IHG One Rewards
IHG One Rewards is a hotel program linked to 6 cards in the Madeen catalog. Madeen uses about 0.5¢ per point for effective-rate comparisons. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
LAST REVIEWED • snapshot 2026-06-25
What is IHG One Rewards?
IHG One Rewards is a rewards program linked to 6 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards earn IHG One Rewards?
Madeen tracks 6 U.S. credit cards earning IHG One Rewards. Rankings below use effective rate — multiplier times catalog cents-per-point. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How valuable is IHG One Rewards?
Madeen effective-rate analysis assumes about 0.5 cents per points for comparison across categories. Your redemption value may differ. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How does IHG One Rewards compare to cash back?
IHG One Rewards can beat flat cash back when multipliers and redemptions align; see related cards sorted by Madeen effective rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| IHG One Rewards Premier Credit Card | Chase | Dining | 2.5% | $99 |
| IHG One Rewards Premier Business Credit Card | Chase | Dining | 1.5% | $99 |
| IHG One Rewards Traveler Credit Card | Chase | Dining | 1.5% | $0 |
| IHG Rewards Select | Chase | Dining | 1% | $49 |
| IHG Rewards Business | Chase | Dining | 0.5% | $0 |
| IHG Rewards Classic | Chase | Dining | 0.5% | $0 |
Frequently asked questions
Is the IHG One Rewards card worth it?
IHG One Rewards value depends on how you earn and redeem rewards. Madeen compares related cards by effective rate using catalog data — see the related cards table on this page. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
IHG One Rewards: What You Need to Know - NerdWallet
IHG One Rewards is a rewards program linked to 6 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What are the reward points for OneCard credit card?
IHG One Rewards is a rewards program linked to 6 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which credit card has IHG rewards?
IHG One Rewards is a rewards program linked to 6 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How much is 140,000 IHG points worth?
IHG One Rewards value depends on how you earn and redeem rewards. Madeen compares related cards by effective rate using catalog data — see the related cards table on this page. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is IHG One Rewards?
IHG One Rewards is a rewards program linked to 6 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-25. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.