CitiBusiness® / AAdvantage® Select World Elite Mastercard®
Citi and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Citi. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The CitiBusiness® / AAdvantage® Select World Elite Mastercard® from Citi earns up to 1.5% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 1.5%
- Annual fee
- $0
Worth a look for dining spend if you need a business card and can use American AAdvantage the way you redeem today. Best for spenders who put meaningful volume in dining and can earn 1x miles.
What does the CitiBusiness / AAdvantage Select World Elite Mastercard earn in each category?
Dining is the strongest category at 1.5% effective value (1x miles at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how CitiBusiness / AAdvantage Select World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 1.5% effective value (1x miles at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how CitiBusiness / AAdvantage Select World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1.5% Top category |
| Grocery Supermarkets and grocery stores | 1x miles | 1.5% |
| Gas Gas stations and fuel | 1x miles | 1.5% |
| Travel Flights, hotels, transit | 1x miles | 1.5% |
| Other General everyday spend | 1x miles | 1.5% |
Madeen values American AAdvantage at about 1.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the CitiBusiness / AAdvantage Select World Elite Mastercard?
The CitiBusiness / AAdvantage Select World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Best for spenders who put meaningful volume in dining and can earn 1x miles.
CitiBusiness / AAdvantage Select World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Madeen ranks its dining effective rate higher than about 35% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x miles.
Mostly a flat base earn card without strong category bonuses.
Worth a look for dining spend if you need a business card and can use American AAdvantage the way you redeem today.
Pros
- Strongest Madeen category is dining at about 1.5% effective (1x miles).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- American AAdvantage value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the CitiBusiness / AAdvantage Select World Elite Mastercard have an annual fee?
The CitiBusiness / AAdvantage Select World Elite Mastercard has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
Related encyclopedia topics
Common questions about the CitiBusiness / AAdvantage Select World Elite Mastercard
Does the CitiBusiness / AAdvantage Select World Elite Mastercard have an annual fee?
The CitiBusiness / AAdvantage Select World Elite Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the CitiBusiness / AAdvantage Select World Elite Mastercard?
Dining is the strongest Madeen category for the CitiBusiness / AAdvantage Select World Elite Mastercard at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the CitiBusiness / AAdvantage Select World Elite Mastercard charge foreign transaction fees?
The CitiBusiness / AAdvantage Select World Elite Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What credit score do you need for the CitiBusiness / AAdvantage Select World Elite Mastercard?
Madeen's catalog lists a typical credit range of Good for the CitiBusiness / AAdvantage Select World Elite Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the CitiBusiness / AAdvantage Select World Elite Mastercard?
Rewards on the CitiBusiness / AAdvantage Select World Elite Mastercard post as American AAdvantage. Redemption value depends on how you use American AAdvantage (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How do I maximize rewards on the CitiBusiness / AAdvantage Select World Elite Mastercard?
To maximize the CitiBusiness / AAdvantage Select World Elite Mastercard, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
How does the CitiBusiness / AAdvantage Select World Elite Mastercard compare to similar cards?
Compare the CitiBusiness / AAdvantage Select World Elite Mastercard against Citi Custom Cash℠ (5% on Dining, $0 fee); Citi Forward (4% on Dining, $0 fee); Citi Prestige (4% on Dining, $495 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
CitiBusiness / AAdvantage Select World Elite Mastercard This card | Dining | 1.5% | $0 |
| Dining | 5% | $0 | |
Citi | Dining | 4% | $0 |
Citi | Dining | 4% | $495 |
| Dining | 3% | $99 |
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Citi and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Citi. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure