Edward Jones® Everyday Solutions Business World Elite Mastercard®
U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Edward Jones® Everyday Solutions Business World Elite Mastercard® from U.S. Bank earns up to 2% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account..
- Top category
- Dining
- Effective value
- 2%
- Annual fee
- $0
Worth a look for dining spend if you need a business card and can use Edward Jones Loyalty Points the way you redeem today. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.
What does the Edward Jones Everyday Solutions Business World Elite Mastercard earn in each category?
Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 59% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Edward Jones Everyday Solutions Business World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 59% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Edward Jones Everyday Solutions Business World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% Top category |
| Grocery Supermarkets and grocery stores | 2x points | 2% |
| Gas Gas stations and fuel | 2x points | 2% |
| Travel Flights, hotels, transit | 2x points | 2% |
| Other General everyday spend | 2x points | 2% |
Madeen values Edward Jones Loyalty Points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Edward Jones Everyday Solutions Business World Elite Mastercard?
The Edward Jones Everyday Solutions Business World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.
Edward Jones Everyday Solutions Business World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 59% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.
Mostly a flat base earn card without strong category bonuses.
Worth a look for dining spend if you need a business card and can use Edward Jones Loyalty Points the way you redeem today.
Pros
- Strongest Madeen category is dining at about 2% effective (2x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Edward Jones Loyalty Points value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
What is the Edward Jones Everyday Solutions Business World Elite Mastercard welcome bonus?
In Madeen's catalog snapshot, the Edward Jones Everyday Solutions Business World Elite Mastercard welcome offer is Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 20k Edward Jones Loyalty Points® (~$200 estimated)
- Terms (catalog snapshot)
- Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.
- Minimum spend
- $1,500
- Window
- 3Months
Does the Edward Jones Everyday Solutions Business World Elite Mastercard have an annual fee?
The Edward Jones Everyday Solutions Business World Elite Mastercard has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Edward Jones Everyday Solutions Business World Elite Mastercard?
The Edward Jones Everyday Solutions Business World Elite Mastercard includes Car Rental Insurance, Global emergency services, HealthLock in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
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Common questions about the Edward Jones Everyday Solutions Business World Elite Mastercard
Does the Edward Jones Everyday Solutions Business World Elite Mastercard have an annual fee?
The Edward Jones Everyday Solutions Business World Elite Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Edward Jones Everyday Solutions Business World Elite Mastercard?
Dining is the strongest Madeen category for the Edward Jones Everyday Solutions Business World Elite Mastercard at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Edward Jones Everyday Solutions Business World Elite Mastercard charge foreign transaction fees?
The Edward Jones Everyday Solutions Business World Elite Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Edward Jones Everyday Solutions Business World Elite Mastercard welcome bonus?
The Edward Jones Everyday Solutions Business World Elite Mastercard welcome offer in our snapshot: Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Edward Jones Everyday Solutions Business World Elite Mastercard?
Madeen's catalog lists a typical credit range of Good to Excellent for the Edward Jones Everyday Solutions Business World Elite Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Edward Jones Everyday Solutions Business World Elite Mastercard?
Rewards on the Edward Jones Everyday Solutions Business World Elite Mastercard post as Edward Jones Loyalty Points. Redemption value depends on how you use Edward Jones Loyalty Points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Edward Jones Everyday Solutions Business World Elite Mastercard compare to similar cards?
Compare the Edward Jones Everyday Solutions Business World Elite Mastercard against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Select Visa Signature (3.2% on Dining, $450 fee); SKYPASS Visa Signature (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Edward Jones Everyday Solutions Business World Elite Mastercard This card | Dining | 2% | $0 |
U.S. Bank | Dining | 4% | $0 |
| Dining | 3.2% | $450 | |
| Dining | 3.2% | $99 | |
U.S. Bank | Dining | 3.2% | $99 |
Side-by-side comparisons
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U.S. Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of U.S. Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure