The Ritz-Carlton™

The The Ritz-Carlton™ includes $100 Hotel Credit, $300 Annual Travel Credit, Access Airport Lounges Worldwide in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

• Extended Warranty Protection

  $10,000/yr

  Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

• Purchase Protection

  $10,000/yr

  Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

• Extended Warranty Protection

  $10,000/yr

  When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.

• Lost Luggage Reimbursement

  $3,000/yr

  Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

• Travel Accident Insurance

  $3,000/yr

  When you pay for your air, bus, train, or cruise transportation with your Card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.

• Lost Luggage Reimbursement

  $3,000/yr

  When you use your covered card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the airline or common carrier.

• Travel Accident Insurance

  $3,000/yr

  Add peace of mind to your itinerary. Purchase your airline ticket with your covered Visa card and you can enjoy Travel Accident Insurance.

• Emergency Medical and Dental

  $2,500/yr

  If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.

• Return Protection

  $1,000/yr

  You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.

• Return Protection

  $1,000/yr

  When you use your covered Visa card to make an eligible purchase, you can get return protection if you are dissatisfied with your item within 90 days of purchase and the merchant will not accept the return.

• Roadside Dispatch®

  $1,000/yr

  This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

• Trip Delay Reimbursement

  $500/yr

  If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.