United℠ Presidential Plus℠
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How we calculate effective rate →
The United℠ Presidential Plus℠ from Chase earns up to 2.4% effective value on travel in Madeen's catalog snapshot. Its annual fee is $450.
- Top category
- Travel
- Effective value
- 2.4%
- Annual fee
- $450
Best for travel-heavy spend when the $450 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in travel and can earn 2x miles.
What does the United℠ Presidential Plus℠ earn in each category?
Travel is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That travel rate ranks higher than about 97% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how United℠ Presidential Plus℠ compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight lodging at.
Travel is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That travel rate ranks higher than about 97% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how United℠ Presidential Plus℠ compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1.2% |
| Grocery Supermarkets and grocery stores | 1x miles | 1.2% |
| Gas Gas stations and fuel | 1x miles | 1.2% |
| Travel Flights, hotels, transit | 2x miles | 2.4% Top category |
| Other General everyday spend | 1x miles | 1.2% |
Madeen values United MileagePlus at about 1.2 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the United℠ Presidential Plus℠?
The United℠ Presidential Plus℠ fits spenders who put meaningful volume in travel and can earn 2x miles. Best for spenders who put meaningful volume in travel and can earn 2x miles.
United℠ Presidential Plus℠ fits spenders who put meaningful volume in travel and can earn 2x miles. Madeen ranks its travel effective rate higher than about 97% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 2x miles.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for travel-heavy spend when the $450 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is travel at about 2.4% effective (2x miles).
- That travel rate ranks higher than about 97% of cards we track in the category.
- No foreign transaction fee listed.
Cons
- $450 annual fee requires enough spend in bonus categories to offset.
- United MileagePlus value depends on how you redeem, not straight cash back.
Does the United℠ Presidential Plus℠ have an annual fee?
The United℠ Presidential Plus℠ has an annual fee of $450 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $450
- Foreign transaction fee
- None
What benefits come with the United℠ Presidential Plus℠?
The United℠ Presidential Plus℠ includes Upgrades on award tickets for Premier members in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Upgrades on award tickets for Premier members
The primary Cardmember who is also a MileagePlus Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United-operated flights (when available).
Related encyclopedia topics
Common questions about the United℠ Presidential Plus℠
Where do cardholders spend most with the United℠ Presidential Plus℠?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on lodging (2x), rental cars (2x) for the United℠ Presidential Plus℠. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the United℠ Presidential Plus℠ have an annual fee?
The United℠ Presidential Plus℠ carries an annual fee of $450 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the United℠ Presidential Plus℠?
Travel is the strongest Madeen category for the United℠ Presidential Plus℠ at about 2.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the United℠ Presidential Plus℠ charge foreign transaction fees?
The United℠ Presidential Plus℠ does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
Is the United℠ Presidential Plus℠ annual fee worth it?
Whether the $450 annual fee pays off depends on how much you spend in travel and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the United℠ Presidential Plus℠?
Madeen's catalog lists a typical credit range of Excellent for the United℠ Presidential Plus℠. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the United℠ Presidential Plus℠ compare to similar cards?
Compare the United℠ Presidential Plus℠ against Chase Sapphire Reserve Credit Card (4% on Travel, $795 fee); J.P. Morgan Reserve (4% on Travel, $795 fee); Sapphire Reserve for Business℠ Credit Card (4% on Travel, $795 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
United℠ Presidential Plus℠ This card | Travel | 2.4% | $450 |
| Travel | 4% | $795 | |
Chase | Travel | 4% | $795 |
| Travel | 4% | $795 | |
| Travel | 2.5% | $95 |
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Chase and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Chase. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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