Citi® / AAdvantage® Executive World Elite Mastercard®
Citi and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Citi. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Citi® / AAdvantage® Executive World Elite Mastercard® from Citi earns up to 1.5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $595. New applicants may see: Earn 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first 3 months of account opening..
- Top category
- Dining
- Effective value
- 1.5%
- Annual fee
- $595
Best for dining-heavy spend when the $595 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the Citi / AAdvantage Executive World Elite Mastercard earn in each category?
Dining is the strongest category at 1.5% effective value (1x miles at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Citi / AAdvantage Executive World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 1.5% effective value (1x miles at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Citi / AAdvantage Executive World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1.5% Top category |
| Grocery Supermarkets and grocery stores | 1x miles | 1.5% |
| Gas Gas stations and fuel | 1x miles | 1.5% |
| Travel Flights, hotels, transit | 1x miles | 1.5% |
| Other General everyday spend | 1x miles | 1.5% |
Madeen values American AAdvantage at about 1.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Citi / AAdvantage Executive World Elite Mastercard?
The Citi / AAdvantage Executive World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Citi / AAdvantage Executive World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Madeen ranks its dining effective rate higher than about 35% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Less compelling if the $595 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when the $595 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 1.5% effective (1x miles).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
- Includes travel or statement credits in our benefits snapshot.
Cons
- $595 annual fee requires enough spend in bonus categories to offset.
- American AAdvantage value depends on how you redeem, not straight cash back.
What is the Citi / AAdvantage Executive World Elite Mastercard welcome bonus?
In Madeen's catalog snapshot, the Citi / AAdvantage Executive World Elite Mastercard welcome offer is Earn 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first 3 months of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 70k American AAdvantage (~$1050 estimated)
- Terms (catalog snapshot)
- Earn 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first 3 months of account opening.
- Minimum spend
- $7,000
- Window
- 3Months
Does the Citi / AAdvantage Executive World Elite Mastercard have an annual fee?
The Citi / AAdvantage Executive World Elite Mastercard has an annual fee of $595 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $595
- Foreign transaction fee
- None
What travel perks does the Citi / AAdvantage Executive World Elite Mastercard include?
The Citi / AAdvantage Executive World Elite Mastercard includes Trusted traveler credit, Lounge access, Free checked bag, 25% Savings on Inflight Food and Beverage and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
Receive a statement credit up to $120 every 5 years for your application for Global Entry or TSA PreCheck®
Lounge access
Admirals Club® Membership - Includes access to nearly 100 Admirals Club® and partner lounges worldwide. Immediate family (spouse, domestic partner and/or children under 18) or up to 2 guests may join you. Up to $850 value.
Free checked bag
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
What benefits come with the Citi / AAdvantage Executive World Elite Mastercard?
Extended Warranty
$10,000/yrGet an extra 24 months added to your warranty when you purchase items at least in part with your Citi card and/or ThankYou® Points. If your eligible item breaks, we’ll repair, reimburse or replace it, up to the amount charged on your Citi card and/or ThankYou® Points or up to $10,000 per item, whichever is less.
Lyft
$1,440/yrMore rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer expires 1/31/2027.
First Checked Bag Free
$280/yron domestic American Airlines itineraries for you and up to 8 travel companions.
Mastercard Transit Benefit
$200/yrSave when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Dedicated Concierge
$150/yrWith Dedicated Concierge, you'll have access to a staff of experts for help with your foreign and domestic travel, shopping, dining, household, and entertainment needs.
World Elite Concierge
$150/yrComplimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Instacart
$140/yrGroceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer expires 1/31/2027.
TSA PreCheck® or Global Entry Application Fee Credit
$120/yrReceive a statement credit, up to $120 every 4 years, as reimbursement for your application fee for Global Entry or TSA PreCheck®.
Up to $120 Back on Eligible Avis® and Budget car rentals
$120/yrEarn $1 statement credit per $1 spent on eligible Avis® and Budget car rental purchases, up to $120 every calendar year.
Up to $120 Back on Eligible Grubhub purchases
$120/yrEarn a statement credit of up to $10 per monthly billing statement on eligible Grubhub purchases, for a total of up to $120 every 12 billing statements.
Up to $120 in Lyft Credits
$120/yrAfter taking 3 eligible rides in a calendar month, you will earn a $10 Lyft credit, for a total of up to $120 Lyft credits annually.
Priority Pass
$99/yrGet access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.
Related encyclopedia topics
What annual spend bonuses does the Citi / AAdvantage Executive World Elite Mastercard offer?
- Earn a 10,000 Loyalty Points bonus after reaching 50,000 Loyalty Points in a status qualification year. Earn another 10,000 Loyalty Points bonus after reaching 90,000 Loyalty Points in the same status qualification year.
Common questions about the Citi / AAdvantage Executive World Elite Mastercard
Is AAdvantage Executive World Elite Mastercard worth it?
The Citi® / AAdvantage® Executive World Elite Mastercard® from Citi earns up to 1.5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $595. New applicants may see: Earn 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first 3 months of account opening..
Does the Citi / AAdvantage Executive World Elite Mastercard have an annual fee?
The Citi / AAdvantage Executive World Elite Mastercard carries an annual fee of $595 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Citi / AAdvantage Executive World Elite Mastercard?
Dining is the strongest Madeen category for the Citi / AAdvantage Executive World Elite Mastercard at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Citi / AAdvantage Executive World Elite Mastercard charge foreign transaction fees?
The Citi / AAdvantage Executive World Elite Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Citi / AAdvantage Executive World Elite Mastercard welcome bonus?
The Citi / AAdvantage Executive World Elite Mastercard welcome offer in our snapshot: Earn 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first 3 months of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Citi / AAdvantage Executive World Elite Mastercard annual fee worth it?
Whether the $595 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the Citi / AAdvantage Executive World Elite Mastercard compare to similar cards?
Compare the Citi / AAdvantage Executive World Elite Mastercard against Citi Custom Cash℠ (5% on Dining, $0 fee); Citi Forward (4% on Dining, $0 fee); Citi Prestige (4% on Dining, $495 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Citi / AAdvantage Executive World Elite Mastercard This card | Dining | 1.5% | $595 |
| Dining | 5% | $0 | |
Citi | Dining | 4% | $0 |
Citi | Dining | 4% | $495 |
| Dining | 3% | $99 |
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Citi and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Citi. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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