VentureOne Rewards
Capital One and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Capital One. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The VentureOne Rewards from Capital One earns up to 0.6% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening..
- Top category
- Dining
- Effective value
- 0.6%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1.3x points. The welcome bonus can help if you can meet the spend requirement.
What does the VentureOne Rewards earn in each category?
Dining is the strongest category at 0.6% effective value (1.3x points at about 0.5 cents each). That dining rate ranks higher than about 1% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how VentureOne Rewards compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 0.6% effective value (1.3x points at about 0.5 cents each). That dining rate ranks higher than about 1% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how VentureOne Rewards compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1.3x points | 0.6% Top category |
| Grocery Supermarkets and grocery stores | 1.3x points | 0.6% |
| Gas Gas stations and fuel | 1.3x points | 0.6% |
| Travel Flights, hotels, transit | 1.3x points | 0.6% |
| Other General everyday spend | 1.3x points | 0.6% |
Madeen values Capital One Miles at about 0.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the VentureOne Rewards?
The VentureOne Rewards fits spenders who put meaningful volume in dining and can earn 1.3x points. Best for spenders who put meaningful volume in dining and can earn 1.3x points. The welcome bonus can help if you can meet the spend requirement.
VentureOne Rewards fits spenders who put meaningful volume in dining and can earn 1.3x points. Madeen ranks its dining effective rate higher than about 1% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1.3x points. The welcome bonus can help if you can meet the spend requirement.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 0.6% effective (1.3x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Capital One Miles value depends on how you redeem, not straight cash back.
What is the VentureOne Rewards welcome bonus?
In Madeen's catalog snapshot, the VentureOne Rewards welcome offer is Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.. Minimum spend, eligibility, and offer windows are set by.
- Offer
- 20k Capital One Miles (~$100 estimated)
- Terms (catalog snapshot)
- Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
- Minimum spend
- $500
- Window
- 3Months
Does the VentureOne Rewards have an annual fee?
The VentureOne Rewards has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the VentureOne Rewards?
The VentureOne Rewards includes Auto Rental Collision Damage Waiver, Capital One Dining, Capital One Entertainment in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Extended Warranty
$10,000/yrYou'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Travel Accident Insurance
$3,000/yrGet automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Lyft
$1,440/yrMore rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer expires 1/31/2027.
Mastercard Transit Benefit
$200/yrSave when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
World Elite Concierge
$150/yrComplimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Instacart
$140/yrGroceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer expires 1/31/2027.
Priority Pass
$99/yrGet access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.
Peacock
$36/yrGet $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer expires 12/31/2027.1
Capital One Dining
$25/yrMake your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.
Capital One Entertainment
$25/yrEnjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.
Capital One Travel
$25/yrGet our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.
CreditWise®
$25/yrGet alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
Related encyclopedia topics
Common questions about the VentureOne Rewards
Does the VentureOne Rewards have an annual fee?
The VentureOne Rewards carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the VentureOne Rewards?
Dining is the strongest Madeen category for the VentureOne Rewards at about 0.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the VentureOne Rewards charge foreign transaction fees?
The VentureOne Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the VentureOne Rewards welcome bonus?
The VentureOne Rewards welcome offer in our snapshot: Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.. Minimum spend, eligibility, and offer windows are set by the issuer.
What credit score do you need for the VentureOne Rewards?
Madeen's catalog lists a typical credit range of Excellent for the VentureOne Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the VentureOne Rewards?
Rewards on the VentureOne Rewards post as Capital One Miles. Redemption value depends on how you use Capital One Miles (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the VentureOne Rewards compare to similar cards?
Compare the VentureOne Rewards against Pottery Barn Key Rewards Visa (4% on Dining, $0 fee); SavorOne Dining Rewards (4% on Dining, $95 fee); The Key Rewards Visa (4% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
VentureOne Rewards This card | Dining | 0.6% | $0 |
Capital One | Dining | 4% | $0 |
Capital One | Dining | 4% | $95 |
Capital One | Dining | 4% | $0 |
Capital One | Dining | 4% | $0 |
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Capital One and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Capital One. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure