USAA Rate Advantage Visa® Platinum

The USAA Rate Advantage Visa Platinum includes Auto Rental Collision Damage Waiver, Baggage Delay Reimbursement, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

• Extended Warranty Protection

  $10,000/yr

  Extends the time period of the U.S. manufacturer’s warranty on items purchased with your card. Get up to an additional year of coverage.

• Purchase Security

  $10,000/yr

  Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security available when you pay with your eligible account.

• Trip Cancellation and Interruption

  $10,000/yr

  You’re covered for up to $1,500 per covered person, for non-refundable prepaid passenger fare, when your travel is interrupted or canceled. This coverage is available when you buy your ticket with your card.

• Cell Phone Protection

  $7,200/yr

  When you charge your monthly cell phone bill to your USAA credit card, you can be reimbursed up to $500, in the event your eligible cell phone is stolen or damaged.

• Travel Accident Insurance

  $3,000/yr

  When you purchase your travel ticket with your USAA card, you are eligible to receive coverage for loss of life or limb. This coverage applies to air travel, ferry, cruise ship, train or bus transportation.

• Roadside Dispatch®

  $1,000/yr

  This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

• Baggage Delay Reimbursement

  $300/yr

  If your checked baggage is delayed, you can be reimbursed up to $100 a day, for up to three days. Get the essentials you need such as clothing or toiletries while waiting for your baggage to arrive.

• Sofar Sounds

  $240/yr

  Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

• Concierge Services

  $150/yr

  Need advice on restaurants or gifts? Are you trying to arrange travel or concert tickets? This exclusive service for USAA Visa Signature® credit cards gives you 24/7 access to a concierge who can guide you.

• OpenTable

  $120/yr

  Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

• Travel and Emergency Assistance

  $25/yr

  If you experience an illness or emergency, while traveling or working anywhere in the world, call the benefits center for help, 24/7. You can also get medical and legal referrals, prescription assistance, travel planning and other services.

• Auto Rental Collision Damage Waiver

  $10/yr

  Reserve and pay for your rental car with your credit card to get 31 days of protection worldwide. Save money by saying no at the counter — rent with your covered USAA credit card and get built-in auto rental coverage.