Breeze Easy™ Visa®
Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Breeze Easy™ Visa® from Barclays earns up to 2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $89. New applicants may see: Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days..
- Top category
- Dining
- Effective value
- 2%
- Annual fee
- $89
Best for dining-heavy spend when the $89 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
What does the Breeze Easy™ Visa earn in each category?
Dining is the strongest category at 2% effective value (2x miles at about 1 cents each). That dining rate ranks higher than about 59% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Breeze Easy™ Visa compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight coffee at.
Dining is the strongest category at 2% effective value (2x miles at about 1 cents each). That dining rate ranks higher than about 59% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Breeze Easy™ Visa compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 2% Top category |
| Grocery Supermarkets and grocery stores | 2x miles | 2% |
| Gas Gas stations and fuel | 1x miles | 1% |
| Travel Flights, hotels, transit | 1x miles | 1% |
| Other General everyday spend | 1x miles | 1% |
Madeen values BreezePoints at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Breeze Easy™ Visa reward caps and conditions?
The Breeze Easy™ Visa has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 2X BreezePoints on restaurant purchases
- Earn 2X BreezePoints on grocery stores purchases
Who should get the Breeze Easy™ Visa?
The Breeze Easy™ Visa fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Breeze Easy™ Visa fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 59% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $89 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 2% effective (2x miles).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $89 annual fee requires enough spend in bonus categories to offset.
- BreezePoints value depends on how you redeem, not straight cash back.
What is the Breeze Easy™ Visa welcome bonus?
In Madeen's catalog snapshot, the Breeze Easy™ Visa welcome offer is Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 30k BreezePoints (~$300 estimated)
- Terms (catalog snapshot)
- Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days.
- Minimum spend
- $1,000
- Window
- 90Days
Does the Breeze Easy™ Visa have an annual fee?
The Breeze Easy™ Visa has an annual fee of $89 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $89
- Foreign transaction fee
- None
What benefits come with the Breeze Easy™ Visa?
The Breeze Easy™ Visa includes Anniversary Bonus, Booking.com, BreezePoints Never Expire in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Redemption
$10,000/yrRedeeming BreezePoints is easy. You can redeem BreezePoints for fares, taxes, fees, and Trip Add-Ons such as seats, bags, and adding pets on Breeze flights. You can even book for someone else.(6) months of coverage, and a warranty for six (6) months would be provided with an additional six (6) months of coverage for a combined total of twelve (12) months of coverage. However, if the manufacturer’s warranty is for three (3) years, it would only be extended one (1) additional year for a combined total of four (4) years of coverage. This benefit is limited to no more than the original price of the purchased item (as shown on Your credit card receipt), less shipping and handling fees, up to a maximum of ten thousand dollars ($10,000.00) per claim, and fifty thousand dollars ($50,000.00) per cardholder
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Global Entry Statement Credit
$120/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Anniversary Bonus
$100/yrEarn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases.days a week.
Priority Pass airport lounge access
$99/yrEnjoy access to over 1,700 airport lounges and experiences around the globe.
Priority Boarding
$25/yrWith Complimentary Inflight WiFi, you can surf, stream and stay connected while you enjoy your flight on Breeze Airways.
Golf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Stay connected in over 175 countries
$10/yrEligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Travel and Emergency Assistance Services
$10/yrWhen you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Related encyclopedia topics
What annual spend bonuses does the Breeze Easy™ Visa offer?
- Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases.
Common questions about the Breeze Easy™ Visa
Where do cardholders spend most with the Breeze Easy™ Visa?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on coffee (2x), fast food (2x), groceries (2x) for the Breeze Easy™ Visa. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Breeze Easy™ Visa have an annual fee?
The Breeze Easy™ Visa carries an annual fee of $89 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Breeze Easy™ Visa?
Dining is the strongest Madeen category for the Breeze Easy™ Visa at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Breeze Easy™ Visa charge foreign transaction fees?
The Breeze Easy™ Visa does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Breeze Easy™ Visa welcome bonus?
The Breeze Easy™ Visa welcome offer in our snapshot: Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Breeze Easy™ Visa annual fee worth it?
Whether the $89 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the Breeze Easy™ Visa compare to similar cards?
Compare the Breeze Easy™ Visa against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Breeze Easy™ Visa This card | Dining | 2% | $89 |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $99 | |
| Dining | 3.3% | $99 | |
Barclays | Dining | 3% | $0 |
Side-by-side comparisons
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Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure