Card comparison
Which card is better between Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash?
Nevada State Bank AmaZing Cash is the better overall pick over National Bank of Arizona AmaZing Cash because it leads on Madeen's weighted scorecard (54 vs 48) across categories, bonus, benefits, and fee.
Effective rate Tie
Annual fee Tie
Welcome bonus Nevada State Bank AmaZing Cash
Benefits value Tie
Nevada State Bank AmaZing Cash is the stronger overall pick between Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash because it leads on Madeen's weighted scorecard (54 vs 48) across categories, bonus, benefits, and fee. Nevada State Bank AmaZing Cash (2% top effective rate) vs National Bank of Arizona AmaZing Cash (2%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
Choose A if
Choose Nevada State Bank AmaZing Cash when its strongest categories, bonus, or perks match how you actually spend.
Choose B if
Choose National Bank of Arizona AmaZing Cash when the fee, welcome bonus, or issuer ecosystem fits better than the headline winner.
Full comparison
How do Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash compare across all spend categories?
Across all five spend categories, Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash trade wins row by row. Nevada State Bank AmaZing Cash peaks at 2% effective; National Bank of Arizona AmaZing Cash peaks at 2%. Tie wins the headline effective-rate view in this pair.
| Category / metric | Nevada State Bank AmaZing Cash | National Bank of Arizona AmaZing Cash | Winner |
|---|---|---|---|
| Dining | 1% back (1%) | 1% back (1%) | Tie |
| Grocery | 1% back (1%) | 1% back (1%) | Tie |
| Gas | 1% back (1%) | 1% back (1%) | Tie |
| Travel | 2% back (2%) | 2% back (2%) | Tie |
| Other | 1% back (1%) | 1% back (1%) | Tie |
| Welcome bonus | $1000 | $500 | Nevada State Bank AmaZing Cash |
| Est. annual benefits | $14380/yr | $14380/yr | Tie |
| Annual fee | $0 | $0 | Tie |
| Holistic overall | 54 pts (cat 20, bonus 13, benefits 13, fee 8) | 48 pts (cat 20, bonus 7, benefits 13, fee 8) | Nevada State Bank AmaZing Cash |
Madeen take
How to think about this pair
Nevada State Bank AmaZing Cash (2% top effective rate) vs National Bank of Arizona AmaZing Cash (2%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
Strategy
Use Nevada State Bank AmaZing Cash when Best for spenders who put meaningful volume in travel and can earn 2% back. The welcome bonus can help if you can meet the spend requirement.. Use National Bank of Arizona AmaZing Cash when Best for spenders who put meaningful volume in travel and can earn 2% back. The welcome bonus can help if you can meet the spend requirement.. Nevada State Bank.
Welcome bonus playbook
If you are chasing a welcome bonus, Nevada State Bank AmaZing Cash leads on catalog bonus value. For long-term category earn after the bonus, National Bank of Arizona AmaZing Cash is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Madeen analysis
Which card has stronger benefits: Nevada State Bank AmaZing Cash or National Bank of Arizona AmaZing Cash?
Madeen estimates $14380 annual benefit value on Nevada State Bank AmaZing Cash versus $14380 on National Bank of Arizona AmaZing Cash. Credits only matter if you will use them.
Nevada State Bank AmaZing Cash
Total est. value: $14,380/yr
Credits and perks only help if you will actually use them in a typical year.
- Purchase Security and Extended Protection $10,000/yr
- Travel Accident Insurance $3,000/yr
- Roadside Dispatch® $1,000/yr
- Sofar Sounds $240/yr
- OpenTable $120/yr
National Bank of Arizona AmaZing Cash
Total est. value: $14,380/yr
Credits and perks only help if you will actually use them in a typical year.
- Purchase Security and Extended Protection $10,000/yr
- Travel Accident Insurance $3,000/yr
- Roadside Dispatch® $1,000/yr
- Sofar Sounds $240/yr
- OpenTable $120/yr
Welcome bonus
Which welcome bonus is stronger for Nevada State Bank AmaZing Cash or National Bank of Arizona AmaZing Cash?
If you are chasing a welcome bonus, Nevada State Bank AmaZing Cash leads on catalog bonus value. For long-term category earn after the bonus, National Bank of Arizona AmaZing Cash is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend. Nevada State Bank AmaZing Cash lists $1,000; National Bank of.
Nevada State Bank AmaZing Cash
$1,000
National Bank of Arizona AmaZing Cash
$500
Caps & conditions
Caps and earn limits
Both Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash carry structured reward caps in the catalog. Compare the category that matters most before assuming the headline multiplier lasts all year.
Nevada State Bank AmaZing Cash
- Capped at $150000 per year.
National Bank of Arizona AmaZing Cash
- Capped at $150000 per year.
Who should pick which
Scenario playbook
Cashback-first user
Pick Tie
The two cards are too close for a clear winner in this scenario.
Travel & points user
Pick Nevada State Bank AmaZing Cash
Nevada State Bank AmaZing Cash is the stronger travel-style pick because it combines better reward value with more travel-friendly positioning.
No annual fee priority
Pick Tie
The two cards are too close for a clear winner in this scenario.
Heavy dining spend
Pick Tie
For restaurant and dining-coded spend, the winner is whoever posts the stronger dining effective rate after caps and exclusions — see the category matrix for the current snapshot.
Heavy grocery spend
Pick Tie
Supermarket and grocery coding can differ from superstores and delivery, so compare the grocery row before you optimize a weekly shopping basket.
Welcome bonus chaser
Pick Nevada State Bank AmaZing Cash
If you are chasing a welcome bonus, Nevada State Bank AmaZing Cash leads on catalog bonus value. For long-term category earn after the bonus, National Bank of Arizona AmaZing Cash is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Fee-sensitive keeper
Pick Tie
When you want the card that is easiest to keep year two, annual fee often matters more than a narrow category edge.
Decision guide
Which card is better between Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash?
Nevada State Bank AmaZing Cash is the better overall pick because it leads on Madeen's weighted scorecard (54 vs 48) across categories, bonus, benefits, and fee. Nevada State Bank AmaZing Cash (2% top effective rate) vs National Bank of Arizona AmaZing Cash (2%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
When should you pick Nevada State Bank AmaZing Cash over National Bank of Arizona AmaZing Cash?
Choose Nevada State Bank AmaZing Cash if Best for spenders who put meaningful volume in travel and can earn 2% back. The welcome bonus can help if you can meet the spend requirement.. Worth a look for travel spend if you need a business card and can use cash back the way you redeem today.
Strengths
- Strongest Madeen category is travel at about 2% effective (2% back).
- That travel rate ranks higher than about 80% of cards we track in the category.
- No annual fee in our catalog snapshot.
Tradeoffs
- Charges $3 foreign transaction fees.
- Business card — rewards and liability rules differ from consumer cards.
When should you pick National Bank of Arizona AmaZing Cash over Nevada State Bank AmaZing Cash?
Choose National Bank of Arizona AmaZing Cash if Best for spenders who put meaningful volume in travel and can earn 2% back. The welcome bonus can help if you can meet the spend requirement.. Worth a look for travel spend if you need a business card and can use cash back the way you redeem today.
Strengths
- Strongest Madeen category is travel at about 2% effective (2% back).
- That travel rate ranks higher than about 80% of cards we track in the category.
- No annual fee in our catalog snapshot.
Tradeoffs
- Charges $3 foreign transaction fees.
- Business card — rewards and liability rules differ from consumer cards.
Common questions about Nevada State Bank AmaZing Cash vs National Bank of Arizona AmaZing Cash
Which card is better between Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash?
Nevada State Bank AmaZing Cash is the stronger overall fit because it leads on Madeen's weighted scorecard (54 vs 48) across categories, bonus, benefits, and fee. The overall winner depends on your spend mix — use the scorecard rows and scenario playbook to see where each card actually wins.
Which card wins on dining: Nevada State Bank AmaZing Cash or National Bank of Arizona AmaZing Cash?
Dining is effectively a tie on effective rate in this snapshot.
Which card is better for cashback users: Nevada State Bank AmaZing Cash or National Bank of Arizona AmaZing Cash?
Tie is the better cashback-style pick between Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash.
Which welcome bonus is stronger between Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash?
If you are chasing a welcome bonus, Nevada State Bank AmaZing Cash leads on catalog bonus value. For long-term category earn after the bonus, National Bank of Arizona AmaZing Cash is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Which card has stronger benefits: Nevada State Bank AmaZing Cash or National Bank of Arizona AmaZing Cash?
Both cards carry meaningful perks; compare the benefits table for credits you will actually use.
Which card has the lower annual fee: Nevada State Bank AmaZing Cash or National Bank of Arizona AmaZing Cash?
Tie has the simpler fee story in this pair ($0 vs $0). Annual fee only wins if you use the rewards and credits that justify it.
Is Nevada State Bank AmaZing Cash or National Bank of Arizona AmaZing Cash better for travel spend?
Nevada State Bank AmaZing Cash is the stronger travel-style pick between Nevada State Bank AmaZing Cash and National Bank of Arizona AmaZing Cash in this snapshot.
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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Content tier Standard
Nevada State Bank and National Bank of Arizona (and related product names) are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by either issuer. Madeen is an independent credit-card comparison and education service.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure