Synovus Travel Rewards Visa®
Synovus and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Synovus. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Synovus Travel Rewards Visa® from Synovus earns up to 3% effective value on grocery in Madeen's catalog snapshot. Its annual fee is $50.
- Top category
- Grocery
- Effective value
- 3%
- Annual fee
- $50
Best for grocery-heavy spend when the $50 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in grocery and can earn 3% back.
What does the Synovus Travel Rewards Visa earn in each category?
Grocery is the strongest category at 3% effective value (3% back). That grocery rate ranks higher than about 97% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Synovus Travel Rewards Visa compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight flights at 5x among the top.
Grocery is the strongest category at 3% effective value (3% back). That grocery rate ranks higher than about 97% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Synovus Travel Rewards Visa compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1% back | 1% |
| Grocery Supermarkets and grocery stores | 3% back | 3% Top category |
| Gas Gas stations and fuel | 3% back | 3% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Synovus Travel Rewards Visa reward caps and conditions?
The Synovus Travel Rewards Visa has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Capped at $3000 per quarter.
Who should get the Synovus Travel Rewards Visa?
The Synovus Travel Rewards Visa fits spenders who put meaningful volume in grocery and can earn 3% back. Best for spenders who put meaningful volume in grocery and can earn 3% back.
Synovus Travel Rewards Visa fits spenders who put meaningful volume in grocery and can earn 3% back. Madeen ranks its grocery effective rate higher than about 97% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 3% back.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for grocery-heavy spend when the $50 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is grocery at about 3% effective (3% back).
- That grocery rate ranks higher than about 97% of cards we track in the category.
- No foreign transaction fee listed.
Cons
- $50 annual fee requires enough spend in bonus categories to offset.
Does the Synovus Travel Rewards Visa have an annual fee?
The Synovus Travel Rewards Visa has an annual fee of $50 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $50
- Foreign transaction fee
- None
What benefits come with the Synovus Travel Rewards Visa?
The Synovus Travel Rewards Visa includes Booking.com, Dovly Uplift™, OpenTable in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Related encyclopedia topics
Common questions about the Synovus Travel Rewards Visa
Where do cardholders spend most with the Synovus Travel Rewards Visa?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on flights (5x), lodging (5x), other travel (5x) for the Synovus Travel Rewards Visa. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Synovus Travel Rewards Visa have an annual fee?
The Synovus Travel Rewards Visa carries an annual fee of $50 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Synovus Travel Rewards Visa?
Grocery is the strongest Madeen category for the Synovus Travel Rewards Visa at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Synovus Travel Rewards Visa charge foreign transaction fees?
The Synovus Travel Rewards Visa does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
Is the Synovus Travel Rewards Visa annual fee worth it?
Whether the $50 annual fee pays off depends on how much you spend in grocery and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the Synovus Travel Rewards Visa?
Madeen's catalog lists a typical credit range of Good to Excellent for the Synovus Travel Rewards Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Synovus Travel Rewards Visa compare to similar cards?
Compare the Synovus Travel Rewards Visa against Synovus Business Rewards Visa (3% on Grocery, $0 fee); Synovus Business Travel Rewards Visa (3% on Grocery, $50 fee); Synovus Rewards Visa (3% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Synovus Travel Rewards Visa This card | Grocery | 3% | $50 |
| Grocery | 3% | $0 | |
| Grocery | 3% | $50 | |
Synovus | Grocery | 3% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for grocery spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Synovus and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Synovus. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure