Barclays · Business

Hawaiian Airlines® World Elite Business Mastercard®

Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Hawaiian Airlines® World Elite Business Mastercard®3.6%
Dining at 3.6%$99 annual feeWelcome bonus
Top 92% for Dining
Highest earn rate in Dining at 3.6% effective value

The Hawaiian Airlines® World Elite Business Mastercard® from Barclays earns up to 3.6% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. New applicants may see: Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days..

Top category
Dining
Effective value
3.6%
Annual fee
$99
Hawaiian Airlines® World Elite Business Mastercard® card art

Worth a look for dining spend if you need a business card and can use Alaska Airlines Atmos Rewards the way you redeem today. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Madeen analysis

What does the Hawaiian Airlines World Elite Business Mastercard earn in each category?

Dining is the strongest category at 3.6% effective value (2x miles at about 1.8 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Hawaiian Airlines World Elite Business Mastercard compares across dining, grocery, gas, travel, and other spend. Catalog spend signals.

Dining is the strongest category at 3.6% effective value (2x miles at about 1.8 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Hawaiian Airlines World Elite Business Mastercard compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x miles 3.6% Top category
Grocery
Supermarkets and grocery stores
1x miles 1.8%
Gas
Gas stations and fuel
2x miles 3.6%
Travel
Flights, hotels, transit
1x miles 1.8%
Other
General everyday spend
1x miles 1.8%

Madeen values Alaska Airlines Atmos Rewards at about 1.8 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Hawaiian Airlines World Elite Business Mastercard reward caps and conditions?

The Hawaiian Airlines World Elite Business Mastercard has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.

  • Earn 2x miles on dining
  • Earn 2x miles on gas
Madeen take

Who should get the Hawaiian Airlines World Elite Business Mastercard?

The Hawaiian Airlines World Elite Business Mastercard fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Hawaiian Airlines World Elite Business Mastercard fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Compare it against simpler no-fee cards if you want minimum complexity.

Worth a look for dining spend if you need a business card and can use Alaska Airlines Atmos Rewards the way you redeem today.

Pros

  • Strongest Madeen category is dining at about 3.6% effective (2x miles).
  • That dining rate ranks higher than about 92% of cards we track in the category.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $99 annual fee requires enough spend in bonus categories to offset.
  • Alaska Airlines Atmos Rewards value depends on how you redeem, not straight cash back.
  • Business card — rewards and liability rules differ from consumer cards.
Welcome bonus

What is the Hawaiian Airlines World Elite Business Mastercard welcome bonus?

In Madeen's catalog snapshot, the Hawaiian Airlines World Elite Business Mastercard welcome offer is Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.

Offer
50k Alaska Airlines Atmos Rewards (~$900 estimated)
Terms (catalog snapshot)
Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.
Minimum spend
$4,000
Window
90Days
Fees

Does the Hawaiian Airlines World Elite Business Mastercard have an annual fee?

The Hawaiian Airlines World Elite Business Mastercard has an annual fee of $99 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.

Annual fee
$99
Foreign transaction fee
None
Benefits

What benefits come with the Hawaiian Airlines World Elite Business Mastercard?

The Hawaiian Airlines World Elite Business Mastercard includes 50%-off companion discount, Anniversary Bonus, Car Rental Insurance in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value~$810
15 of 16 benefits valued
  • Microsoft Advertising

    $300/yr

    Grow your business and attract more customers with $300 in advertising credit after spending only $150 with Microsoft Advertising. Offer expires on 7/31/2026.

    World Elite Mastercard®
    How we value this

    Statement credit face value from issuer terms — $300 face value (annualized from issuer terms). Card-specific overrides recommended where amounts differ.

  • Mastercard Transit Benefit

    $200/yr

    Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.

    World Elite Mastercard®
    How we value this

    Statement credit face value from issuer terms — $200 face value (annualized from issuer terms). Card-specific overrides recommended where amounts differ.

  • Anniversary Bonus

    $100/yr

    Earn 20,000 bonus HawaiianMiles if you spend $50,000-$99,999 in annual purchases -OR- 40,000 bonus HawaiianMiles if you spend $100,000 or more in annual purchases

    How we value this

    Statement credit face value from issuer terms — $100 face value (annualized from issuer terms).

  • Melio

    $100/yr

    Paying your business bills has never been simpler — or more rewarding. Get up to $100 in fee credits when you pay with Melio. Offer expires on 7/31/2027.

    World Elite Mastercard®
    How we value this

    Statement credit face value from issuer terms — $100 face value (annualized from issuer terms).

  • Car Rental Insurance

    $10/yr

    Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Global emergency services

    $10/yr

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • HealthLock

    $10/yr

    Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Instacart Business

    $10/yr

    Fuel your business with same-day delivery of snacks, supplies and more. Enjoy $0 delivery fees* with three free months of Instacart+ and $20 off your second order each month. Offer expires on 1/31/2027.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Intuit® QuickBooks® Online and QuickBooks Online Payroll

    $10/yr

    Save 30% on QuickBooks Online, QuickBooks Solopreneur or QuickBooks Online Payroll for 12 months.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Intuit® TurboTax®

    $10/yr

    Save 20% on the TurboTax solution that best fits your small business needs and can help get your best possible tax outcome.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Luminary

    $10/yr

    Save 30% on an annual or monthly Luminary membership to access Luminary’s global professional education and networking platform. Offer expires on 11/30/2027.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Mastercard Golf

    $10/yr

    Impress clients and employees alike with exclusive PGA TOUR® experiences and access to other amazing golf benefits.

    World Elite Mastercard®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

Spend bonuses

What annual spend bonuses does the Hawaiian Airlines World Elite Business Mastercard offer?

  • Earn 20,000 bonus HawaiianMiles if you spend $50,000-$99,999 in annual purchases -OR- 40,000 bonus HawaiianMiles if you spend $100,000 or more in annual purchases

Common questions about the Hawaiian Airlines World Elite Business Mastercard

Where do cardholders spend most with the Hawaiian Airlines World Elite Business Mastercard?

Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (2x), fast food (2x), other food and drink (2x) for the Hawaiian Airlines World Elite Business Mastercard. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.

Does the Hawaiian Airlines World Elite Business Mastercard have an annual fee?

The Hawaiian Airlines World Elite Business Mastercard carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Hawaiian Airlines World Elite Business Mastercard?

Dining is the strongest Madeen category for the Hawaiian Airlines World Elite Business Mastercard at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Hawaiian Airlines World Elite Business Mastercard charge foreign transaction fees?

The Hawaiian Airlines World Elite Business Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.

What is the Hawaiian Airlines World Elite Business Mastercard welcome bonus?

The Hawaiian Airlines World Elite Business Mastercard welcome offer in our snapshot: Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the Hawaiian Airlines World Elite Business Mastercard annual fee worth it?

Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.

Compare

How does the Hawaiian Airlines World Elite Business Mastercard compare to similar cards?

Compare the Hawaiian Airlines World Elite Business Mastercard against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee); Barclays View™ Mastercard (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Hawaiian Airlines World Elite Business Mastercard
This card
Dining3.6%$99
Dining3.6%$99
Dining3.3%$99
Dining3%$0
Dining3%$0
Compare
Merchants

Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.

Guides
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See how this card ranks in your wallet

Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Data source Madeen catalog analysis

Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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