Peapack-Gladstone Bank Visa® Everyday Rewards+
Peapack-Gladstone Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Peapack-Gladstone Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Peapack-Gladstone Bank Visa® Everyday Rewards+ from Peapack-Gladstone Bank earns up to 4% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 4%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 4% back.
What does the Peapack-Gladstone Bank Visa Everyday Rewards+ earn in each category?
Dining is the strongest category at 4% effective value (4% back). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Peapack-Gladstone Bank Visa Everyday Rewards+ compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight coffee at 4x among the.
Dining is the strongest category at 4% effective value (4% back). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Peapack-Gladstone Bank Visa Everyday Rewards+ compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4% back | 4% Top category |
| Grocery Supermarkets and grocery stores | 2% back | 2% |
| Gas Gas stations and fuel | 2% back | 2% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 2% back | 2% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Peapack-Gladstone Bank Visa Everyday Rewards+ reward caps and conditions?
The Peapack-Gladstone Bank Visa Everyday Rewards+ has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Unlimited 4x points on dining, take-out & food delivery
- Unlimited 2x points at grocery stores, grocery delivery, gas and electric vehicle charging stations and streaming services
Who should get the Peapack-Gladstone Bank Visa Everyday Rewards+?
The Peapack-Gladstone Bank Visa Everyday Rewards+ fits spenders who put meaningful volume in dining and can earn 4% back. Best for spenders who put meaningful volume in dining and can earn 4% back.
Peapack-Gladstone Bank Visa Everyday Rewards+ fits spenders who put meaningful volume in dining and can earn 4% back. Madeen ranks its dining effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 4% back.
Foreign transaction fees make it weaker for international spend.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 4% effective (4% back).
- That dining rate ranks higher than about 92% of cards we track in the category.
- No annual fee in our catalog snapshot.
Cons
- Charges $2 foreign transaction fees.
Does the Peapack-Gladstone Bank Visa Everyday Rewards+ have an annual fee?
The Peapack-Gladstone Bank Visa Everyday Rewards+ has an annual fee of $0 and a foreign transaction fee of $2. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- $2
What benefits come with the Peapack-Gladstone Bank Visa Everyday Rewards+?
The Peapack-Gladstone Bank Visa Everyday Rewards+ includes Auto Rental Discounts, Concierge, ID Navigator Powered by NortonLifeLock in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Lost Luggage Reimbursement
$3,000/yrUp to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Roadside Dispatch
$1,000/yrAvailable only when traveling in the 50 United States and the District of Columbia. If your car breaks down on the road, just call and tell us where you are. We'll send someone to the rescue.
Concierge
$150/yrComplimentary 24/7/365 access to a wide range of personalized services, including entertainment planning, business services, gift arrangements, specialty services and travel information.
Auto Rental Discounts
$10/yrAlamo, Hertz and National
ID Navigator Powered by NortonLifeLock
$10/yrProvides tools so you can act quickly if your identity is threatened.
Signature Fine Wine & Food
$10/yrComplimentary Zagat Survey restaurant rating and reviews. Plus, a host of fine wine and food experiences.
Signature Privileges
$10/yrProvides cardmembers with special offers, opportunities and upgrades from participating merchants.
Related encyclopedia topics
Common questions about the Peapack-Gladstone Bank Visa Everyday Rewards+
Where do cardholders spend most with the Peapack-Gladstone Bank Visa Everyday Rewards+?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (4x), fast food (4x), other food and drink (4x) for the Peapack-Gladstone Bank Visa Everyday Rewards+. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Peapack-Gladstone Bank Visa Everyday Rewards+ have an annual fee?
The Peapack-Gladstone Bank Visa Everyday Rewards+ carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Peapack-Gladstone Bank Visa Everyday Rewards+?
Dining is the strongest Madeen category for the Peapack-Gladstone Bank Visa Everyday Rewards+ at about 4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Peapack-Gladstone Bank Visa Everyday Rewards+ charge foreign transaction fees?
The Peapack-Gladstone Bank Visa Everyday Rewards+ charges a foreign transaction fee of $2 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
What credit score do you need for the Peapack-Gladstone Bank Visa Everyday Rewards+?
Madeen's catalog lists a typical credit range of Good to Excellent for the Peapack-Gladstone Bank Visa Everyday Rewards+. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Peapack-Gladstone Bank Visa Everyday Rewards+?
Rewards on the Peapack-Gladstone Bank Visa Everyday Rewards+ post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Peapack-Gladstone Bank Visa Everyday Rewards+ compare to similar cards?
Compare the Peapack-Gladstone Bank Visa Everyday Rewards+ against Peapack-Gladstone Bank Visa Business Cash Preferred (3% on Dining, $0 fee); Peapack-Gladstone Bank Visa Reserve Rewards+ Card (2% on Dining, $390 fee); Peapack-Gladstone Bank Visa Business Real Rewards (1.5% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Peapack-Gladstone Bank Visa Everyday Rewards+ This card | Dining | 4% | $0 |
Peapack-Gladstone Bank | Dining | 3% | $0 |
Peapack-Gladstone Bank | Dining | 2% | $390 |
Peapack-Gladstone Bank | Dining | 1.5% | $0 |
Peapack-Gladstone Bank | Dining | 1.5% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Peapack-Gladstone Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Peapack-Gladstone Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure