Brooks Brothers Platinum Mastercard®
Citi and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Citi. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Brooks Brothers Platinum Mastercard® from Citi earns up to 3% effective value on grocery in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Grocery
- Effective value
- 3%
- Annual fee
- $0
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in grocery and can earn 3x points.
What does the Brooks Brothers Platinum Mastercard earn in each category?
Grocery is the strongest category at 3% effective value (3x points at about 1 cents each). That grocery rate ranks higher than about 97% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Brooks Brothers Platinum Mastercard compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight groceries.
Grocery is the strongest category at 3% effective value (3x points at about 1 cents each). That grocery rate ranks higher than about 97% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Brooks Brothers Platinum Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% |
| Grocery Supermarkets and grocery stores | 3x points | 3% Top category |
| Gas Gas stations and fuel | 3x points | 3% |
| Travel Flights, hotels, transit | 2x points | 2% |
| Other General everyday spend | 2x points | 2% |
Madeen values Brooks Brothers at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Brooks Brothers Platinum Mastercard reward caps and conditions?
The Brooks Brothers Platinum Mastercard has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 2 points per dollar on dining
- 3 points per dollar on gas purchases
- 3 points per dollar on groceries purchases
Who should get the Brooks Brothers Platinum Mastercard?
The Brooks Brothers Platinum Mastercard fits spenders who put meaningful volume in grocery and can earn 3x points. Best for spenders who put meaningful volume in grocery and can earn 3x points.
Brooks Brothers Platinum Mastercard fits spenders who put meaningful volume in grocery and can earn 3x points. Madeen ranks its grocery effective rate higher than about 97% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 3x points.
Foreign transaction fees make it weaker for international spend.
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is grocery at about 3% effective (3x points).
- That grocery rate ranks higher than about 97% of cards we track in the category.
- No annual fee in our catalog snapshot.
Cons
- Charges $3 foreign transaction fees.
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Brooks Brothers value depends on how you redeem, not straight cash back.
Does the Brooks Brothers Platinum Mastercard have an annual fee?
The Brooks Brothers Platinum Mastercard has an annual fee of $0 and a foreign transaction fee of $3. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- $3
What benefits come with the Brooks Brothers Platinum Mastercard?
The Brooks Brothers Platinum Mastercard includes $20 Reward, 20% OFF, Anniversary Reward in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
VIP $600 spent per year
$600/yr4 points/$1 everywhere and 6 points/$1 at Brooks Brothers
Preferred $300 spent per year
$300/yr3 points/$1 everywhere and 5 points/$1 at Brooks Brothers
Anniversary Reward
$25/yr$20 Anniversary reward
Birthday Reward
$25/yr$20 Birthday reward
$20 Reward
$20/yron Brooks Brothers Platinum Mastercard first purchase
20% OFF
Brooks Brothers purchases on your purchases in the first 30 days
Free return shipping
Related encyclopedia topics
Common questions about the Brooks Brothers Platinum Mastercard
Where do cardholders spend most with the Brooks Brothers Platinum Mastercard?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on groceries (3x), gas (3x), coffee (2x) for the Brooks Brothers Platinum Mastercard. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
What credit score do you need for a Brooks Brothers credit card?
Madeen's catalog lists a typical credit range of Fair for the Brooks Brothers Platinum Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
Does the Brooks Brothers Platinum Mastercard have an annual fee?
The Brooks Brothers Platinum Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Brooks Brothers Platinum Mastercard?
Grocery is the strongest Madeen category for the Brooks Brothers Platinum Mastercard at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Brooks Brothers Platinum Mastercard charge foreign transaction fees?
The Brooks Brothers Platinum Mastercard charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
What credit score do you need for the Brooks Brothers Platinum Mastercard?
Madeen's catalog lists a typical credit range of Fair for the Brooks Brothers Platinum Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Brooks Brothers Platinum Mastercard compare to similar cards?
Compare the Brooks Brothers Platinum Mastercard against Citi Dividend (5% on Grocery, $0 fee); AllModern Mastercard (3% on Grocery, $0 fee); American Airlines AAdvantage MileUp Mastercard (3% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Brooks Brothers Platinum Mastercard This card | Grocery | 3% | $0 |
Citi | Grocery | 5% | $0 |
| Grocery | 3% | $0 | |
| Grocery | 3% | $0 | |
| Grocery | 3% | $0 |
Side-by-side comparisons
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for grocery spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Citi and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Citi. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure