Citi ThankYou Rewards
Citi ThankYou Rewards is a issuer currency program linked to 15 cards in the Madeen catalog. Madeen uses about 1¢ per point for effective-rate comparisons. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
LAST REVIEWED • snapshot 2026-06-01
What is Citi ThankYou Rewards?
Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards earn Citi ThankYou Rewards?
Madeen tracks 15 U.S. credit cards earning Citi ThankYou Rewards. Rankings below use effective rate — multiplier times catalog cents-per-point. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How valuable is Citi ThankYou Rewards?
Madeen effective-rate analysis assumes about 1 cents per points for comparison across categories. Your redemption value may differ. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How does Citi ThankYou Rewards compare to cash back?
Citi ThankYou Rewards can beat flat cash back when multipliers and redemptions align; see related cards sorted by Madeen effective rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Citi Forward | Citi | Dining | 4% | $0 |
| Citi Prestige | Citi | Dining | 4% | $495 |
| AT&T Points Plus Card From Citi | Citi | Gas | 2.4% | $0 |
| AT&T Universal Rewards World Mastercard | Citi | Gas | 2.4% | $0 |
| Drivers Edge Platinum Select | Citi | Grocery | 2.4% | $0 |
| Citi Strata Premier | Citi | Dining | 2.4% | $95 |
| Citi Professional℠ ThankYou Rewards | Citi | Dining | 2.4% | $0 |
| Citi Strata | Citi | Grocery | 2.4% | $0 |
| Citi Strata Elite | Citi | Dining | 2.4% | $595 |
| AT&T Access | Citi | Other | 1.6% | $0 |
| PremierPass Expedia Elite | Citi | Grocery | 1.6% | $75 |
| Citi Rewards+ | Citi | Grocery | 1.6% | $0 |
| Citi Rewards+℠ Student | Citi | Grocery | 1.6% | $0 |
| Citi ThankYou Preferred | Citi | Dining | 1.6% | $0 |
| AT&T Universal Platinum | Citi | Dining | 0.8% | $0 |
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Frequently asked questions
How much are 50,000 Citi ThankYou points worth?
Citi ThankYou Rewards value depends on how you earn and redeem rewards. Madeen compares related cards by effective rate using catalog data — see the related cards table on this page. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Calculator: Citi ThankYou Points Value - NerdWallet
Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What are Citibank thank you rewards?
Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is the best use of Citi ThankYou points?
Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How do I cash out my Citi ThankYou points?
Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is Citi ThankYou Rewards?
Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.