Shop Your Way
Shop Your Way is a bank program linked to 3 cards in the Madeen catalog. Madeen uses about 1¢ per point for effective-rate comparisons. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
LAST REVIEWED • snapshot 2026-06-25
What is Shop Your Way?
Shop Your Way is a rewards program linked to 3 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards earn Shop Your Way?
Madeen tracks 3 U.S. credit cards earning Shop Your Way. Rankings below use effective rate — multiplier times catalog cents-per-point. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How valuable is Shop Your Way?
Madeen effective-rate analysis assumes about 1 cents per points for comparison across categories. Your redemption value may differ. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How does Shop Your Way compare to cash back?
Shop Your Way can beat flat cash back when multipliers and redemptions align; see related cards sorted by Madeen effective rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Shop Your Way Mastercard | Citi | Gas | 5% | $0 |
| Shop Your Way 5321 Visa | First Bank & Trust | Gas | 5% | $0 |
| Sears | Citi | Dining | 1% | $0 |
Frequently asked questions
How much are 1000 Shop Your Way points worth?
Shop Your Way value depends on how you earn and redeem rewards. Madeen compares related cards by effective rate using catalog data — see the related cards table on this page. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Sears Credit Cards & Shop Your Way Rewards - Worth It?
Shop Your Way value depends on how you earn and redeem rewards. Madeen compares related cards by effective rate using catalog data — see the related cards table on this page. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How do I redeem my Shop Your Way rewards points?
Shop Your Way is a rewards program linked to 3 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Shop Your Way
Shop Your Way is a rewards program linked to 3 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What are the benefits of a Shop Your Way credit card?
Shop Your Way is a rewards program linked to 3 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
5 Things to Know About the Shop Your Way 5321 Card
Shop Your Way is a rewards program linked to 3 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-25. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.