Priority Destinations® World
First Hawaiian Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Hawaiian Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Priority Destinations® World from First Hawaiian Bank earns up to 1.5% effective value on grocery in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Grocery
- Effective value
- 1.5%
- Annual fee
- $0
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in grocery and can earn 1.5% back.
What does the Priority Destinations World earn in each category?
Grocery is the strongest category at 1.5% effective value (1.5% back). That grocery rate ranks higher than about 43% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Priority Destinations World compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight flights at 3x among the top bonus.
Grocery is the strongest category at 1.5% effective value (1.5% back). That grocery rate ranks higher than about 43% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Priority Destinations World compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1% back | 1% |
| Grocery Supermarkets and grocery stores | 1.5% back | 1.5% Top category |
| Gas Gas stations and fuel | 1.5% back | 1.5% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Priority Destinations World?
The Priority Destinations World fits spenders who put meaningful volume in grocery and can earn 1.5% back. Best for spenders who put meaningful volume in grocery and can earn 1.5% back.
Priority Destinations World fits spenders who put meaningful volume in grocery and can earn 1.5% back. Madeen ranks its grocery effective rate higher than about 43% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 1.5% back.
Foreign transaction fees make it weaker for international spend.
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is grocery at about 1.5% effective (1.5% back).
- No annual fee in our catalog snapshot.
Cons
- Charges $3 foreign transaction fees.
Does the Priority Destinations World have an annual fee?
The Priority Destinations World has an annual fee of $0 and a foreign transaction fee of $3. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- $3
Related encyclopedia topics
Common questions about the Priority Destinations World
Where do cardholders spend most with the Priority Destinations World?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on flights (3x), lodging (3x), other travel (3x) for the Priority Destinations World. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Priority Destinations World have an annual fee?
The Priority Destinations World carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Priority Destinations World?
Grocery is the strongest Madeen category for the Priority Destinations World at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Priority Destinations World charge foreign transaction fees?
The Priority Destinations World charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
What credit score do you need for the Priority Destinations World?
Madeen's catalog lists a typical credit range of Good for the Priority Destinations World. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Priority Destinations World?
Rewards on the Priority Destinations World post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Priority Destinations World compare to similar cards?
Compare the Priority Destinations World against First Hawaiian Bank United (2.4% on Grocery, $99 fee); Priority Destinations World Elite (2% on Grocery, $50 fee); First Hawaiian Bank Cash Rewards Business (2% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Priority Destinations World This card | Grocery | 1.5% | $0 |
First Hawaiian Bank | Grocery | 2.4% | $99 |
First Hawaiian Bank | Grocery | 2% | $50 |
First Hawaiian Bank | Dining | 2% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for grocery spend to see which cards win at checkout.
Related Madeen guides
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See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
First Hawaiian Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Hawaiian Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure