Robinhood Gold Card
Coastal Community Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Coastal Community Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Robinhood Gold Card from Coastal Community Bank earns up to 3% effective value on dining in Madeen's catalog snapshot. Its annual fee is $50.
- Top category
- Dining
- Effective value
- 3%
- Annual fee
- $50
Best for dining-heavy spend when the $50 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 3% back.
What does the Robinhood Gold Card earn in each category?
Dining is the strongest category at 3% effective value (3% back). That dining rate ranks higher than about 81% of the 2,857 cards we track in that category. The five-category effective-rate table on this page shows how Robinhood Gold Card compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 3% effective value (3% back). That dining rate ranks higher than about 81% of the 2,857 cards we track in that category. The five-category effective-rate table on this page shows how Robinhood Gold Card compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3% back | 3% Top category |
| Grocery Supermarkets and grocery stores | 3% back | 3% |
| Gas Gas stations and fuel | 3% back | 3% |
| Travel Flights, hotels, transit | 3% back | 3% |
| Other General everyday spend | 3% back | 3% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Robinhood Gold Card?
The Robinhood Gold Card fits spenders who put meaningful volume in dining and can earn 3% back. Best for spenders who put meaningful volume in dining and can earn 3% back.
Robinhood Gold Card fits spenders who put meaningful volume in dining and can earn 3% back. Madeen ranks its dining effective rate higher than about 81% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 3% back.
Foreign transaction fees make it weaker for international spend. Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when the $50 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 3% effective (3% back).
- That dining rate ranks higher than about 81% of cards we track in the category.
Cons
- $50 annual fee requires enough spend in bonus categories to offset.
- Charges $3 foreign transaction fees.
Does the Robinhood Gold Card have an annual fee?
The Robinhood Gold Card has an annual fee of $50 and a foreign transaction fee of $3. Confirm current fees on the issuer page before applying.
- Annual fee
- $50
- Foreign transaction fee
- $3
What benefits come with the Robinhood Gold Card?
The Robinhood Gold Card includes Auto Rental Collision Damage Waiver, Dovly Uplift™, Extended Warranty Protection in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
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Common questions about the Robinhood Gold Card
Does the Robinhood Gold Card have an annual fee?
The Robinhood Gold Card carries an annual fee of $50 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Robinhood Gold Card?
Dining is the strongest Madeen category for the Robinhood Gold Card at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Robinhood Gold Card charge foreign transaction fees?
The Robinhood Gold Card charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
Is the Robinhood Gold Card annual fee worth it?
Whether the $50 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the Robinhood Gold Card?
Madeen's catalog lists a typical credit range of Good for the Robinhood Gold Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Robinhood Gold Card?
Rewards on the Robinhood Gold Card post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Robinhood Gold Card compare to similar cards?
Compare the Robinhood Gold Card against Robinhood Platinum Card (5% on Dining, $695 fee); Aven Home Equity Visa (2% on Dining, $0 fee); X1 Card (1% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Robinhood Gold Card This card | Dining | 3% | $50 |
Coastal Community Bank | Dining | 5% | $695 |
Coastal Community Bank | Dining | 2% | $0 |
Coastal Community Bank | Dining | 1% | $0 |
Coastal Community Bank | Dining | 0% | $60 |
Where this card ranks
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Coastal Community Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Coastal Community Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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