Emirates Skywards Premium World Elite Mastercard®
Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Emirates Skywards Premium World Elite Mastercard® from Barclays earns up to 1.1% effective value on dining in Madeen's catalog snapshot. Its annual fee is $499. New applicants may see: Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days..
- Top category
- Dining
- Effective value
- 1.1%
- Annual fee
- $499
Best for dining-heavy spend when the $499 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the Emirates Skywards Premium World Elite Mastercard earn in each category?
Dining is the strongest category at 1.1% effective value (1x miles at about 1.1 cents each). That dining rate ranks higher than about 33% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Emirates Skywards Premium World Elite Mastercard compares across dining, grocery, gas, travel, and other spend. Catalog spend signals.
Dining is the strongest category at 1.1% effective value (1x miles at about 1.1 cents each). That dining rate ranks higher than about 33% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Emirates Skywards Premium World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1.1% Top category |
| Grocery Supermarkets and grocery stores | 1x miles | 1.1% |
| Gas Gas stations and fuel | 1x miles | 1.1% |
| Travel Flights, hotels, transit | 1x miles | 1.1% |
| Other General everyday spend | 1x miles | 1.1% |
Madeen values Emirates Skywards at about 1.1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Emirates Skywards Premium World Elite Mastercard?
The Emirates Skywards Premium World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Emirates Skywards Premium World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Madeen ranks its dining effective rate higher than about 33% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Less compelling if the $499 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when the $499 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 1.1% effective (1x miles).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
- Includes travel or statement credits in our benefits snapshot.
Cons
- $499 annual fee requires enough spend in bonus categories to offset.
- Emirates Skywards value depends on how you redeem, not straight cash back.
What is the Emirates Skywards Premium World Elite Mastercard welcome bonus?
In Madeen's catalog snapshot, the Emirates Skywards Premium World Elite Mastercard welcome offer is Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 50k Emirates Skywards (~$550 estimated)
- Terms (catalog snapshot)
- Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days.
- Minimum spend
- $3,000
- Window
- 90Days
Does the Emirates Skywards Premium World Elite Mastercard have an annual fee?
The Emirates Skywards Premium World Elite Mastercard has an annual fee of $499 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $499
- Foreign transaction fee
- None
What travel perks does the Emirates Skywards Premium World Elite Mastercard include?
The Emirates Skywards Premium World Elite Mastercard includes Trusted traveler credit, Lounge access, 10,000 anniversary bonus Skywards Mile, 25% savings and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
Global Entry or TSA PreCheck application fee credit - Receive an automatic statement credit for the cost of one Global Entry or TSA PreCheck application fee every five years – up to $120
Lounge access
Priority Pass™ Select lounge access provides unlimited access to over 1,200 lounges worldwide for the primary cardmember and their guest(s)
What benefits come with the Emirates Skywards Premium World Elite Mastercard?
Lyft
$1,440/yrMore rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer expires 1/31/2027.
Mastercard Transit Benefit
$200/yrSave when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
World Elite Concierge
$150/yrComplimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Instacart
$140/yrGroceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer expires 1/31/2027.
Global Entry or TSA PreCheck application fee credit
$120/yrReceive an automatic statement credit for the cost of one Global Entry or TSA PreCheck application fee every five years – up to $120
Priority Pass™ Select
$99/yrlounge access provides unlimited access to over 1,200 lounges worldwide for the primary cardmember and their guest(s)
Priority Pass
$99/yrGet access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.
Peacock
$36/yrGet $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer expires 12/31/2027.1
10,000 anniversary bonus Skywards Mile
$25/yrEarn 10,000 anniversary bonus Skywards Miles after spending $30,000 on purchases each cardmembership year
FICO® Credit Score
$25/yrComplimentary online access to your FICO® Credit Score lets you keep an eye on your credit score and get alerts when we learn that your score has changed
Global emergency services
$10/yrCall 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
$10/yrEnroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Related encyclopedia topics
What annual spend bonuses does the Emirates Skywards Premium World Elite Mastercard offer?
- Enjoy Emirates Gold tier membership during your first year, and retain your tier status by spending $40,000 each cardmembership year
Common questions about the Emirates Skywards Premium World Elite Mastercard
Where do cardholders spend most with the Emirates Skywards Premium World Elite Mastercard?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on flights (2x), lodging (2x), other travel (2x) for the Emirates Skywards Premium World Elite Mastercard. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Emirates Skywards Premium World Elite Mastercard have an annual fee?
The Emirates Skywards Premium World Elite Mastercard carries an annual fee of $499 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Emirates Skywards Premium World Elite Mastercard?
Dining is the strongest Madeen category for the Emirates Skywards Premium World Elite Mastercard at about 1.1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Emirates Skywards Premium World Elite Mastercard charge foreign transaction fees?
The Emirates Skywards Premium World Elite Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Emirates Skywards Premium World Elite Mastercard welcome bonus?
The Emirates Skywards Premium World Elite Mastercard welcome offer in our snapshot: Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Emirates Skywards Premium World Elite Mastercard annual fee worth it?
Whether the $499 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the Emirates Skywards Premium World Elite Mastercard compare to similar cards?
Compare the Emirates Skywards Premium World Elite Mastercard against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Emirates Skywards Premium World Elite Mastercard This card | Dining | 1.1% | $499 |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $99 | |
| Dining | 3.3% | $99 | |
Barclays | Dining | 3% | $0 |
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Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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