UBS Visa Infinite
UBS and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of UBS. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The UBS Visa Infinite from UBS earns up to 2% effective value on grocery in Madeen's catalog snapshot. Its annual fee is $650. New applicants may see: 0.
- Top category
- Grocery
- Effective value
- 2%
- Annual fee
- $650
Best for grocery-heavy spend when the $650 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in grocery and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the UBS Visa Infinite earn in each category?
Grocery is the strongest category at 2% effective value (2x points at about 1 cents each). That grocery rate ranks higher than about 69% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how UBS Visa Infinite compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight music and.
Grocery is the strongest category at 2% effective value (2x points at about 1 cents each). That grocery rate ranks higher than about 69% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how UBS Visa Infinite compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% |
| Grocery Supermarkets and grocery stores | 2x points | 2% Top category |
| Gas Gas stations and fuel | 1x points | 1% |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 2x points | 2% |
Madeen values My Choice Rewards (UBS) at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the UBS Visa Infinite reward caps and conditions?
The UBS Visa Infinite has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 2x points for eligible groceries
- 2x points on select digital entertainment
Who should get the UBS Visa Infinite?
The UBS Visa Infinite fits spenders who put meaningful volume in grocery and can earn 2x points. Best for spenders who put meaningful volume in grocery and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
UBS Visa Infinite fits spenders who put meaningful volume in grocery and can earn 2x points. Madeen ranks its grocery effective rate higher than about 69% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for grocery-heavy spend when the $650 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is grocery at about 2% effective (2x points).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
- Includes travel or statement credits in our benefits snapshot.
Cons
- $650 annual fee requires enough spend in bonus categories to offset.
- My Choice Rewards (UBS) value depends on how you redeem, not straight cash back.
Does the UBS Visa Infinite have an annual fee?
The UBS Visa Infinite has an annual fee of $650 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $650
- Foreign transaction fee
- None
What travel perks does the UBS Visa Infinite include?
The UBS Visa Infinite includes Trusted traveler credit, Lounge access, $500 Airline Fee Credit, $500 Annual Credit and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
You may apply for either Global Entry® or TSA PreCheck®, expedited airport security processing, using your UBS Visa Infinite credit card to pay your application fee(s) and receive up to $120 in statement credit(s) to your account every four years.
Lounge access
Access to 1,500+ airport lounges with a complimentary Priority Pass Select membership
What benefits come with the UBS Visa Infinite?
Extended Warranty Protection
$10,000/yrWhen you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.
Lost Luggage Reimbursement
$3,000/yrWhen you use your covered card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the airline or common carrier.
Travel Accident Insurance
$3,000/yrAdd peace of mind to your itinerary. Purchase your airline ticket with your covered Visa card and you can enjoy Travel Accident Insurance.
Return Protection
$1,000/yrWhen you use your covered Visa card to make an eligible purchase, you can get return protection if you are dissatisfied with your item within 90 days of purchase and the merchant will not accept the return.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
$500 Airline Fee Credit
$500/yrfor any qualifying air travel expenses
$500 Annual Credit
$500/yr(based on annual spend)
Trip Delay Reimbursement
$500/yrAnticipate delays when you purchase air travel with your covered Visa card. With Trip Delay coverage, you can receive up to $500.00 when you’re stuck for more than 6 hours due to a covered hazard such as equipment failure, inclement weather, strike and hijacking/skyjacking.
Visa Infinite Concierge Services
$150/yrEnjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.
Global Entry® or TSA PreCheck® Application Fee Statement Credit
$120/yrStatement credit up to $120 toward either Global Entry® or TSA PreCheck® application fee
Global Entry Statement Credit
$120/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Infinite card to pay the application fee (currently $120) to receive a $120 statement credit.
Priority Pass Select
$99/yrAccess to 1,500+ airport lounges with a complimentary Priority Pass Select membership
Related encyclopedia topics
Common questions about the UBS Visa Infinite
Where do cardholders spend most with the UBS Visa Infinite?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on music and audio (2x), tv and movies (2x), groceries (2x) for the UBS Visa Infinite. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the UBS Visa Infinite have an annual fee?
The UBS Visa Infinite carries an annual fee of $650 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the UBS Visa Infinite?
Grocery is the strongest Madeen category for the UBS Visa Infinite at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the UBS Visa Infinite charge foreign transaction fees?
The UBS Visa Infinite does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the UBS Visa Infinite welcome bonus?
The UBS Visa Infinite welcome offer in our snapshot: 0. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the UBS Visa Infinite annual fee worth it?
Whether the $650 annual fee pays off depends on how much you spend in grocery and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the UBS Visa Infinite compare to similar cards?
Compare the UBS Visa Infinite against UBS Visa Signature (1% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
UBS Visa Infinite This card | Grocery | 2% | $650 |
| Dining | 1% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for grocery spend to see which cards win at checkout.
Related Madeen guides
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
UBS and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of UBS. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure