Capital Vacations® World Mastercard®
Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Capital Vacations® World Mastercard® from Barclays earns up to 1% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 5,000 bonus Rewards after your first purchase, less credits, returns, and adjustments. The bonus Rewards will be reflected on the billing statement after you have qualified to earn the bonus..
- Top category
- Dining
- Effective value
- 1%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
What does the Capital Vacations World Mastercard earn in each category?
Dining is the strongest category at 1% effective value (1x points at about 1 cents each). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Capital Vacations World Mastercard compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 1% effective value (1x points at about 1 cents each). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Capital Vacations World Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% Top category |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 1x points | 1% |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values Capital Vacations Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Capital Vacations World Mastercard?
The Capital Vacations World Mastercard fits spenders who put meaningful volume in dining and can earn 1x points. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
Capital Vacations World Mastercard fits spenders who put meaningful volume in dining and can earn 1x points. Madeen ranks its dining effective rate higher than about 2% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 1% effective (1x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Capital Vacations Rewards value depends on how you redeem, not straight cash back.
What is the Capital Vacations World Mastercard welcome bonus?
In Madeen's catalog snapshot, the Capital Vacations World Mastercard welcome offer is Earn 5,000 bonus Rewards after your first purchase, less credits, returns, and adjustments. The bonus Rewards will be reflected on the billing statement after you have qualified to earn the bonus.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on.
- Offer
- 5k Capital Vacations Rewards (~$50 estimated)
- Terms (catalog snapshot)
- Earn 5,000 bonus Rewards after your first purchase, less credits, returns, and adjustments. The bonus Rewards will be reflected on the billing statement after you have qualified to earn the bonus.
Does the Capital Vacations World Mastercard have an annual fee?
The Capital Vacations World Mastercard has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Capital Vacations World Mastercard?
The Capital Vacations World Mastercard includes $0 Fraud Liability Protection, 3-night Capital Vacations Resort Stay Certificate, Global emergency services in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Mastercard Transit Benefit
$200/yrSave when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Instacart
$140/yrGroceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.
Global emergency services
$10/yrCall 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
$10/yrEnjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Mastercard Golf
$10/yrGet exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Mastercard ID Theft Protection
$10/yrMonitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard Music and Entertainment Access benefit
$10/yrMastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
Mastercard Travel
$10/yrBrowse exclusive Mastercard benefits, book travel, get hotel upgrades and more.
Priceless Experiences
$10/yrEnjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
Protection wherever you shop
$10/yrWith Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
$0 Fraud Liability Protection
Means you’re not responsible for unauthorized charges you report to us
3-night Capital Vacations Resort Stay Certificate
After spending $10,000 in net purchases each calendar year
Related encyclopedia topics
Common questions about the Capital Vacations World Mastercard
Does the Capital Vacations World Mastercard have an annual fee?
The Capital Vacations World Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Capital Vacations World Mastercard?
Dining is the strongest Madeen category for the Capital Vacations World Mastercard at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Capital Vacations World Mastercard charge foreign transaction fees?
The Capital Vacations World Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Capital Vacations World Mastercard welcome bonus?
The Capital Vacations World Mastercard welcome offer in our snapshot: Earn 5,000 bonus Rewards after your first purchase, less credits, returns, and adjustments. The bonus Rewards will be reflected on the billing statement after you have qualified to earn the bonus.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Capital Vacations World Mastercard?
Madeen's catalog lists a typical credit range of Good to Excellent for the Capital Vacations World Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Capital Vacations World Mastercard?
Rewards on the Capital Vacations World Mastercard post as Capital Vacations Rewards. Redemption value depends on how you use Capital Vacations Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Capital Vacations World Mastercard compare to similar cards?
Compare the Capital Vacations World Mastercard against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Capital Vacations World Mastercard This card | Dining | 1% | $0 |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $99 | |
| Dining | 3.3% | $99 | |
Barclays | Dining | 3% | $0 |
Side-by-side comparisons
Store-specific guides
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Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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