Nevada State Bank Vivid Rewards
Nevada State Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Nevada State Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Nevada State Bank Vivid Rewards from Nevada State Bank earns up to 3% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 3%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 3% back.
What does the Nevada State Bank Vivid Rewards earn in each category?
Dining is the strongest category at 3% effective value (3% back). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Nevada State Bank Vivid Rewards compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight music and audio at 3x.
Dining is the strongest category at 3% effective value (3% back). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Nevada State Bank Vivid Rewards compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3% back | 3% Top category |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 3% back | 3% |
| Travel Flights, hotels, transit | 3% back | 3% |
| Other General everyday spend | 3% back | 3% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Nevada State Bank Vivid Rewards?
The Nevada State Bank Vivid Rewards fits spenders who put meaningful volume in dining and can earn 3% back. Best for spenders who put meaningful volume in dining and can earn 3% back.
Nevada State Bank Vivid Rewards fits spenders who put meaningful volume in dining and can earn 3% back. Madeen ranks its dining effective rate higher than about 81% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 3% back.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 3% effective (3% back).
- That dining rate ranks higher than about 81% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Compare simpler no-fee cards if you want minimum complexity.
Does the Nevada State Bank Vivid Rewards have an annual fee?
The Nevada State Bank Vivid Rewards has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Nevada State Bank Vivid Rewards?
The Nevada State Bank Vivid Rewards includes Auto Rental Collision Damage Waiver, Booking.com, Cell Phone Protection in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Cell Phone Protection
$7,200/yrmay provide reimbursement for your stolen or damaged cell phone when you pay your wireless phone bill with your card.
Lost Luggage Assistance
$3,000/yrWhen you use your covered Card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection up to $3,000 per trip ($2,000 maximum if resident of New York). This coverage applies to travel by air, ferry, cruise ship, train, or bus.
Travel Accident Insurance
$3,000/yrWhen you purchase an airline ticket with your Card, you can receive $500,000 of accidental death and dismemberment coverage. But this coverage doesn’t just apply to air travel, it can also be in place when you’ve used your covered Agility Cash Card to purchase a ticket for other means of travel like a ferry, cruise ship, train, or bus.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Visa Signature® Hotel Privileges
$25/yrThe Visa Signature Luxury Hotel Collection gives you access to a premium collection of benefits from over 900 of the world’s finest hotels, including brands like The Peninsula Hotels, Park Hyatt and Shangri-La.5 Enjoy an unparalleled experience with special amenities, discounts, room upgrades upon arrival and 3 p.m. checkout (when available)—plus, a $25 food or beverage credit and more.
Auto Rental Collision Damage Waiver
$10/yrCar Rental Collision Damage Waiver may protect you if your rental car is damaged from an accident or theft.
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Related encyclopedia topics
Common questions about the Nevada State Bank Vivid Rewards
Where do cardholders spend most with the Nevada State Bank Vivid Rewards?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on music and audio (3x), other entertainment (3x), sporting events amusement parks and museums (3x) for the Nevada State Bank Vivid Rewards. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Nevada State Bank Vivid Rewards have an annual fee?
The Nevada State Bank Vivid Rewards carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Nevada State Bank Vivid Rewards?
Dining is the strongest Madeen category for the Nevada State Bank Vivid Rewards at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Nevada State Bank Vivid Rewards charge foreign transaction fees?
The Nevada State Bank Vivid Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What credit score do you need for the Nevada State Bank Vivid Rewards?
Madeen's catalog lists a typical credit range of Good to Excellent for the Nevada State Bank Vivid Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Nevada State Bank Vivid Rewards?
Rewards on the Nevada State Bank Vivid Rewards post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Nevada State Bank Vivid Rewards compare to similar cards?
Compare the Nevada State Bank Vivid Rewards against Nevada State Bank Elite (3% on Dining, $195 fee); Nevada State Bank Reserve (3% on Dining, $450 fee); Nevada State Bank Agility Cash (1.5% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Nevada State Bank Vivid Rewards This card | Dining | 3% | $0 |
Nevada State Bank | Dining | 3% | $195 |
Nevada State Bank | Dining | 3% | $450 |
Nevada State Bank | Dining | 1.5% | $0 |
Nevada State Bank | Dining | 1.5% | $95 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Nevada State Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Nevada State Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure