Marriott Bonvoy Bountiful® Credit Card
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How we calculate effective rate →
The Marriott Bonvoy Bountiful® Credit Card from Chase earns up to 2.8% effective value on dining in Madeen's catalog snapshot. Its annual fee is $250. New applicants may see: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
- Top category
- Dining
- Effective value
- 2.8%
- Annual fee
- $250
Best for dining-heavy spend when the $250 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
What does the Marriott Bonvoy Bountiful Credit Card earn in each category?
Dining is the strongest category at 2.8% effective value (4x points at about 0.7 cents each). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Marriott Bonvoy Bountiful Credit Card compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight.
Dining is the strongest category at 2.8% effective value (4x points at about 0.7 cents each). That dining rate ranks higher than about 81% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Marriott Bonvoy Bountiful Credit Card compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4x points | 2.8% Top category |
| Grocery Supermarkets and grocery stores | 4x points | 2.8% |
| Gas Gas stations and fuel | 2x points | 1.4% |
| Travel Flights, hotels, transit | 2x points | 1.4% |
| Other General everyday spend | 2x points | 1.4% |
Madeen values Marriott Bonvoy at about 0.7 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Marriott Bonvoy Bountiful Credit Card reward caps and conditions?
The Marriott Bonvoy Bountiful Credit Card has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 4X points for every $1 on the first $15,000 in combined purchases each year on grocery stores and dining Capped at $15000 per year.
Who should get the Marriott Bonvoy Bountiful Credit Card?
The Marriott Bonvoy Bountiful Credit Card fits spenders who put meaningful volume in dining and can earn 4x points. Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
Marriott Bonvoy Bountiful Credit Card fits spenders who put meaningful volume in dining and can earn 4x points. Madeen ranks its dining effective rate higher than about 81% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $250 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 2.8% effective (4x points).
- That dining rate ranks higher than about 81% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $250 annual fee requires enough spend in bonus categories to offset.
- Marriott Bonvoy value depends on how you redeem, not straight cash back.
What is the Marriott Bonvoy Bountiful Credit Card welcome bonus?
In Madeen's catalog snapshot, the Marriott Bonvoy Bountiful Credit Card welcome offer is Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 85k Marriott Bonvoy (~$595 estimated)
- Terms (catalog snapshot)
- Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening
- Minimum spend
- $4,000
- Window
- 3Months
Does the Marriott Bonvoy Bountiful Credit Card have an annual fee?
The Marriott Bonvoy Bountiful Credit Card has an annual fee of $250 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $250
- Foreign transaction fee
- None
What benefits come with the Marriott Bonvoy Bountiful Credit Card?
The Marriott Bonvoy Bountiful Credit Card includes 15 Elite Night Credits, Additional Marriott Bonvoy® Stay Points, Automatic Gold Elite Benefits in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Purchase Protection
$10,000/yrCovers your new purchases for 120 days against damage or theft up to $500 per claim, and $50,000 per account.
DoorDash
$3,600/yrGet one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Lost Luggage Reimbursement
$3,000/yrIf you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Up to $120 in Instacart credits
$1,440/yrReceive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United Explorer Card. Terms apply. Benefits end 12/31/27.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Trip Delay Reimbursement
$500/yrIf your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
Baggage Delay Insurance
$300/yrReimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Concierge
$150/yrGet complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Global Entry Statement Credit
$120/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Related encyclopedia topics
What annual spend bonuses does the Marriott Bonvoy Bountiful Credit Card offer?
- Free Night Award every year - As a Marriott Bonvoy Bountiful™ Cardmember, you'll enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one night hotel stay at a property with a redemption level of up to 50,000 points. Certain hotels have resort fees.
Common questions about the Marriott Bonvoy Bountiful Credit Card
Where do cardholders spend most with the Marriott Bonvoy Bountiful Credit Card?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (4x), fast food (4x), groceries (4x) for the Marriott Bonvoy Bountiful Credit Card. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Is the Marriott Bountiful card worth it?
The Marriott Bonvoy Bountiful® Credit Card from Chase earns up to 2.8% effective value on dining in Madeen's catalog snapshot. Its annual fee is $250. New applicants may see: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Does the Marriott Bonvoy Bountiful Credit Card have an annual fee?
The Marriott Bonvoy Bountiful Credit Card carries an annual fee of $250 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Marriott Bonvoy Bountiful Credit Card?
Dining is the strongest Madeen category for the Marriott Bonvoy Bountiful Credit Card at about 2.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Marriott Bonvoy Bountiful Credit Card charge foreign transaction fees?
The Marriott Bonvoy Bountiful Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Marriott Bonvoy Bountiful Credit Card welcome bonus?
The Marriott Bonvoy Bountiful Credit Card welcome offer in our snapshot: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
How does the Marriott Bonvoy Bountiful Credit Card compare to similar cards?
Compare the Marriott Bonvoy Bountiful Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Marriott Bonvoy Bountiful Credit Card This card | Dining | 2.8% | $250 |
| Dining | 4.5% | $95 | |
Chase | Dining | 3% | $0 |
| Dining | 3% | $0 | |
| Dining | 3% | $0 |
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Chase and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Chase. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure