Regions Prestige Visa® Signature
Regions and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Regions. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Regions Prestige Visa® Signature from Regions earns up to 3% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500 but not quite $1,000, you will earn a $100 bonus..
- Top category
- Dining
- Effective value
- 3%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 3% back. The welcome bonus can help if you can meet the spend requirement.
What does the Regions Prestige Visa Signature earn in each category?
Dining is the strongest category at 3% effective value (3% back). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Regions Prestige Visa Signature compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight other entertainment at 3x among the.
Dining is the strongest category at 3% effective value (3% back). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Regions Prestige Visa Signature compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3% back | 3% Top category |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 1% back | 1% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Regions Prestige Visa Signature reward caps and conditions?
The Regions Prestige Visa Signature has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 3% DINING & ENTERTAINMENT PURCHASES
Who should get the Regions Prestige Visa Signature?
The Regions Prestige Visa Signature fits spenders who put meaningful volume in dining and can earn 3% back. Best for spenders who put meaningful volume in dining and can earn 3% back. The welcome bonus can help if you can meet the spend requirement.
Regions Prestige Visa Signature fits spenders who put meaningful volume in dining and can earn 3% back. Madeen ranks its dining effective rate higher than about 81% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 3% back. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 3% effective (3% back).
- That dining rate ranks higher than about 81% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Compare simpler no-fee cards if you want minimum complexity.
What is the Regions Prestige Visa Signature welcome bonus?
In Madeen's catalog snapshot, the Regions Prestige Visa Signature welcome offer is Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500 but not quite $1,000, you will earn a $100 bonus.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm.
- Offer
- $200
- Terms (catalog snapshot)
- Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500 but not quite $1,000, you will earn a $100 bonus.
- Minimum spend
- $1,000
- Window
- 90Days
Does the Regions Prestige Visa Signature have an annual fee?
The Regions Prestige Visa Signature has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Regions Prestige Visa Signature?
The Regions Prestige Visa Signature includes Booking.com, Dovly Uplift™, Extended Warranty in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Extended Warranty
$10,000/yrUp to 1 additional year on original manufacturer's warranty of 3 years or less.
Purchase Protection
$10,000/yrUp to $500 per eligible purchase within 90 days of the purchase date. Maximum coverage of $50,000 per cardholder.
Lost Luggage Protection
$3,000/yrUp to $3,000 per trip. Applies when luggage is lost or damaged by the common carrier. For New York residents, coverage is limited to $2,000 per bag.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Global Entry Statement Credit
$120/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Priority Pass airport lounge access
$99/yrEnjoy access to over 1,700 airport lounges and experiences around the globe.
Rental Insurance
$25/yrCoverage for damage to or theft of a rental vehicle. Must decline the collision damage waiver (CDW) at the counter. Coverage is secondary to personal insurance.
Travel Insurance
$25/yrUp to $250,000 in coverage. Provides accidental death & dismemberment coverage.
Golf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Related encyclopedia topics
Common questions about the Regions Prestige Visa Signature
Where do cardholders spend most with the Regions Prestige Visa Signature?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on other entertainment (3x), sporting events amusement parks and museums (3x), coffee (3x) for the Regions Prestige Visa Signature. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Regions Prestige Visa Signature have an annual fee?
The Regions Prestige Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Regions Prestige Visa Signature?
Dining is the strongest Madeen category for the Regions Prestige Visa Signature at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Regions Prestige Visa Signature charge foreign transaction fees?
The Regions Prestige Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Regions Prestige Visa Signature welcome bonus?
The Regions Prestige Visa Signature welcome offer in our snapshot: Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500 but not quite $1,000, you will earn a $100 bonus.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Regions Prestige Visa Signature?
Madeen's catalog lists a typical credit range of Excellent for the Regions Prestige Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Regions Prestige Visa Signature compare to similar cards?
Compare the Regions Prestige Visa Signature against Regions Cash Rewards Visa (1.5% on Dining, $0 fee); Regions Premium Visa Signature (1.5% on Dining, $125 fee); Regions Business Enhanced Visa (1% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Regions Prestige Visa Signature This card | Dining | 3% | $0 |
Regions | Dining | 1.5% | $0 |
| Dining | 1.5% | $125 | |
| Dining | 1% | $0 | |
Regions | Dining | 0% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Regions and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Regions. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure