and helps quickly resolve ID Theft events, 24/7.
Global emergency services
$10/yrCall 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
$10/yrEnjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Mastercard ID Theft Protection
$10/yrMonitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard Music and Entertainment Access benefit
$10/yrMastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
Protection wherever you shop
$10/yrWith Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Zero Fraud Liability Protection
Stay safe from unauthorized purchases.
Related encyclopedia topics
Common questions about the Edward Jones Everyday Solutions Flex Balance Mastercard
Does the Edward Jones Everyday Solutions Flex Balance Mastercard have an annual fee?
The Edward Jones Everyday Solutions Flex Balance Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Edward Jones Everyday Solutions Flex Balance Mastercard?
Dining is the strongest Madeen category for the Edward Jones Everyday Solutions Flex Balance Mastercard at about 0% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Edward Jones Everyday Solutions Flex Balance Mastercard charge foreign transaction fees?
The Edward Jones Everyday Solutions Flex Balance Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What credit score do you need for the Edward Jones Everyday Solutions Flex Balance Mastercard?
Madeen's catalog lists a typical credit range of Good to Excellent for the Edward Jones Everyday Solutions Flex Balance Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Edward Jones Everyday Solutions Flex Balance Mastercard?
Rewards on the Edward Jones Everyday Solutions Flex Balance Mastercard post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How do I maximize rewards on the Edward Jones Everyday Solutions Flex Balance Mastercard?
To maximize the Edward Jones Everyday Solutions Flex Balance Mastercard, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
How does the Edward Jones Everyday Solutions Flex Balance Mastercard compare to similar cards?
Compare the Edward Jones Everyday Solutions Flex Balance Mastercard against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Select Visa Signature (3.2% on Dining, $450 fee); SKYPASS Visa Signature (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Edward Jones Everyday Solutions Flex Balance Mastercard This card | Dining | 0% | $0 |
U.S. Bank | Dining | 4% | $0 |
| Dining | 3.2% | $450 | |
| Dining | 3.2% | $99 | |
U.S. Bank | Dining | 3.2% | $99 |
Side-by-side comparisons
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure