Madeen encyclopedia

No annual fee cards

Madeen lists 20 indexable no annual fee cards in our catalog snapshot, ranked by effective earn rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

20 related cards

LAST REVIEWED • snapshot 2026-06-01

Which no annual fee cards are in the Madeen catalog?

Top effective rate among matches: Aven Rewards Visa® at 6%. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Aven Rewards Visa Coastal Community Bank Grocery 6% $0
USALLIANCE Financial Visa Signature USALLIANCE Financial Grocery 6% $0
U.S. Bank Cash+ Visa Signature U.S. Bank Travel 5% $0
1st Source Bank Visa Max Cash Preferred 1st Source Bank Other 5% $0
A+ Federal Credit Union Visa Max Cash Preferred A+ Federal Credit Union Other 5% $0
Abby Bank Visa Max Cash Preferred Abby Bank Other 5% $0
Abound Visa Platinum Abound Credit Union Gas 5% $0
Air Academy Credit Union Visa Max Cash Preferred Air Academy Credit Union Other 5% $0
Alerus Visa Max Cash Preferred Alerus Other 5% $0
Allegiance Credit Union Visa Max Cash Preferred Allegiance Credit Union Other 5% $0
Alliance Credit Union Visa Max Cash Preferred Alliance Credit Union Other 5% $0
AllSouth Federal Credit Union Visa Max Cash Preferred AllSouth Federal Credit Union Other 5% $0
American Savings Bank Visa Max Cash Preferred American Savings Bank Other 5% $0
Ameris Bank Visa Max Cash Preferred Ameris Bank Other 5% $0
AmeriServ Financial Visa Max Cash Preferred AmeriServ Financial Other 5% $0
Amplify Credit Union Visa Max Cash Preferred Amplify Credit Union Other 5% $0
Associated Bank Visa Max Cash Preferred Associated Bank Other 5% $0
AurGroup Financial Credit Union Visa Max Cash Preferred AurGroup Financial Credit Union Other 5% $0
Banc of California Mastercard Max Cash Preferred Banc of California Other 5% $0
Bank Five Nine Visa Max Cash Preferred Bank Five Nine Other 5% $0

Frequently asked questions

What is No annual fee cards?

No annual fee cards in the Madeen credit card encyclopedia. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Does Madeen guarantee approval or bonus eligibility?

No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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