Truist Enjoy Travel
Truist and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Truist. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Truist Enjoy Travel from Truist earns up to 2% effective value on travel in Madeen's catalog snapshot. It has no annual fee. New applicants may see: 20,000 bonus miles after you spend $1,500 within 90 days of account opening.
- Top category
- Travel
- Effective value
- 2%
- Annual fee
- $0
Best for travel-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the Truist Enjoy Travel earn in each category?
Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 80% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Truist Enjoy Travel compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight flights at.
Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 80% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Truist Enjoy Travel compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 1x points | 1% |
| Travel Flights, hotels, transit | 2x points | 2% Top category |
| Other General everyday spend | 1x points | 1% |
Madeen values Truist miles at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Truist Enjoy Travel reward caps and conditions?
The Truist Enjoy Travel has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 2x miles on airfare
- Earn 2x miles on hotels
Who should get the Truist Enjoy Travel?
The Truist Enjoy Travel fits spenders who put meaningful volume in travel and can earn 2x points. Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Truist Enjoy Travel fits spenders who put meaningful volume in travel and can earn 2x points. Madeen ranks its travel effective rate higher than about 80% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for travel-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is travel at about 2% effective (2x points).
- That travel rate ranks higher than about 80% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Truist miles value depends on how you redeem, not straight cash back.
What is the Truist Enjoy Travel welcome bonus?
In Madeen's catalog snapshot, the Truist Enjoy Travel welcome offer is 20,000 bonus miles after you spend $1,500 within 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 20k Truist miles (~$200 estimated)
- Terms (catalog snapshot)
- 20,000 bonus miles after you spend $1,500 within 90 days of account opening
- Minimum spend
- $1,500
- Window
- 90Days
Does the Truist Enjoy Travel have an annual fee?
The Truist Enjoy Travel has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What travel perks does the Truist Enjoy Travel include?
The Truist Enjoy Travel includes Trusted traveler credit, Booking.com, Dovly Uplift™, Loyalty Travel Bonus in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
$120/yrAa statement credit up to $85 for TSA PreCheck® or Global Entry® fee is awarded once every four years.
How we value this
Editorial: Global Entry application fee ($120) is the standard trusted-traveler credit ceiling on premium cards; TSA PreCheck alone is $85.
What benefits come with the Truist Enjoy Travel?
Travel Accident Insurance
$3,000/yrYou and your dependents become covered automatically when the entire Common Carrier fare is charged to your covered Visa Signature card account.
Roadside Dispatch®
$1,000/yrRoadside Dispatch will ask you where you are, what the problem is, and while they remain on the phone with you, they will arrange a dispatch to a reliable tow operator or locksmith to provide help.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Travel and Emergency Assistance Services
$10/yrEmergencies can escalate quickly when You are traveling away from home. Something that is relatively straight forward when You are not traveling, like replacing prescription medication, can be a difficult task when You are dealing with local laws or language barriers.
Loyalty Travel Bonus
based on your Truist deposit relationship when you redeem your rewards for travel through the rewards program.
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Related encyclopedia topics
Common questions about the Truist Enjoy Travel
Where do cardholders spend most with the Truist Enjoy Travel?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on flights (2x), lodging (2x), rental cars (2x) for the Truist Enjoy Travel. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Truist Enjoy Travel have an annual fee?
The Truist Enjoy Travel carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Truist Enjoy Travel?
Travel is the strongest Madeen category for the Truist Enjoy Travel at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Truist Enjoy Travel charge foreign transaction fees?
The Truist Enjoy Travel does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Truist Enjoy Travel welcome bonus?
The Truist Enjoy Travel welcome offer in our snapshot: 20,000 bonus miles after you spend $1,500 within 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Truist Enjoy Travel?
Madeen's catalog lists a typical credit range of Good to Excellent for the Truist Enjoy Travel. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Truist Enjoy Travel compare to similar cards?
Compare the Truist Enjoy Travel against Truist Business Travel Rewards (2% on Travel, $49 fee); Truist Business Cash Rewards (3% on Gas, $0 fee); Truist Enjoy Cash (3-2-1%) (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Truist Enjoy Travel This card | Travel | 2% | $0 |
| Travel | 2% | $49 | |
| Gas | 3% | $0 | |
| Gas | 3% | $0 | |
Truist | Dining | 2% | $299 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for travel spend to see which cards win at checkout.
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Truist and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Truist. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure