Wyndham Rewards® Platinum
Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Wyndham Rewards® Platinum from Barclays earns up to 1.8% effective value on grocery in Madeen's catalog snapshot. Its annual fee is $75.
- Top category
- Grocery
- Effective value
- 1.8%
- Annual fee
- $75
Best for grocery-heavy spend when the $75 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in grocery and can earn 2x points.
What does the Wyndham Rewards Platinum earn in each category?
Grocery is the strongest category at 1.8% effective value (2x points at about 0.9 cents each). That grocery rate ranks higher than about 68% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Wyndham Rewards Platinum compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight groceries at.
Grocery is the strongest category at 1.8% effective value (2x points at about 0.9 cents each). That grocery rate ranks higher than about 68% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Wyndham Rewards Platinum compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 0.9% |
| Grocery Supermarkets and grocery stores | 2x points | 1.8% Top category |
| Gas Gas stations and fuel | 2x points | 1.8% |
| Travel Flights, hotels, transit | 1x points | 0.9% |
| Other General everyday spend | 1x points | 0.9% |
Madeen values Wyndham Rewards at about 0.9 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Wyndham Rewards Platinum?
The Wyndham Rewards Platinum fits spenders who put meaningful volume in grocery and can earn 2x points. Best for spenders who put meaningful volume in grocery and can earn 2x points.
Wyndham Rewards Platinum fits spenders who put meaningful volume in grocery and can earn 2x points. Madeen ranks its grocery effective rate higher than about 68% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 2x points.
Less compelling if the $75 annual fee is hard to offset.
Best for grocery-heavy spend when the $75 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is grocery at about 1.8% effective (2x points).
- No foreign transaction fee listed.
Cons
- $75 annual fee requires enough spend in bonus categories to offset.
- Wyndham Rewards value depends on how you redeem, not straight cash back.
Does the Wyndham Rewards Platinum have an annual fee?
The Wyndham Rewards Platinum has an annual fee of $75 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $75
- Foreign transaction fee
- None
Related encyclopedia topics
Common questions about the Wyndham Rewards Platinum
Where do cardholders spend most with the Wyndham Rewards Platinum?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on groceries (2x), gas and electricity (2x), other utilities (2x) for the Wyndham Rewards Platinum. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Wyndham Rewards Platinum have an annual fee?
The Wyndham Rewards Platinum carries an annual fee of $75 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Wyndham Rewards Platinum?
Grocery is the strongest Madeen category for the Wyndham Rewards Platinum at about 1.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Wyndham Rewards Platinum charge foreign transaction fees?
The Wyndham Rewards Platinum does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
Is the Wyndham Rewards Platinum annual fee worth it?
Whether the $75 annual fee pays off depends on how much you spend in grocery and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the Wyndham Rewards Platinum?
Madeen's catalog lists a typical credit range of Excellent for the Wyndham Rewards Platinum. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Wyndham Rewards Platinum compare to similar cards?
Compare the Wyndham Rewards Platinum against Barclaycard Rewards (2% on Grocery, $0 fee); Wyndham Rewards Gold (1.8% on Grocery, $0 fee); Wyndham Rewards Earner Business (7.2% on Gas, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Wyndham Rewards Platinum This card | Grocery | 1.8% | $75 |
Barclays | Grocery | 2% | $0 |
Barclays | Grocery | 1.8% | $0 |
Barclays | Gas | 7.2% | $95 |
Barclays | Gas | 5.4% | $75 |
Side-by-side comparisons
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for grocery spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure